How many days can CCB pass the installment application?

The audit time of CCB by stages is about 15 to 20 days. Users can log in to mobile banking and check the progress of installment application through the "Credit Card-Staging" menu. After the approval, CCB will mail the installment card to the user by courier, and send a SMS reminder to the user after the card is sent. After receiving the SMS reminder, the card letter will be received about 5 working days.

How to handle the installment of CCB? There are the following steps:

1. Commercial transaction

If you want to apply for the installment of CCB, try to establish business contact with CCB. The more intersection with CCB, the easier it is to apply for CCB staging, and the higher the amount given by the bank.

2. SMS invitation

CCB adopts the installment pre-credit system, and qualified high-quality customer banks will invite them by SMS.

independent processing

If the applicant wants to apply for the installment of CCB, he can go to the bank outlets to inquire. Under normal circumstances, as long as the applicant meets the requirements, CCB's credit card is in good condition, there is no bad credit record, and money is urgently needed, CCB can be asked to help him check the installment quota of CCB.

Apply for installment payment

The installment of CCB is essentially a large consumption installment, so it is easier to apply for installment of CCB than ordinary loans. The applicant holds valid identity documents to fill in the Application Form for Staging Business of China Construction Bank, and fill in personal information and the amount and number of stages applied for.

5. Telephone credit survey

After the application form is filled out, the bank will have an audit process. Generally, it will contact the applicant through the mobile phone number reserved by the applicant, mainly to ask whether it is my operation, whether there is any error in the application amount and number of periods, etc.

6. Wait for the audit results

Under normal circumstances, there will be SMS notification within one week. If the SMS notification is approved, it means that the loan can be approved soon.

7. Handle the special card for CCB consumption.

CCB can go to the bank to apply for a CCB special consumption card after the quota is paid by installments. CCB will use pos machines to spend all the credits, from credit cards to consumer cards, and then it can use CCB's special consumer cards for consumption.

China Construction Bank (CCB) has been vigorously developing credit card business, and launched the installment service of CCB. The installment service of CCB is a special consumption loan for credit cards. The interest rate of CCB installment service is similar to that of CCB credit card installment service, and there are 20% discount activities. The installment quota of CCB can be as high as 6.5438+0.5 million yuan, with 36 installments. Compared with CCB credit card, CCB staging is more practical.

The installment service of CCB is mainly aimed at CCB's high-quality customers, including CCB mortgage customers, CCB payroll customers and CCB wealth management deposit customers.