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1. As a habit, you must take personal "financial management" behavior as your second nature.

Think about it every day, automate your financial life, invest most of your bank deposits better and spend more flexibly, and you will earn more money.

3. Know how to turn your stock into flow and flow into increment (stock-flow-increment).

4. Open an account for your family and prepare education expenses for yourself or your children.

5. Diversify your "finance" and invest at least 20% of your assets in overseas markets.

6. Know how to recover funds and flexibly turn invalid investments into tax breaks.

7. If making money quickly is a "100-meter sprint", then financial management is a "marathon", which requires planning, patience and principles more than endurance.

8. Match yourself with a path when you are proud of life, and have a retreat when you are frustrated.