100 short warning sentences for internal control and compliance

1. What are the famous aphorisms about internal control and compliance?

1. Happiness is a tree, compliance is fertile soil.

2. Peace is blessing , based on compliance;

3. Operate in compliance every day, and work happily for one more day;

4. One minute on the job, sixty seconds to comply;

5. Violating regulations and disciplines, harming others and yourself;

6. Complying with regulations, benefiting others and yourself;

7. Lack of risk awareness is the biggest risk;

< p> 8. I am responsible for my safety, and I am responsible for the safety of others;

9. Compliance comes first, starting with me;

10. Compliance is at heart , always sounding the alarm;

11. Compliance creates value;

12. Put risks first, give priority to internal control;

13. Internal control promotes development, compliance creates value Value;

14. Transformation determines survival, risks determine choices, and compliance determines the future;

15. Compliance is the foundation of business 2. How to improve the internal control compliance system of all employees Execution ability

The construction of compliance culture is a gradual and long process, which requires long-term and persistent advocacy and cultivation by business managers.

As a local rural financial institution that “supports rural areas and rural areas and serves rural areas and rural areas”, rural credit cooperatives have many branches and personnel and are difficult to manage. Due to the uneven quality of personnel, violations often occur. It is extremely easy to generate various risks. Therefore, it is necessary to strengthen the construction of compliance culture, strengthen internal control management, standardize business operations, pay close attention to learning and education, and improve the quality of employees throughout the entire enterprise development process to create a high-quality team that understands business, can manage, and can operate. Only by comprehensively improving the level of internal control management can credit cooperatives achieve sound management standards, operate in compliance with laws and regulations, and develop well and quickly.

1. Improve the corporate governance structure, form an operating mechanism with standardized checks and balances, and improve the execution ability of the decision-making level. To give full play to the role of the "three committees and one layer", we should first formulate and complete the responsibilities and rules of procedure of the "three committees and one layer" to ensure that the "three committees and one layer" exercise their powers within the scope of responsibilities stipulated in the "Articles of Association" and promote the Scientific and standardized discussion and decision-making procedures.

Second, the authorization system of the board of directors to the chairman and the chairman to the director should be strictly enforced, and the work responsibilities of the chairman and director should be clarified. The director should carry out business activities within the scope of authorization and carry out authorization management step by step. The third is to give full play to the role of the Board of Supervisors. The Board of Supervisors will effectively supervise the performance of duties of the Board of Directors and senior management, business decision-making behavior, financial activities, internal control, etc.

Achieve clear responsibilities, reasonable division of labor, mutual restraint, scientific and efficient. 2. Clarify management responsibilities, cultivate compliance awareness, and improve management’s execution capabilities.

(1) Strengthen organizational leadership and clarify management responsibilities. The guidance and promotion of management at all levels will directly affect the quality of compliance culture construction.

Therefore, for internal control work, we must adhere to the "top leader" responsibility system and implement the management method of "one level manages the next level, and one level is responsible for the next level"; managers should set an example and insist on taking the lead and acting in accordance with the rules. Management departments at all levels standardize internal control management work in accordance with the division of responsibilities and system regulations, always pay attention to every important control link and risk point in the work, grasp every link and detail of internal control, and evaluate the effectiveness of internal control work in this position and department at this level. Be responsible and bear responsibility for major losses caused by illegal operations. (2) Vigorously cultivate awareness of compliance operations and standardize daily operating behaviors.

No internal control system can be comprehensive. People-oriented is the key to moral education, and education on integrity and ethics is the foundation for establishing a compliance culture. Therefore, it is necessary to start with the most basic business, educate managers and employees to proactively expose hidden dangers of internal control, move internal control risks forward, reduce internal control management costs, and improve internal control management effects.

Resolutely put an end to the bad habits of "replacing management with trust, replacing the system with habits, and replacing discipline with affection", and cultivate and form a kind of "instructions obey the system, trust does not forget the system, and habits give way" throughout the society. The compliance culture concept of "position system" effectively penetrates the compliance management concept into every aspect of daily business operation management and decision-making, forming a high sensitivity to violations and making compliance awareness a conscious and necessary code of conduct.

