Please, it was deducted at 8: 00 in the morning.

After borrowing money, you should repay it on time. If the user fails to repay manually one day before the repayment date, the system will automatically deduct the money on the repayment date, and then deduct the money from the default deduction form. If the user fails to repay manually one day before the repayment date, the system will automatically deduct the money, and then deduct the money from the default deduction form. Debit card automatic deduction failed, and repayment on the same day had no effect. If it doesn't exceed this time, there is no problem.

There is a time limit for automatic deduction, and it will not be deducted for 24 hours, but only once. From 8: 00 a.m. to 19: 00 a.m. on the payment date. If the repayment account does not have enough deduction funds, then the loan will be unsuccessful and the borrower can only repay it manually. The borrower must first deposit the money into the repayment account, find the deduction page on Alipay, enter the deduction page, click the button, select the payment method, enter the payment password, and make manual repayment. After the repayment is successful, the bill will be settled. The time for automatic deduction of loans starts at 8: 00 a.m. on the repayment date, and deductions are made gradually. As long as the repayment is successful before 24: 00 on the same day, it is normal repayment. So you have to make sure that the repayment channel on the repayment date is fully funded.

Since there is no grace period for borrowing, we should also pay attention to the time of manual repayment on the same day, which cannot exceed 24 o'clock on the repayment date. For example, suppose the repayment date of the loan is 20th of each month, and the bookkeeping date is 5th of September, and the manual repayment before 24:00 on 20th of September will not be overdue. As long as the loan is not overdue, it won't make any difference. If it is not overdue, it will be collected by SMS or telephone, and the overdue interest will be paid 1.5 times. The overdue behavior will be recorded in the credit information system, and the personal credit will be seriously damaged. If the funds are sufficient, you can also pay back the money in advance without waiting for the repayment date. You can click the repayment method-prepayment on the loan page, and then make prepayment according to the prompts on the page. Debit cards bear interest on a daily basis. If the loan is repaid in advance, the interest shall be calculated according to the actual days of use. Whether to charge the prepayment fee will depend on the display on your page.