Should CITIC Risk Control SMS ignore him?

Cardholders must pay attention to risk control SMS, because banks use risk control SMS to remind cardholders.

Credit cards are under bank risk control. If we don't use this card often, we will face more than just SMS warning. Many cardholders don't take risk control SMS seriously. The bank directly deducted the credit card after three consecutive SMS warnings, and even frozen the credit card seriously. At this time, even if the cardholder calls the bank to restore the card, it will be rejected. Seriously, it will also lead to the break of the capital chain and a large-scale outbreak, which will lead to the blackening of credit information.

Unlike Guangfa, CITIC Risk Control directly restricts pos card swiping. Some of CITIC Risk Control will directly reduce the quota, but basically there will be a quota.

Many people's credit cards are risk-controlled. The key is that the payment channel is too single. At present, many banks will not focus on POS card swiping, especially POS transactions, which not only have no points, but also easily become the focus of bank monitoring. Therefore, the best way for cardholders to release risk control is to enrich payment channels. Less use of POS machines for direct credit card consumption. Scan code payment, appropriately increase online payment channels, and participate in more preferential activities launched by banks in cooperation with Taobao and JD.COM. Online shopping can not only accumulate points, but also enjoy certain discounts. Compared with offline payment, it can better reflect the authenticity of the transaction. Of course, don't forget to diversify consumption.

If you receive a text message, we suggest that you:

1. Go to CITIC's cooperative merchants or CITIC's own mall for shopping;

If possible, you can spend more foreign currency. When I was shopping in Hong Kong and Macao and traveling abroad, I drew a few strokes specially.

3. Appropriate staging.

4. Observe the card normally for several months, and don't roll the card and TX frequently.

CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. China CITIC Bank is one of the state-owned commercial banks in China, with its headquarters in Beijing.

The major shareholder is CITIC. SA BBVA invested 50 1 10,000 euros (about HK$ 5.02 billion) to acquire 5% equity of CITIC Bank, and may also choose to increase its holdings of CITIC Bank 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets of HK$ 65,438+02,000, over 65,438+06,000 employees and 540 branches. It is one of the six major banks and three major guarantees for Chinese financial stocks in Hong Kong.