Won't online loans still contact family members?

If you don't pay the loan, you may contact your family.

1. affirmative answer: in some cases, the online loan company or creditor may contact the borrower's family. This is because borrowers are usually required to provide emergency contact information, including the contact information of family members.

2. Reasons for contacting family members:

-Emergency: If the borrower fails to repay the loan within the time limit, the online lending company may contact the borrower's family to get the borrower's clue so as to take further action.

-Collection means: Some collection agencies or individual bad online lending platforms may take severe measures, including intimidation, harassment or social pressure, to force borrowers to repay their debts.

3. Responsibility of family members: According to Chinese laws, when the borrower fails to perform the contractual obligations, the creditor has the right to recover through various legal channels. However, please note that the law stipulates that family members are not liable for the borrower's debts unless they are the borrower or guarantor.

To sum up, if you don't repay the loan, you may contact your family. But the specific situation will be different, depending on the terms of the loan contract and the creditor's collection method. In case of similar situation, it is suggested to communicate with creditors in time and maintain a transparent and frank attitude to deal with the problem.

Extended data:

According to "People's Republic of China (PRC) Contract Law" and other relevant laws and regulations, creditors must recover debts according to law, and cannot use excessive means or harass debtors and their families. At the same time, the individual's commitment to debt is limited and should not be easily passed on to others. The best way is to abide by the loan agreement, repay on time and avoid falling into disputes.