How often does the credit center inform the inquiry results?

The results of personal credit online inquiry are not real-time feedback, but generally the day after submitting the inquiry application. The credit center will inform the results the next day to ensure the safety of personal credit information.

The personal credit information service platform based on the Internet and the personal credit information system based on the People's Bank of China intranet (private network) are physically separated, that is, the two networks are separated. The information used by the platform to verify personal identity and credit information are stored in the personal credit information system. The system will concentrate on the registration and inquiry application of the platform every day, and it is necessary to exchange data between the two networks.

Extended data:

Credit information inquiry institution:

1. Credit reporting agency: refers to a legal entity established with approval in accordance with relevant regulations to collect personal credit information and provide personal credit information consultation and rating services to commercial banks and other users of personal credit information;

Refers to the enterprise legal person engaged in credit reporting business activities approved by the credit reporting supervision and management department. It is a third-party organization other than the two parties to the credit transaction, with a certain scale of credit information database.

2. In a narrow sense, a credit reporting agency refers to a for-profit information service professional institution specializing in the collection, processing, evaluation and dissemination of credit information. Generally speaking, it refers to an enterprise legal person that is approved by the credit supervision and management department and specializes in credit business activities.

3. Credit agencies are usually divided into three categories, namely, enterprise credit agencies, individual credit agencies and property credit agencies. The concept of credit reporting agency can also expand the types of enterprises in other credit management industries, such as credit rating, enterprise collection, credit management consulting and other institutions, and even produce different titles.