China Industrial and Commercial Bank Electronic Wallet

Related Q&A: What does ICBC e wallet mean? ICBC e-Wallet is a comprehensive online and online retail business platform launched by Industrial and Commercial Bank of China. Simply put, ICBC stuffed a virtual wallet into a third-party platform. Users can realize collection, shopping, financial management and other services through this wallet. ICBC's e-wallet is an attempt by ICBC to build a new payment system. The modern payment system is mainly composed of payment tools, payment systems, payment service institutions and supervision and management of payment systems. ICBC e-wallet aims to build a member wallet management system based on electronic account, and provide member services such as account, payment, balance management and micro-credit consumption to C-end users. Provide customers with cash loans or scene loans directly through the merchant platform, in which the electronic account is used as the bottom account of credit. It solves the pain point that merchants have no consumer finance license and the capital cost is high. At the same time, ICBC e-wallet makes up for the high cost of issuing physical cards and the high failure rate of issuing cards across banks. It is directly embedded in the OA system of the enterprise, and the electronic account is used as the salary account, which is convenient for the financial personnel of the enterprise to manage the salary in the internal system. In addition, it also has services such as docking money funds, purchasing insurance, and applying for bank cards online, which enhances the financial service function of the platform. ICBC e-payment is a new generation of payment brand covering online and offline multiple payment scenarios, including SMS verification payment (original ICBC e-payment), U shield, password device, password card, password payment (original one-click payment), fingerprint payment and other authentication means. Among them, SMS verification payment is a small online payment product. After opening, transactions such as small money transfer and shopping can be easily completed by means of "mobile phone number+last 6 digits of bank account number (or account alias)+SMS verification code". How to open ICBC electronic payment? Enter China Industrial and Commercial Bank official website, and then click "Open ICBC e-payment" on the homepage. Next, click "Register Now", which will be a very simple step. Please see the next step. In this step, enter the mobile phone number and payment account number reserved in the bank when handling online banking, and agree to the relevant agreement. Click Submit. After successful submission, you need to fill in your name, ID number and payment password. After clicking Submit, finally, it is the operation of receiving SMS verification code by mobile phone. Fill the verification code received by the mobile phone into the input box of the webpage, and finally click Submit, and we successfully opened the ICBC online banking electronic payment. China Industrial and Commercial Bank, whose full name is China Industrial and Commercial Bank, is a financial institution engaged in deposit and loan, settlement and cash management. Established in June 1 984 65438+1October1,it is a large state-owned bank. The Bank's main businesses include: corporate deposits and loans, inclusive finance, institutional finance, settlement and cash management, trade financing, investment banking, etc. On June 27th, 2006, it was listed on both Hong Kong Stock Exchange and Shanghai Stock Exchange.