What happened when I received the SMS notification of accountability starting with 10694099?

The borrower should have repaid the loan within the time limit stipulated in the contract. However, due to some unexpected events in life, the borrower is short of money, loans overdue. After the borrower loans overdue, the lender will definitely make a collection.

Step 1: First, confirm the truth. If I am really sued, the court will call me. You can search online or call 1 14 to confirm the truth. At the same time, we must take the court summons seriously. The summons mailed by the court with the court's red official seal is the only legally binding document. If you receive all kinds of lawyers' letters, indictments and arrest warrants from the collection personnel, they are all false.

Step 2: If you are really sued, you should learn to respond actively. If you don't respond, you will give up your right to defend yourself. Moreover, what I want to say is that it is not a bad thing for borrowers to sue to the court after the online loan is overdue. In fact, many illegal small loans have beheading interest and usury. If they are sued to the court, they can save the borrower's interest expenses that exceed the illegal interest rate.

Step 3: Whether you go to the Internet court or not, the loan relationship between the two parties is true, so I suggest that you try your best to check your overdue online loan records on this official WeChat account platform through comprehensive data, and then take the initiative to get in touch with the defaulting institution. Both parties agree on a reasonable repayment plan, do their best to pay off the debts, and fundamentally avoid being sued by the court.

First of all, you can be sure that the collection messages starting with 1069 are generally true. Because the number starting with 1069 is very common in commercial SMS platforms, based on the three major operators, it is easy to realize SMS group sending through the Internet and big data. Therefore, the collection message at the beginning of 1069 is also commonly used by large and small lending institutions.

Secondly, we should understand that a lender who says that he wants to sue is not the same as one who has already sued. If the short message at the beginning of 1069 tells the institution that the borrower has been sued, it is nine times out of ten to scare the borrower to achieve the purpose of urging him to pay back the arrears. Because once a lawsuit is filed, the court will inform the borrower of the summons by mail or telephone as soon as possible.

The state has very strict supervision over the collection of small loans, especially the prohibition of violent collection. In the case of limited means, the collector will choose to pretend to sue the borrower in the short message content to scare the borrower. If the borrower is really uneasy, he can also choose to find official website in the local court to inquire about the specific situation. If there is a case number, it means that the borrower has indeed been sued. If not, it means that the prosecution is nonsense.