Is there a SMS notification for mortgage?

There are usually mortgage text messages. After the mortgage loan is released, the bank will send a text message on the mobile phone number reserved by the user to inform the user that the loan has been successfully released, and some may call, but in any case, the notice will be in place. If you don't know much about the specific progress of the bank, you can ask the bank.

How long does it take to approve the mortgage?

Personal mortgage loans, different banks or different housing loans, the lending time is different. Mortgage loan lending time is mainly divided into:

1, housing provident fund loans are slow. Individuals apply for housing mortgage loans. Because of the low interest rate of personal housing provident fund loans, many people like to apply for such loans to buy a house. But at the same time, this kind of housing loan is slow, and it usually takes about 1-2 months to lend. If it is slower, it will take half a year in some areas.

2. Mortgage loan for commercial housing is about 1 month. Most people who apply for housing mortgage loans are commercial loans from banks, which are faster than housing provident fund loans. At present, the lending time of many banks is about 1 month. Some banks lend money for a short time.

3. If you want the bank to lend money quickly, you can lend money with a receipt and lend money within 3 working days after the transfer. 400 yuan guarantee fee is required. It usually takes 15 to 22 working days to get the real estate license, and the bank will lend money 3 to 5 working days after getting the real estate license.

How long does it take to approve the mortgage?

1. It takes 1 week for general commercial loans to be issued, and the provident fund is longer. However, as long as the information is correct, the provident fund cannot exceed 15 working days at the latest, but the loan time will be faster now. If it is slow, you can check the progress. At present, the inflation pressure is high, the liquidity is excessive, and the central bank keeps raising the deposit reserve ratio, so the amount of bank lending is limited every month.

2. There are many customers who have no problems with loan procedures and loan qualifications. Because banks have no money to lend, they are all waiting in line. When can they get a loan? So it's hard to say how long it will take to approve. In short, the waiting time is much longer than before. If your loan qualification is ok, just wait patiently.