What does the remittance pretreatment status of CCB mean?

The pretreatment status of remittance from China Construction Bank indicates that the processing is already in progress, but it has not been completed. Because bank transfer and remittance need two people to review in the background, the first person is called pretreatment after the review, and the remittance can be successful after all the reviews are completed.

Bank remittance refers to the process of depositing cash into a designated account. Depositors can be companies or individuals. In the process of online shop operation, bank remittance is also a commonly used payment method. Bank remittance requires a handling fee, and different banks charge different fees.

First, remittance should pay attention to:

1. When the remittance company needs to send someone to the remittance bank to collect the remittance, it should indicate the name of the payee in the "Payee" column and the words "Entrusted Bank for Collection" in the "Account or Address" column. If you need to designate a specific payee to receive remittance, you should indicate the name of the payee unit.

2. Individual economic households and individuals who need to withdraw cash from remittance banks should fill in the word "cash" in the capital column of "remittance amount" on the remittance and telegraphic transfer vouchers, and then immediately fill in the capital of remittance amount.

3. If the remitter determines that remittance is not allowed, it shall be indicated in the "Remarks" column.

4. Remittance should be withdrawn by the payee with the seal, and the fourth remittance voucher should be stamped with the bank seal reserved by the payee.

2. What are the remittance methods?

1. T/T means that the payer delivers the local currency to the local foreign exchange bank, and the bank informs the foreign branch or its agent to pay the foreign currency immediately by telegram or telex.

Under the floating exchange rate system, exchange rate instability often leads to large fluctuations, while the short time for telegraphic transfer to receive and pay foreign exchange can appropriately reduce the risk of exchange rate fluctuations. Therefore, exporters generally stipulate in trade contracts that importers are required to remit money by wire transfer.

Under the telegraphic transfer method, the time interval between the bank's domestic currency and foreign exchange payment abroad is only one or two days. Because banks can't use customers' remittances, and the cost of international electricity insurance is relatively expensive, the exchange rate of telegraphic transfer is the highest.

2. M/T means that the remitter delivers his own currency to the local bank, and the bank will issue a payment power of attorney for him and send it to the foreign correspondent bank by airmail, so as to handle the foreign exchange payment business.

The remittance voucher is a remittance payment power of attorney, and its content is the same as that of the wire transfer power of attorney, except that the remittance bank does not add a password to the remittance power of attorney, but the person in charge signs it.

3. Sight draft (D/D) means that the remitting bank opens a draft for the remitter at the remitter's application, and the draft must clearly indicate the payee's name, remittance amount and other information, and then give it to the remitter to send it to the payee or personally take the draft abroad. This is a remittance method of draft withdrawal, and the voucher of draft remittance is a bank draft.