What is the credit purchase in Alipay?

"Credit purchase" means that 0 yuan can buy goods under an order and then try it for 7 days. If they are satisfied, they will pay again, if they are not satisfied, they will be returned.

Some people say that this is different from the traditional "7 days no reason to return"? The difference is big. There is no reason to return the goods within 7 days. When placing an order, users need to pay the full amount of the goods, but Alipay's "credit purchase" payment is 0 yuan. Don't underestimate this subtle difference, which has a great difference in the psychological effect on consumers. You can experience it first without spending a penny, which is more reassuring than letting users pay Alipay first. It can be said that online shopping has achieved "one-handed payment and one-handed delivery". Then you can try it for 7 days. Of course, Alipay also reminds you to try carefully. After all, for users, if the label is damaged, it is too much not to decide, not to remove the label, or not to return it. Alipay also thought of this, and merchants can negotiate compensation for the losses caused by the probation period. Here I suggest that users should not have such problems during the experience period, because it is very troublesome.

After 7 days, if the user does not choose to refund or pay, Alipay will automatically deduct the money. What will happen if Alipay has no money to deduct? Alipay reminds you to make up the deduction within 3 days, otherwise your personal credit score may be affected. Just like when Liu responded that college students returned their mobile phones after seven days, he said, "This is your right". But the rights and obligations are equal, and everyone should cherish Alipay's credit score. The goods should be all right. But enterprises have taken on greater risks. Therefore, Alipay must set sesame score not less than 650. Alipay "gambles" on the good credit of such people, otherwise it will be delayed for 7 days, which will drag down a lot of business.

Of course, this is not all bad for enterprises. The products that dare to support "credit purchase" are obviously more emboldened. It used to be a money guarantee, but now it is a credit guarantee. As long as you meet the conditions of Alipay Sesame Score 650, you can experience it. However, whether it is a trial or a loan, you must pay for it yourself and be rational.

How to repay Alipay's credit purchase?

1. Alipay's credit purchase function allows us to place an order first when purchasing goods on Alipay, and then determine the purchase payment after trial.

2. We can choose to pay manually, click the purchase order of Alipay after confirming the purchase, and then click Pay Now!

It doesn't matter even if you forget to pay. During the experience period, Alipay will automatically deduct money without worrying about affecting personal credit.

4. If you are not satisfied with the goods during the experience period, you can return them at any time as long as it does not affect the secondary sales, and you don't have to bear the freight, and the whole process doesn't cost a penny.