Can I refuse to sign the SMS received by the online application Everbright Credit Card if I accept the face-to-face visa?

Generally speaking, no, but no one can say for sure. After all, everyone's conditions and circumstances are different, and the details also depend on the audit results.

Credit card applications are usually rejected for three reasons:

1. Basic information of the applicant Reason: For example, 18 years of age, the occupation is prohibited for bank credit cards, the information provided is not detailed, and the salary payment address is not detailed;

2. Reasons for the applicant's credit information: if the applicant has repeated applications, unstable work, poor credit record, poor contact with the applicant, etc.

3. Other reasons: for example, the contact person does not know or is unwilling to be a contact person, the applicant's health reasons, and the contact person does not meet the requirements.