Is Dehua angu Life Insurance Co., Ltd. a pyramid scheme? _ Baidu knows

Dehua angu Life Insurance Co., Ltd. is not a pyramid scheme, but a formal insurance company approved by the former CIRC. Founded on July 22, 2003 with a registered capital of RMB 2 billion, it is also the first national life insurance legal person institution headquartered in Shandong.

So when we judge whether an insurance company is good or not, what angles should we start from? Details can be poked: what should we look at when we look at insurance companies?

Dehua angu Life Insurance Co., Ltd. is actually a Sino-foreign joint venture insurance company. Although it was established shortly, the strength of shareholders should not be underestimated. The Chinese shareholder is Shandong State-owned Assets Investment Holding Co., Ltd., a provincial state-owned capital operation company with relatively strong financial strength.

German shareholders are Germany Angu Group AG and Germany Angu Life Insurance AG, which have rich insurance experience and provided strong support for the development of Dehua Angu life insurance business.

Dehua angu Life Insurance has many types of insurance, such as critical illness insurance, annuity insurance and accident insurance. Among them, Kangruibao No.2 critical illness insurance has been sought after by many consumers. Want to know the detailed evaluation content, you can read this article: Dehua's Gukang Ruibao No.2 critical illness insurance is coming! Is it worth buying? Look at this first!

In addition, according to the solvency report for the fourth quarter of 2022 disclosed by Dehua Angu Life Insurance Company, the core solvency adequacy ratio reached 83.79%, and the comprehensive solvency adequacy ratio also reached 65,438+029.72%. The latest comprehensive risk rating was Grade B, which exceeded the minimum standards of the China Banking Regulatory Commission, so the solvency reached the standard.

Of course, when we buy insurance, the most important thing is to look at the product, and the insurance company is only one of the reference factors. So what pits should we pay attention to when choosing insurance products? The details can be poked: what kind of insurance is better, how to buy it cost-effectively, and teach you to avoid these pits of insurance.

Hope to adopt!

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