Xingye Credit Card sends a text message to remind us to standardize the use of cards, and it cannot be phased.

It is possible that the user accidentally triggered the bank's risk control system in the process of using the credit card. Therefore, the bank sent a short message reminding the mechanism.

Generally, if you often notice abnormal card use such as cashing out or using low-rate POS machines, you may receive such short messages.

If you receive a violation reminder message under normal use. Most of them were issued by Industrial Bank. Mainly to remind users to standardize the use of credit cards, which can be ignored.

First, the basic characteristics of Industrial Credit Card

1. Card swiping password is optional.

You can choose whether to spend by signing or adding password protection. Industrial credit card fully takes care of your convenience and security needs.

2. Zero risk of loss reporting

If the card is lost, you can call the 24-hour customer service hotline 9556 1 or complete the loss reporting procedure through the interactive SMS service, and the loss reporting will take effect immediately, without worrying about all the risks afterwards.

3. A card and two coins

Specially provide RMB and USD for distinguished cardholders, which can be used for signing accounts in more than 200 countries and regions around the world. Consumption abroad can be repaid in RMB, which is popular all over the world.

4. A variety of repayment methods

We provide you with up to seven repayment methods, such as cash repayment, ATM transfer repayment, automatic transfer repayment, online banking repayment and telephone banking repayment, so that you can easily repay anytime and anywhere, which is very worry-free.

Second, special services.

1. Withheld and remitted

In order to better serve customers and enrich the product functions of our credit cards, Industrial Bank credit cards have promoted a number of withholding and remittance services in different cities across the country. Business types mainly include: China Unicom mobile phone fee withholding, telecom fee withholding, tap water fee withholding, electricity fee withholding, gas fee withholding, gas card withholding and so on. With the continuous development of new business, Industrial Bank will strive to develop diversified withholding services according to market conditions to meet the payment needs of different customers.

2. Withholding business

Customers need to sign an entrusted withholding agreement with bank outlets or agencies. Bank outlets or agencies handle debit transactions for customers on a regular or real-time basis according to the entrusted withholding agreement, and banks deduct money from customers' credit cards according to the bill consumption amount. For the business bills that have signed the entrustment withholding agreement, customers do not need to pay at the designated outlets. The system will keep the withholding transaction records for customers to inquire.

3. Remittance business

Remittance business refers to the payment transaction conducted by cardholders at the outlets or channels of Industrial Bank. The system can deduct the business bill in real time and feed back the payment status to the cardholder in time.