I applied for a student loan for three years. How many years will it take to pay it off?

The student loan gives our poor students the opportunity to go to college. Because of poor family conditions and no money to study, I choose knowledge to change my destiny. Student-origin student loans have become our saviors and given us opportunities.

As we all know, the term of student-origin student loan is 10 year, and there is no interest during our college years. Interest is calculated after graduation and will increase every year, which requires us to clear it every year.

The term of student loan needs to be paid off in 10 after graduation, and there are various repayment methods. We can choose to pay it off at one time, provided that we have saved tens of thousands of yuan at one time, our work is stable and our salary is not low.

When we go to work after graduation, many people will face such difficulties, that is, low wages, low living expenses and renting a house. Poor family conditions also need to supplement the family. After this year, we have little savings. In this case, if we want to apply for installment repayment, we can choose to repay the loan once a month or half a year, but we must pay off the loan within six years after graduation.

If our conditions permit, we can choose a one-time repayment. After graduation, if family conditions permit, or if we earn some money ourselves, we can use this money to repay the loan. After all, no debt is light, otherwise the first thing to wake up every day is to think about bank loans, which is stressful.

I especially admire children with student loans. They have the courage to teach themselves in order to change their destiny. I borrowed money to go to school, paid off the loan after I joined the work, and changed my life track.

Knowledge can change fate, reading is our shortcut, and reading is also our best choice. Seeing that those children can choose student loans, why don't we try to change our destiny?

When you reach school age, you should put all your thoughts into books. You have no background, no backing, and you can only rely on yourself. Happiness is in your own hands, don't complain about life, look ahead, the light is ahead. Cheer for children with student loans and wish them success in their studies.