How much credit card spending is reminded by SMS? The bank threshold is different.

When we use credit card to spend money, sometimes we will receive SMS reminders when the transaction is completed, but sometimes we will not receive reminders. The main reason is that it costs more money. After all, banks don't have reminders for every transaction, so how many SMS reminders will there be for credit card consumption? Different banks have different thresholds for SMS reminders.

1, China CITIC Bank:

The threshold of SMS reminder for credit card consumption of CITIC Bank is 50 yuan, that is, if the transaction amount is greater than or equal to 50 yuan, SMS reminder will be sent free of charge. If you want unlimited amount, you can receive SMS reminders for each transaction and apply for SMS Bao service. 9 yuan can enjoy a three-month unlimited consumption SMS reminder, which will be automatically renewed one day before the expiration. After successful processing, you can contact the customer service hotline of CITIC Bank to cancel.

2. Minsheng Bank:

Minsheng Bank's credit card consumption SMS reminder threshold is 500 yuan. If the transaction amount is greater than or equal to 500 yuan, send SMS reminders for free. If you want to make unlimited transactions, you can receive SMS reminders and open SMS notification service. The charging standard depends on the card level. Jinpuka charges 3 yuan every month, which is charged by account; Platinum cards and above are free.

3. Industrial Bank:

Credit card transaction notification SMS service is needed, and credit card users can only receive SMS reminders. The opening fee varies according to the level of the card. Puka and Gold Card are charged in 3 yuan RMB per month (quarterly), while Platinum Credit Card (including Titanium Card) and Diamond Card are free.

If you don't want to spend money to open the transaction notification SMS, you can pay attention to the official micro-signal of "Industrial Bank Credit Card" and receive the transaction reminder for free after binding the credit card consumption.

4. Ping An Bank:

Consumers whose transaction amount exceeds 500 yuan (or US$ 80) will receive SMS reminders for free. If you want to have unlimited quantity, every transaction will be reminded. You can start the SMS reminder service every time you spend. Service charge is 3 yuan/month, once every three months. Every time 9 yuan is deducted, the fee will be automatically renewed when it expires.