Can Chengdu Bank Mobile Banking repay the mortgage in advance?

1. Can Chengdu Bank Mobile Bank repay the mortgage in advance?

I can't. The prepayment of mortgage cannot be repaid in mobile banking, because the prepayment of mortgage must be applied to the bank first and approved by the bank before prepayment can be made. It is useless to transfer the money to the card. The bank will still deduct the money according to the prescribed repayment plan and will not deduct more. After calling the bank to apply for early repayment, the borrower should make an appointment with the bank, then bring relevant information to the bank outlet at the appointed time to apply for early repayment in writing, and then wait for the bank's audit results. If the bank is approved, it can make an advance payment, put the money into the repayment account and let the bank deduct the money. It should be noted that some banks have certain requirements for early repayment of mortgage loans, and often stipulate that borrowers must repay in accordance with the repayment plan for a period of time before they can repay in advance, for example, if they repay for half a year or a year, they will not be able to repay their mortgage loans in advance if they fail to meet the specified time.

Second, how does Chengdu Bank app apply for early repayment of loans?

You can only make an APPointment on the app, or you have to go to the scene. The process of going to the site: 1, with loan contract (commercial loan contract when commercial loan is repaid, and commercial loan accumulation fund contract when combined loan is repaid in full), original borrower's ID card (if there are several people in the real estate license, several people's ID cards are required), and Chengdu bank card (Chengdu bank card when loan is processed).

2. All borrowers bring the above information to the window of the branch that handles the loan (it must be a working day, and you can go directly without making an appointment in advance).

3, take the number, wait (making an appointment on the APP can save this step)

The staff will ask how much to pay in advance, just tell them. Then fill out two application forms to confirm the amount.

3. When can Chengdu Bank handle prepayment at the earliest?

Loan prepayment does not require a contract,

Just take your ID card and find the account manager.

Make an appointment and repay on time.