Why does the Party Central Committee pay close attention to the construction of rural social security system?

Putting people first, strengthening the foundation and ensuring peace of the country." The core of the Scientific Outlook on Development is people-oriented. In the activities of learning and practicing the Scientific Outlook on Development, the purpose is to focus on solving people's livelihood problems that the common people have strongly expressed. A new type of rural society The pension insurance system is a system that uses individual, collective and national financing to provide financial assistance and services to the elderly and guarantee their basic life. Our city has a large agricultural population, and the issue of farmers' pension is a top priority. It is urgent to establish and promote a new type of pension insurance. The rural social pension insurance system is a major measure to implement the Scientific Outlook on Development, build a new socialist countryside and build a harmonious society.

1. Promoting the construction of the rural social security system is a specific action to implement the Scientific Outlook on Development

p>

1. Building a rural social security system is an urgent requirement for improving the urban and rural social security system. Rural social security is an extremely important component of the social security system. However, affected by the traditional urban-rural dual structure model, my country's urban and rural areas The development is extremely uneven. The previous rural pension system had many problems such as low level of protection, no government subsidies, and no collective subsidies. The new rural pension system is a reform and improvement of the elderly pension system. "Basic, multi-level and sustainable" policy to further improve an important part of the social security system. The transfer method between the new rural insurance and the urban enterprise employee pension insurance system provides farmers with more choices and a higher level of Guarantee. Practice has proved that the new rural insurance system has obvious advantages over the old rural insurance system and has strong vitality. Doing a good job in the new rural insurance system will not only help improve the social security system and expand the fund scale, but also help ensure security. The vast number of farmers have something to support them in their old age.

2. Improving the rural social security system is an objective requirement for accelerating rural economic development. Improving the rural social security system and implementing the new rural security policy can institutionally ensure farmers' relief. The development of a new agricultural insurance system can promote the institutional construction of rural society and promote the coordinated development of rural material and spiritual civilization under the traditional pension method. The new agricultural insurance system and the improvement of the rural social security system are creative practices for realizing rural urbanization and have important practical significance for promoting rural reform, development and stability.

3. Accelerating the establishment of our city's rural social security system is a creative practice. An important guarantee for promoting the process of rural urbanization. Although the level of rural urbanization in our city has been greatly improved, there are still obvious gaps in the dual structure of the city, making farmers still have different identities in terms of employment and social security. Different treatments severely restrict the process of rural urbanization. Therefore, only the rural population can realize social security. The modern social security system replaces the traditional social security system and new pension security methods, which fully prepares farmers to enter the urban security system. , Only in this way can the process of rural urbanization be further promoted, and the new rural pension insurance will be strengthened and developed.

2. How to promote the construction of the rural social security system in our city

1. Strengthen the government. Responsibilities

Establish government subsidies and government diversified financing mechanisms. The original rural insurance actually shifted from individual payment to a financing mechanism in which insurance premiums are shared among three parties: individual payment, collective subsidy, and government subsidy. In practice, finance should form various subsidy methods for insured farmers. Subsidy calculations are basically divided into two types: fixed-amount subsidies and proportional subsidies. Fixed-amount subsidies are generally divided according to age: older people receive more subsidies, and younger people receive less subsidies. For example, Rugao City stipulates that the municipal finance shall include in the fiscal budget a standard of 35 yuan per person in the form of direct subsidies or transfer payments. The payment base and payment proportion proposed by our city in 2008 were based on the per capita net income of farmers in the previous year. The individual payment ratio is 10% of the payment base, and the municipal finance will provide a subsidy of 10% of the total individual payment. At the same time, qualified village collective economic organizations are encouraged to provide 5-10% of the collective public welfare fund as a subsidy to be transferred to individual accounts.

2. The system model has gradually shifted from the original complete personal account model to a model that combines personal accounts and collective accounts

Generally, the individual payment part goes into the personal account; financial subsidies are separately There are three ways: full access to personal accounts, partial access to personal accounts, and setting up a special financial subsidy account.

In comparison, the method of all entering personal accounts is more in line with farmers' insurance psychology and has a higher enthusiasm for participating in insurance. It is currently adopted by many places; and our city will adopt the method of combining unified accounts. This method The method will facilitate the integration with other pension security systems in the future, which also represents one of the future development directions; at the same time, we will accelerate the establishment of measures and methods for transferring old rural insurance accounts to new rural insurance accounts.

3. Establish a reasonable financing base and financing standards, establish a dynamic payment growth mechanism, and ensure that farmers’ pension benefits can protect their basic life when they retire.

The payment standards for the rural pension insurance in our city require a voluntary principle and there are no specific standards; but now in order to effectively improve the pension living benefits of rural residents, the annual payment level of the pension insurance must be increased to a reasonable payment base. Calculate the expected pension insurance payment, which is not lower than the minimum living security standard in rural areas of our city. The payment standard is based on the proportion of farmers' net income in the previous year as the payment base, so changes in the payment standard can also increase changes in the payment standard.