(3) Scientifically formulate assessment measures and implement incentive-oriented assessments.

It is necessary to formulate a scientific and reasonable compliance management reward and punishment system, establish compliance quality awards, and adopt measures such as target incentives, performance incentives, and material incentives to motivate employees to operate in compliance. Recognize and reward outlets and departments that have implemented internal control systems well, so that outstanding personnel in internal control management can feel a sense of accomplishment, act as a driving force, stimulate the internal motivation of managers to work hard, and then guide and urge employees to implement high standards for internal control. Pursue.

At the same time, an accountability system covering every manager and employee has been established, emphasizing that "compliance management and operation" is the unshirkable responsibility of every employee. Integrate the effectiveness of internal control management with the evaluation mechanism, incorporate the effectiveness of internal control management into the assessment, resignation and responsibility audit of managers, and link it to the use of cadres and salary distribution.

Actively explore ways to link the internal control evaluation results with the target assessment of each department and the performance assessment of managers at all levels to guide and promote the realization of the internal control management goals of rural credit cooperatives. 3. Strengthen system construction, standardize business operation procedures, and improve the execution ability of front-line employees.

(1) Improve various systems in a timely manner and standardize business operation procedures. After the new generation core business system was successfully launched, the "Shandong Province Rural Credit Societies Accounting Business Standards (Trial)" was promulgated, and great changes have taken place in the business management and operations of rural credit cooperatives.

In response to this change, firstly, we should focus on the changes in system management model, operating procedures and business variety innovation, timely sort out, revise and improve relevant rules and regulations to ensure that the rules and regulations can cover all business control aspects. Key points and risk points. In particular, important links such as cash and voucher management, account management, authorization business, inter-bank exchange business, inter-bank exchange business, loan business, personnel handover, seal management, etc. should be reorganized and standardized to ensure that no blank spots are left in the control of each link. , risk points.

The second is to implement a dynamic management model. In order to ensure the compliance and effectiveness of accounting work, the configuration and setting of teller positions must follow the principles of "mutual supervision, mutual restraint, separation of front office and back office, separation of joint banks and settlement, separation of credit and core", according to system categories, characteristics and Analyze business types and formulate unified and standardized business operation procedures, analyze and determine risk points in the business operation process, clarify key positions, mutually restricting positions and their control requirements, and form a control relationship in which different positions are separated and mutually restrictive.

The third is to integrate various rules, regulations and risk prevention measures into each operating position and link, so that each employee can clearly understand the responsibilities of his position and the operational content and key points, and ultimately form a unified, standardized and Improve the business operation process and improve the standardization and process level of internal control management of rural credit cooperatives. The fourth is to establish and improve dynamic risk monitoring and regular analysis and reporting systems, improve the internal control information transmission mechanism, and improve comprehensive risk management capabilities.

Focus on improving the ability to predict, identify, analyze and solve important operational links and risk points of various businesses, timely put forward key points for controlling operational risks, and use internal control management rankings as the basis for rewards and punishments in performance appraisals. Establish a problem ledger and solve the problem of repeated inspections and violations from the system and management, so as to effectively curb the risks of violations and illegal operations. Five is. 3. 100 famous quotes about facing misunderstanding, ridicule, and ridicule

Facing misunderstanding

The closer the goal is, the more difficulties will increase. I hope that everyone can continue to complete their journey along the established goal as peacefully and calmly as a star. Author: Goethe Only such a person deserves life and freedom, if he strives for it every day. Author: Goethe

It is not enough to take steps towards the ultimate goal that we will finally reach one day. We must also regard each step as a goal and make it work as a step. Author: Goethe

A lofty goal that has not yet been achieved is more precious than a small goal that has been achieved. Author: Goethe

The closer the goal is, the more difficult it becomes. I hope that everyone can continue to complete their journey along the established goal as peacefully and calmly as a star. Author: Goethe

It is not enough to take steps towards the ultimate goal that we will finally reach one day. We must also regard each step as a goal and make it work as a step. Author: Goethe

The slowest person can walk faster than the person who wanders aimlessly as long as he does not lose his goal.

