Is it true that consumer finance short message informs the court session?

It may be true, because some consumer financial institutions will sue users who are maliciously overdue, so it is also possible for users to receive the notice of filing arrears. However, many consumer financial institutions and lending platforms will put pressure on debtors by sending SMS notifications, but they have not actually prosecuted, so many people do not believe it. But if you receive a court summons or something, you need to pay attention.

Traditional consumer finance (CF) is a modern financial service model that provides consumer loans to consumers at all levels. Whether from the perspective of financial product innovation or expanding domestic demand, consumer finance pilot has positive significance.

There are many consumer finance loans, such as Gitzo consumer finance commodity loans and consumer loans, instant consumer finance comfort loans, good-term loans for consumer finance, full-time loans and privileged loans for Xiaoman Finance's rich flower platform, Suning Finance's willful loans, Jingdong Finance's gold bar loans, Ant Financial's loan treasures, and Lexin's installment music.

In addition, other consumer finance institutions also provide customers with various credit consumption loans, such as Zhongyuan Consumer Finance, China Post Consumer Finance, Haier Consumer Finance, Yin Chang Consumer Finance, Huarong Consumer Finance, Yin Hang Consumer Finance, Jinshang Consumer Finance, Shengyin Consumer Finance and Happiness Consumer Finance.

As long as customers pay more attention to maintaining good personal credit, there is no bad record in the credit report; And can provide stable income proof, have the ability to repay on time, and generally can successfully borrow money from the above-mentioned consumer financial institutions. Of course, if the credit is bad, you can't borrow money temporarily.

Consequences of overdue

If a lending institution or bank fails to perform the court's judgment within the performance period after suing the court and winning the case, it will apply to the court for enforcement.

When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law.

If the lender has no executable property under his name, refuses to perform the effective judgment of the court, and the negative information such as overdue repayment will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.

Those who have the ability to refuse to execute are suspected of refusing to execute the judgment or ruling.

Banks will collect money by phone, text message, etc. , and will also contact and inform family and friends. Finally, as we all know, personal integrity and reputation will be seriously affected;