Did the credit card mention the existing SMS reminder?

After the loan is successful, the applicant will generally receive such a short message: Dear xxx, your xxx loan has been approved and xxx yuan has been successfully received. Please withdraw it in time and repay it on time. Because the information template of each lending institution or bank is different, the information received may be different. But there will be the name of the lending institution, approval, loan term, repayment date and so on.

：

First, the reason why you will receive the information when the loan is successful.

Generally speaking, after the loan application is submitted, the loan application is approved, and the customer service of the lending institution will call the loan applicant. However, due to the large user base of loan application, all of them are notified by telephone, and the human resources are very large, which leads to low work efficiency and waste of resources. Therefore, the loan application will notify the loan applicant by SMS, telling the lender that the loan has been successful. If the loan application is not approved, the loan applicant will also receive a text message. This is the way that the lending institution tells the lender the final result of the loan application. With the continuous development of social informatization, this is a very convenient method, and SMS is an economical and practical channel. Most lending institutions notify lenders in this way. After receiving the information that the loan application was successful, the applicant can generally check the approval result in official website, or call the loan customer service phone to verify the loan result and confirm the authenticity of the received SMS.

Two. Matters needing attention in successfully receiving loan information

After receiving the loan success information, if you want to verify whether the short message is true, you can log in to the lending institution official website, or call the customer service phone of the lending institution to confirm the loan result, or you can directly go to the lending institution for consultation and verification. If you haven't submitted a loan application, but you have received the information that the loan is successful, you should be vigilant. Don't reply or dial the phone number on the text message at will, and don't click the link on the text message at will to avoid receiving fraudulent text messages and causing unnecessary property losses. If you don't apply for a loan but receive the information that the loan is successful, the safest way is to ignore it and don't fall into the trap of a liar because of greed and cheapness. Sometimes the short message sent by the lending institution is not necessarily the information of loan success, or it may be that the applicant has submitted a loan application to this lending institution before, but the application failed for some reasons, and the lending institution will also push some advertisements to users from time to time. Users should pay attention to discrimination, and users can also set harassment interception to stop receiving this promotional advertisement.