Credit card SMS reminder specification. What should I do with my card?

Recently, many card friends have reported that banks have blocked cards on a large scale and reduced the quota, especially those who have received SMS reminders from banks to standardize the use of cards. Don't be careless, this shows that your credit card has been controlled by the bank's risk. If you don't use your card well, the consequences will be serious. What about the credit card SMS reminder specification?

1. swipe your card during normal business hours: usually from 8: 00 a.m. to 8: 00 p.m. 10, which is the normal business hours of most businesses, except for some 24-hour convenience stores and hotels.

2. Diversified consumption: We should pay attention to all fields of food, clothing, housing and transportation, and avoid frequent credit card swiping in the same type of merchants or spending on the same POS machine, and the amount of credit card swiping should match the merchants. For example, for breakfast, it must be unreasonable for you to swipe thousands of cards.

3. The frequency of swiping cards is secondary: the number of swiping cards is about 20 times a month, with a small amount 15 and a large amount of 3-5, and the monthly consumption is about 30%~70%.

It should be noted that credit cards are risk-controlled by banks and cannot be cancelled after being swiped for one or two months. You should swipe your card for at least three months in a row, get into the good habit of using it, and don't forget to repay it on time.