How to handle the suspension of urban residents’ medical insurance

The methods for discontinuing medical insurance for urban residents are as follows:

1. If you want to apply for the suspension of medical insurance, you need to bring the relevant certificates issued by the Social Security Bureau, as well as your own ID card and medical guarantee, etc. For relevant materials, go to the medical insurance institution to handle the insurance suspension procedures. Applicants need to first go to various medical insurance windows to apply for surrender and provide relevant materials;

2. Applicants need to fill in the medical insurance surrender application form. The manager will check everyone's withdrawal qualifications and basic information. If they meet the conditions, they will handle the suspension of insurance and issue a suspension notice. Finally, just take the notice to the medical insurance financial settlement window to apply for a refund.

The difference between medical insurance and medical insurance:

1. Generally speaking, medical insurance refers to basic medical insurance, such as employee medical insurance, urban and rural residents medical insurance, flexible employment medical insurance, etc., while medical insurance refers to basic medical insurance. Insurance refers to commercial medical insurance;

2. Medical insurance also belongs to social insurance, which has a certain public welfare nature, while medical insurance is commercial medical insurance and is sold by insurance companies, so there will be certain Profitability;

3. Most medical insurances are forced by employers to purchase them for employees. The premiums are borne by both the employer and the employees. However, this is not the case with medical insurance. It is generally borne by the consumers themselves. Decide whether to take out insurance.

Legal basis: Article 10 of the "Social Insurance Law of the People's Republic of China"

Employees shall participate in basic pension insurance, and the employer and employee *** shall jointly pay the basic pension insurance.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel can participate in basic pension insurance, and the basic pension insurance premiums are paid by individuals.

The measures for pension insurance for civil servants and staff managed with reference to the Civil Servant Law shall be prescribed by the State Council.

Article 11

Basic pension insurance shall be combined with social pooling and personal accounts.

The basic pension insurance fund is composed of employer and individual contributions and government subsidies.

Article 12

The employer shall pay basic pension insurance premiums in proportion to the total wages of its employees stipulated by the state, and record them into the basic pension insurance pooling fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations, respectively. Credited to the basic pension insurance pooling fund and personal account.