How to redeem credit card points for gifts?

How to redeem credit card points for gifts?

Users can redeem gifts through mobile banking APP, credit card related APP and credit card integral mall. Points redemption can be divided into full points redemption and points cash redemption. Among them, there are fewer gifts redeemed with full points, so users need to pay attention to the gift redemption page, and the gifts will be redeemed in time as soon as they are put on the shelves. As for the gifts exchanged for cash points, the number of gifts is relatively large.

Therefore, when users use full points to redeem gifts, it is best to choose gifts some time in advance, and then pay attention to snapping them up when they go online.

How to exchange credit card points for goods?

If you use ABC credit card, you can redeem points in the following ways:

1, customer service hotline: Call the credit card customer service hotline 4006695599 to apply for points redemption.

2. SMS: Use the mobile phone number reserved in the credit card system of Agricultural Bank of China to send the SMS "Last four digits of CCJFDH# # Gift number (4 digits) # Redemption quantity (2 digits)" to 1069095599 to submit an application for redemption of points.

3. Wechat: Pay attention to the official account of "Agricultural Bank Credit Card" WeChat, and click "My Kaka → Points Inquiry/Points Redemption" at the bottom of the page to apply for points redemption.

4. Personal Banking: Log in to the Personal Banking APP and select "Credit Card → Points Rights".

5. Online Banking: Log in to personal online banking and select "Credit Card → Points → Redemption".

6. Designated merchants: go to our point consumption cooperative merchants and redeem points through POS machines (please visit the credit card page of our website for the list of point consumption cooperative merchants).

How to exchange credit card points for what you want is here.

The role of credit card points is also the main point for major banks to promote credit cards. Card friends are also very concerned about the redemption of credit card points. So, how do you change credit card points? Don't panic, let's find out.

How to change credit card points is as follows:

1. Log in to online banking first.

Which bank's credit card will log in to the bank's online banking, enter the user name and password of the online banking and log in to the online banking.

2. Ask about the credit limit

After successfully logging in to the online banking, click the credit card option, find the credit card query in the credit card, and then some data about the credit card will appear, and then click the integral to enter the next step.

3. Click to enter the redemption.

After entering the integral query page, you can also click the integral redemption in the menu to enter the integral redemption page.

4. Choose bonus gifts

Generally, there are two options for redeeming credit card points for online banking gifts, one is for redeeming credit card points for gifts, and the other is for redeeming credit card points for e-commerce vouchers.

After selecting redemption, you will be prompted to enter information, and then submit the order. Then you just need to pay attention to the logistics situation.

I'm here to introduce how to redeem credit card points. I believe all card friends have a bottom in mind. In the credit card column, just click.

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How to exchange credit card points of China Bank for products?

Points can be redeemed through China Bank's mobile banking, "China Bank Credit Card" WeChat official account, colorful life APP, online banking, China Bank's points 365 website () and other channels. Credit card transaction points can be used to exchange all kinds of physical gifts, non-physical gifts, value-added services, financial services, charitable donations and so on. , you can also cash out through offline designated merchants.

The above contents are for your reference. Please refer to the actual business regulations.

How to redeem credit card points for gifts?

1. If customers need to exchange credit card points for gifts, they can directly purchase goods at the integral mall of the issuing bank's online banking/mobile banking client/credit card APP for exchange. When paying, you can pay by points or by points in cash. In addition, customers can also call the customer service of the issuing bank to ask which gifts can be redeemed. After applying for exchange, the bank will send the gift to the customer. Some banks can also let customers exchange money by sending instruction messages.

2. You can choose online redemption. The specific steps are as follows: first, enter the user password to log in to the online bank of the corresponding bank, if not, go to the application store to download. Let's take the Bank of China as an example. Secondly, after logging in to the online banking of China Bank, click the "My" option in the lower right corner, and you can see the "My Points" column after clicking in. Next, click "My Points" to enter the point redemption page. Click the humanoid button in the upper right corner to view the points. Choose the desired gift according to the number of points. After selecting redemption, you will be prompted to enter information, then submit the order and wait for the information to be streamed.

Operating environment: China bank APP6.9.0.

Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

How to exchange all the points of Guangfa Credit Card for gifts?

The method of exchanging all points of Guangfa Credit Card for gifts is as follows:

1, mobile banking exchange. Log in to the mobile banking of Guangfa Bank, enter the Credit Card-Guangfa Mall-Points Zone, click on the Points Gift, and you can choose to redeem the selected gifts with full points.

2. Bank exchange on the official website. The computer logs into official website of Guangfa Bank and enters the credit card integral area. Then you can redeem points.

3. Call customer service to change. Call the customer service hotline or credit card hotline of Guangfa Bank, transfer to manual customer service, and then explain to the customer service staff that credit card points should be redeemed.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.0.5

Supplementary information:

1. Use of credit card points of Guangfa Bank:

Credit card points of Guangfa Bank can be exchanged for goods.

You can log in to integral mall () of Guangfa Bank for exchange. The types of exchange include: mobile phone digital, computer office, household appliances, home life, luxury luggage, personal care and makeup, watches and jewellery, alcoholic drinks and catering, outdoor sports, clothing, shoes and hats, medical care, car travel, etc.

According to your own needs, choose the gifts you want to redeem, and use the mobile banking APP of Guangfa Bank or find a wonderful APP to scan the code to complete the payment.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.0.5

Two. Rules for converting credit card points into mileage

1, except for ordinary credit cards (World Card/Unlimited Card/Butyl Platinum Card /Visa Butyl Unlimited Card/Diamond Card (Elite)/Xiangzhen/Shang Zhen/Zunyue Platinum Card/Business Platinum Card/Zunyue Elite Card/International Student Card). The mileage standard for redemption of points is 30 points = 1 China Southern Airlines mileage, starting from 500 miles.

2. Standard for redeeming mileage with Platinum Card for Business Travel: 10000 points for 500 air miles/points;

3. World Card/Unlimited Card/Butyl Platinum Card /Visa Butyl Unlimited Card/Diamond Card (Elite)/Xiangzhen/Shang Zhen Platinum Card points redemption mileage standard: 12500 points to 500 air miles/points;

4. The mileage redemption applicant must be a member of China Southern Airlines, and it is only for redemption and use;

5. If you have more than one card, judge the cumulative upper limit of each mileage type according to the highest level card you hold;

6. Please log in to official website of Guangfa Bank and click "Points Zone → Value-added Service Zone → Air Travel" to redeem.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.0.5

So much for the introduction of how to exchange credit card points for gifts.