What is an electronic medical insurance card?

1. What is an electronic medical insurance card?

Electronic medical insurance card is the only identity certificate of online medical insurance business, which is generated by the national medical insurance information platform. One person has one yard, and it is completely suitable for various medical insurance businesses such as identity identification, information feedback and mobile payment.

2. What are the functions of the electronic medical insurance card?

1. identification. Electronic medical insurance card will completely replace social security card as the only identification of medical insurance business.

2. Query function. The electronic medical insurance card is loaded with medical insurance business inquiry function, which can realize online inquiry of enrollment information, payment information, personal account transaction records, medical institutions, pharmacies, treatment information and medical insurance policies.

3. Business processing function. Electronic medical insurance card will soon be applied in designated pharmacies, designated clinics, designated hospitals and medical insurance business halls. With this card, online medical insurance business such as registration, payment, settlement and filing will soon be realized.

3. Who needs to apply for activation?

The county's basic medical insurance participants include employees, residents, civil servants and flexible employees.

Fourth, the scope of application

Electronic social security cards will be organically applied online and offline in the fields of human society, government services and finance. , focusing on the application of business scenarios such as online inquiry of social security rights records, online payment and settlement of medical treatment and drug purchase, online payment of insurance, online certification of professional qualifications, and online service vouchers of human society. At the same time, it will further support cross-departmental applications, help the government provide public services, and promote people's livelihood services and smart city construction.

Five, the benefits of electronic medical insurance card:

First, it is convenient and fast. The electronic medical insurance card does not depend on the physical card, and the insured can be activated through the National Medical Insurance APP, or through third-party channels authorized by the National Medical Insurance Bureau such as WeChat and Alipay, which is very convenient.

Second, the application is rich. Electronic medical insurance certificates are widely used in medical insurance business scenarios such as medical insurance inquiry, enrollment registration and reimbursement payment. An electronic certificate can handle all medical insurance business.

Third, it is universal. The electronic medical insurance certificate is generated by the national medical insurance information platform, and the standards are unified nationwide and mutually recognized across regions. Insured people can handle relevant medical insurance business nationwide with certificates, which can be described as "one yard in hand, no worries about medical insurance".

Fourth, it is safe and reliable. The medical insurance electronic certificate has passed the real-name and real-person authentication, adopted domestic encryption algorithm, encrypted data transmission and dynamic two-dimensional code display, thus ensuring the safety of personal information and medical insurance funds.

In terms of security, the medical insurance electronic certificate has passed the real-name and real-person authentication, adopted domestic encryption algorithm, encrypted data transmission and dynamic two-dimensional code display to ensure the safety of personal information and medical insurance funds. It is generated by the national medical insurance information platform, and the standards are unified nationwide and mutually recognized across regions. According to this, the insured can handle the relevant medical insurance business nationwide, which can be called "one yard in hand, no worries about medical insurance".

Legal basis:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.