Author: Lessing

Anyone who aims at pursuing his own happiness is bad; anyone who aims at winning the praise of others is fragile; anyone who aims at making others happy , is virtuous. Author: Leo Tolstoy

The higher the goal a person strives for, the faster his talents will develop and the more effective he will be for society. Author: Gorky

Being ambitious will make you set unattainable goals. The pursuit of goals should be based on your ability and focus on your own efforts, rather than focusing on the results. By Ari Keefe

Those who excel are those who clearly discern their direction early in life and who consistently direct their abilities toward that goal. Author: Edward

Let your goals be greater than your talents. Author: Then, what you do today will be better than today. Author: Amin Rehani

Aim at a target, unwaveringly, risk your life and go all out. Only in this way can you gradually expand your possibility of success and even achieve an unexpected career. Author: Tokuda Torao

In our life, we must make aspirations and have goals to strive for. Otherwise, if we live in confusion, wouldn't our life be in vain? Author: Konosuke Matsushita

The true joy of life is to devote yourself to a goal that you think is great. Author: Bernard Shaw

Go your own way. Don't pay attention to what others say. Author: Dante

A day of hard work will give you a good night's sleep; a lifetime of hard work will give you a long sleep of happiness. Author: Leonardo da Vinci

Yesterday's impossibility has become today's possibility; the fantasy of the previous century has become reality before our eyes today. It’s amazing how great human endeavor can be. Author: Marconi

Sarcasm (Sorry, a little bit)

Standing coldly in the face of thousands of people, bowing your head and being a coward

Sarcasm is a kind of power, negative power. Praise is also a kind of power, but it is a positive power.

Sneer (not easy to find, I’m really sorry)

Life is like this, always occupying the absolute leadership position. When countless fools shout that they control life and their destiny, they fail to see the mocking and mocking face of life standing in the higher sky. 4. What are the differences between compliance management, internal control, and comprehensive risk management?

First, compliance management can be divided into broad and narrow senses. Compliance in a narrow sense refers to compliance with external regulations.

Compliance in the narrow sense is mainly based on the China Banking Regulatory Commission's "Compliance Risk Management Guidelines for Commercial Banks". "Regulations" mainly refer to external laws and regulations of banks.

Article 3 The laws, rules and guidelines mentioned in these Guidelines refer to the laws, administrative regulations, departmental rules and other normative documents, business rules and self-regulatory organizations applicable to banking business activities. Codes, Codes of Conduct and Professional Conduct.

Compliance as mentioned in these Guidelines refers to making the business activities of commercial banks consistent with laws, rules and standards.

The term “compliance risk” as mentioned in these Guidelines refers to the risk that commercial banks may suffer legal sanctions, regulatory penalties, significant financial losses and reputational losses due to failure to comply with laws, rules and standards.

In the broad sense of compliance, "regulations" also include the bank's internal rules and regulations.

Second, internal control must take into account both external regulations and internal systems. In this sense, internal controls are similar to compliance in the broadest sense.

Article 4 Objectives of internal control of commercial banks:

(1) Ensure the implementation of relevant national laws, regulations and rules.

(2) Ensure the realization of development strategies and business objectives of commercial banks.

(3) Ensure the effectiveness of risk management of commercial banks.

(4) Ensure the authenticity, accuracy, completeness and timeliness of commercial bank business records, accounting information, financial information and other management information.

Third, controlling risks is the same goal for both compliance management and internal control. However, the goal of internal control is not only to control risks, but also to evaluate the effectiveness of internal operating efficiency, process optimization and even corporate culture within the scope of internal control.

Fourth, one of the means to control risks is to set behavioral rules and act within the rules. The system is a kind of rule. However, can risks be controlled by complying with the system? Apparently not. This is also the embarrassment of banks’ internal control and compliance management.