Is there any handling fee for Postal Savings mobile banking transfer? What is the transfer limit?

Log in to Postal Savings Mobile Banking, click Transfer and Remittance on the homepage, and select the corresponding transfer method to transfer funds. You can transfer money to your own bank card, or you can transfer money to someone else's bank card. So how much is the handling fee for transferring through Postal Bank's mobile banking?

Is there any handling fee for transferring through Postal Savings' mobile banking?

No, there is no handling fee for transferring money through Postal Bank mobile banking, whether it is between banks or within the same bank. If mobile banking is used to process address-based remittances, the handling fee is 1% of the transaction amount, with a minimum of 2 yuan and a maximum of 50 yuan. If the transaction amount ends with less than 1 yuan, it will be calculated as 1 yuan.

What is the transfer limit for Postal Savings Mobile Banking?

Different authentication methods have different limits, and the transaction limit can be modified in the transfer and limit management under the security center.

1 SMS authentication customers:

The payment and payment limit is a single transaction/daily cumulative of 50,000 yuan, and the transfer limit is a single transaction of 200,000 yuan (inclusive) and a daily cumulative cumulative of 500,000 yuan yuan (inclusive). If you want to increase the limit, you can go to the counter to apply for an electronic token. If the mobile banking activated does not use a second-generation ID card, the transfer limit and authentication method remain unchanged, and the single transaction/day total is still 50,000 yuan (inclusive).

2 Electronic token customers:

The single limit for payment, payment, transfer and remittance is 500,000 yuan (inclusive), and the daily cumulative limit is 1 million yuan (inclusive). VIP customers use the large-value transfer reservation function of mobile banking to increase the mobile banking transfer limit to 1 million yuan for a single transaction and 5 million yuan for a daily accumulation.

The transfer limit for accounts that download digital certificates online to activate the transfer and remittance function is a single transaction of 10,000 yuan/day and a cumulative total of 10,000 yuan. If you have opened online banking and added UK, log in to personal online banking to add it. After adding, the transfer limit for large-value recipients through mobile banking will be consistent with the transfer limit of online banking.

Postal Savings mobile bank transfer provides three transfer acceptance methods, namely real-time submission, submission after 2 hours, and submission in the early morning of the next day. The actual time for funds to be transferred to the receiving account depends on the processing situation of the People's Bank of China and the receiving bank.