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Is there a handling fee for CCB's mobile banking transfer?
1. China Construction Bank has issued the Announcement on Handling Fee Concessions for Electronic Bank Transfer and Remittance in official website, saying that since 20 1 1: 00, China Construction Bank has implemented the following handling fee concessions for RMB transfer and remittance handled by individual customers through mobile banking and online banking: the handling fee is exempted for RMB transfer and remittance handled by individual customers through mobile banking. The single RMB transfer and remittance of less than 5,000 yuan (including 5,000 yuan) handled by individual customers through the Internet is free of charge. The transfer and remittance business includes intra-system transfer of domestic CCB and inter-bank transfer of other banks (including expedited transfer).
Advantages of mobile banking:
(1) Mobile payment is not queued.
The difficulty of queuing in banks has always been a headache for consumers. In fact, queuing can be avoided through the electronic channels of mobile banking.
(b) Mobile banking ensures timely transactions.
When consumers can't access the internet or the bank's landline is busy, you can really feel convenient and fast after opening mobile banking.
(3) All-weather SMS control account
Short message service has become the most commonly used communication method for mobile phone users. Mobile banking also has SMS function. The bank will actively inform the user of the account information such as how much salary has been paid, whether the remittance has arrived, and whether the repayment has been successful.
(4) Full encryption to ensure safety.
Compared with online banking, mobile banking is not easy to be attacked by hackers, and it is more private and safer.
References:
Mobile Banking-Baidu Encyclopedia
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