My bank card suddenly received a super online banking transaction, 300 yuan.

You should handle the loan business and they remit money to you. Another possibility is that someone mistakenly gave you the function of "super online banking", which can realize the interconnection between the bank's online banking and the central bank system, and the inter-bank transfer can be received in real time. At present, China Merchants Bank has supported the following functions: China Merchants Bank initiated other bank account inquiries, other banks initiated China Merchants Bank account inquiries, China Merchants Bank accounts were transferred to other banks, and super online banking "inter-bank fund collection" and so on. If it is our bank card, it should be this kind of transfer. Please call customer service for details.

What is super online banking? The online banking interbank payment system, also known as super online banking, is another RMB interbank payment system built by the People's Bank of China after the large and small payment system-online payment interbank clearing system, which mainly handles the retail business submitted by customers online, including payment business and interbank account information inquiry business. It is the latest standardized inter-bank online financial service product developed by the central bank in 2009. By constructing the system architecture of "one-point access and multi-point docking", the "one-stop" online inter-bank financial management of enterprises can be realized. The second generation payment system of "Super Online Banking" was officially launched on August 30th, 20 10, and real-time inter-bank transfer and inter-bank account inquiry will be launched. Product Features Central Bank Super Online Banking has seven product features: unified identity authentication, inter-bank account management, inter-bank fund transfer, inter-bank fund collection, unified direct platform, unified financial management process and unified data format.

Using traditional online banking, if you want to know how your accounts are in various banks, you need to log in and inquire many times. Super banks can query and manage the fund balance and transaction details of settlement accounts opened by several commercial banks through a unified operation interface, and one ICBC U shield can complete all bank online banking login. Using super bank, you can send transaction instructions directly to the bank to complete remittance operation. Super banks also have a powerful fund collection function, which can establish the transfer relationship between the settlement accounts of parent companies and subsidiaries.