What should I do if my newly bought mobile phone number always receives the dunning information from the bank?

The newly bought mobile phone number always receives debt collection information?

The reason why novice mobile phone numbers always receive dunning:

1. First, check the personal credit report and loan big data to confirm whether the money you borrowed has been paid back and pay off the outstanding debts in time.

2. If you still receive a dunning call in the future, be careful that personal information is leaked and others borrow money under a pseudonym. You can explain to the lending institution/platform that the dunning call was not made by yourself, and ask the other party to terminate the loan relationship immediately, and ask the person who borrowed money under a pseudonym to pay back the money without being liable for repayment. Note that you should also be careful that your personal credit is damaged. If this leads to bad information in credit/big data records, you can appeal.

3. If it is found that the former holder who changed his mobile phone number borrowed a lot of money with this number, which led the lending institution/platform to find himself according to the number, the dunning phone can be blacked out directly, or another mobile phone number can be simply used.

What should I do if my new mobile phone number always receives a bank dunning message?

Novice mobile phone numbers always receive bank dunning messages, mainly because the original number owner uses this mobile phone number to handle loan business in the bank. If you want to change this situation, you can do this:

1. Contact the bank that sent the dunning information to the mobile phone number. Remember not to contact the phone number on the dunning SMS, but to call the official bank phone number. For example, CCB calls 95533 and then asks customer service to explain the situation, asking the bank to change the contact information of the original owner or contact the original owner through other channels.

2. Exit this phone number. You can go to the business hall to cancel your mobile phone number, and then apply for a new number, so that this will not happen. But when dealing with a new number, it is best to explain the situation to the sales staff and then find a reputable or new number.

3. Call 1232 1 Complaint 1232 1, which is the telephone number of the reporting center of bad network and spam. Calling this number to complain can block spam messages and harassing calls in your mobile phone.

Need to pay attention to handling the new mobile phone number:

1. Store the phone number in the address book in your mobile phone or make a backup to avoid losing it.

2. Inform friends and customers who contact frequently.

3. The mobile phone number should be cancelled in time after it is not used. Some friends give up their old mobile phone cards directly when they change their mobile phone numbers, thinking that they will automatically shut down and quit as long as they are not used. In fact, although it will be cancelled automatically, it will take several months. During this period, the system will automatically deduct the monthly rent of each month until it is cancelled. The mobile phone connects the user's credit. Please cancel in time so as to handle business or banking business in the future.

4. Unbind the account related to the unused mobile phone number. The mobile phone number is bound with many things, such as bank card, consumption verification, network password verification, Weibo and so on. Binding and unbinding the mobile phone number can prevent the account from being stolen and grasp the information in time. After changing the mobile phone number, it is necessary to conduct secondary verification in time to change the binding. If you need some time to apply for a new number, you can temporarily change it to the number of your family or friends as a transition.

What should I do if my newly bought mobile phone number always receives the dunning information from the bank?

The main reason why the newly bought mobile phone number always receives bank dunning messages is that the original owner uses this mobile phone number to handle loan business in the bank. If you want to change this situation, you can do this:

1. Contact the bank that sent the dunning information to the mobile phone number. Remember not to contact the phone number on the dunning SMS, but to call the official bank phone number. For example, CCB will call 95533, then ask the customer service to explain the situation, ask the bank to change the contact information of the original owner, or contact the original owner through other channels.

2. Cancel this mobile phone number.

You can go to the business hall to cancel your mobile phone number, and then buy a new number, so that this will not happen. However, it is best to explain the situation to the sales staff when handling the new number, and then find a better reputation or a new number.

3. Call 1232 1 to make a complaint.

1232 1 is the telephone number of the network defect and spam reporting center. Calling this number to make a complaint can not only block spam messages in the mobile phone, but also block harassing calls in the mobile phone.

What should I do if I receive a reminder?

1. Collection SMS with the words "unsubscribe back to T" at the end.

Most of these short messages start with 106X, which belongs to mass short messages of some commercial platforms and is very likely to be fake.

2. SMS without loan contract number, repayment amount, overdue amount and other loan details.

This kind of collection message can't even tell the content of the collection clearly, it will only create momentum. Nature is not trustworthy, not to mention paying attention to avoiding being cheated.

3, threats, intimidation, abuse and other violence to collect text messages.

No matter whether the borrower really fails to repay the loan within the time limit, the content of this collection message is illegal. If the borrower feels that his safety and reputation have been damaged, he can call the police directly without making any reply.

Third, warm tips

1. If you don't want to receive these false or violent collection messages, you can intercept them by using the SMS interception function in the mobile phone settings, or you can report complaints to the local financial supervision department, or you can call the police directly and keep the collection messages as evidence.

If it is true that you are overdue, then you can't escape. Lenders can also take legal measures to recover funds and safeguard their rights, such as sending a lawyer's letter and suing the court. After all, the collection message sent has no effect.

3. If the overdue breach record is reported to the central bank for credit reporting, it shall be kept for 5 years from the date of overdue settlement. If you go to court and are forced to repay by the people's court, you may also be included in the list of people who have lost their trust and publicized nationwide to show credit punishment.

In Winnie Hsin, get a big data report, find out your overdue records, and classify your online loans into formal and informal, credit-seeking and non-credit-seeking. If you want to pay back the money but don't have enough funds, then negotiate with the online lending platform, give priority to formal credit reporting, and minimize the impact on yourself.

Extended data:

Do you want to pay attention to the collection of short messages?

Generally speaking, there is only one situation to look at, and other situations do not need to be ignored.

This situation is:

1. I do have a loan in my name, and the repayment is really overdue;

2. The collection SMS is indeed sent from the repayment date;

3. The collection content is only to remind the current repayment failure, how much should be paid back, and make up as soon as possible to avoid overdue.

Seeing such a short message, the borrower does not need to reply, but only needs to make an inquiry and deposit enough funds into the loan repayment bank card in time. Generally, the loan bank will automatically make up the deduction. You can contact the loan bank by phone.

For example, for the loan of Bank of Communications, the system will initiate three deductions on the repayment date around 03:00-05:00, 18:00-20:00 and 2 1:00. If the balance of three deductions is insufficient, subsequent deductions will be initiated at the same time every day. Therefore, after receiving such reminder messages, you must deposit enough repayment funds in the loan repayment in time.