3. Difficulties and problems existing in the construction process of our city’s rural social security system

First, farmers’ awareness of participating in insurance needs to be further enhanced. Farmers' awareness of participating in social insurance is not strong, especially among young farmers, and the issue of old-age care has not yet attracted attention. Currently, most of the insured are people over 50 years old. In addition, due to the imperfection of the rural social pension insurance system in the past and the falling national interest rates in the past few years, the standard of receiving it is relatively low. Therefore, it takes a process for farmers to trust and accept the new rural insurance, but from the collection and payment of the new rural insurance in 2008, we can see the hope of the new rural insurance.

Second, the attention of each town needs to be further improved. Township centers have a lot of work, including "informatization and informatization" construction and investment promotion tasks, which involve a lot of energy. Therefore, some towns do not pay enough attention to the new rural security work. Some towns believe that agricultural insurance work is a matter for the labor and social security department and has little relationship with the township and lacks initiative in the work. As a result, the progress of promoting the new rural insurance in various towns is different.

Third, the policies of the rural social security system need to be further improved and strengthened.

First, municipal financial subsidies should be further increased, and appropriate subsidies should be provided at the town and village levels so that most farmers think that financial subsidies are cost-effective and practical, and they can actively participate in insurance.

Second, improve the specific regulations of the rural social security system and make it clear that pension benefits will increase based on economic growth, price index and rural subsistence allowance standards. Because farmers are not clear about whether growth can be achieved, how often the growth will occur, and the standards for each growth rate, it is recommended that a rigid long-term mechanism for capital adjustment be introduced.

Third, it is necessary to further strengthen the team building of the rural social security system and increase financial investment. The handling agencies and towns generally report that there is insufficient funds for the construction of the rural social security system, and the town finance is unable to allocate funds to solve the expansion of rural social pension insurance. Village cadres also believe that there is no financial subsidy for the new rural insurance, and work has to be done one household at a time, so their work enthusiasm is greatly affected. Therefore, appropriately solving the funding problem and providing incentives is also a concrete manifestation of scientific management.

4. Specific measures to accelerate the construction of our city’s rural social security system

1. Increase publicity. In Dafeng radio stations, TV stations, newspapers and other news media, create a new rural insurance publicity column, organize special reporting activities, and timely publicize the new rural insurance policy, typical cases and work experience; organize the compilation and printing of "New Rural Insurance Knowledge Questions and Answers" to the whole city 100,000 copies of "A Letter from Rural Residents" were distributed to village groups and farmers, and each (village, household) posted them on the village affairs bulletin board and in conspicuous places in densely populated areas; towns (districts, streets) combined with their own actual conditions, adopted Mobile publicity vehicles, policy and business consultation desks, regular broadcasts on radio and television, and slogans, banners, columns, display boards, etc. provide all-round and bombing publicity; carry out new rural social security publicity and research activities to target the new rural construction and new rural social security promotion work. In response to the new situation and new tasks, we should organize grassroots practitioners to carefully summarize the characteristics and successful practices of local new rural insurance promotion work, and form a batch of high-quality papers and research reports to reflect local conditions and practical experience in a timely manner, so as to facilitate the new rural insurance work. In-depth advancement and further improvement of the system

2. Increase administrative thrust.

The whole society is learning and practicing the Scientific Outlook on Development. In order to truly reflect the learning results in solving people's livelihood problems and solve the goal of "having a pension for the elderly" for rural residents, the government must first continue to incorporate the implementation of the new rural insurance system into doing practical things for the people. One of the important indicators. In addition to issuing hard task indicators to each town and district, the corresponding assessment system must be improved, assessment fulfillment methods must be strengthened, and a special inspection team must be organized to inspect the work progress in each town and district, and the inspection results must be announced at the same time. , using specific data to reflect the ranking of various regions in this work. These work contents should be formed into a city-wide long-term assessment mechanism to promote the attention of leaders of various departments and increase the enthusiasm of each town.

3. Relax the living subsidy measures for senior citizens. In order to increase the public's enthusiasm for insurance, we have further improved the elderly subsidy system, simplified the handling procedures, and improved the efficiency of this work. As long as the elderly people in each town in the city meet the conditions for enjoyment stipulated in the measures, if one of their family members participates in the new rural insurance, they can apply for an elderly person to apply for the elderly subsidy, so that the broad masses of farmers can truly feel that the party and the Government measures to benefit the people.

4. Accelerate the transitional connection between old farmers and urban insurance. The new rural basic pension insurance system framework is basically consistent with the urban employee basic pension insurance system. They are all based on age and relative payment standards. By adjusting the payment base, establishing adjustment funds and fund settlement systems and other measures, we will gradually realize the connection between the new rural pension insurance and the basic pension security system for urban employees.

5. Work funds should be included in the finance. Rural insurance, which accounts for half of the city's social security recipients, is the only non-financial appropriation unit. Not to mention the rapid development of the rural insurance business, even its own survival is struggling. Therefore, in order to realize the coverage of the new rural insurance for the "old age" in the city, it is necessary to have a stable and united agricultural insurance team. In the future, the agricultural insurance funds will be involved in the financial accounting. This will not only solve the worries about the future development of agricultural insurance, but also It can allow the financial department to have a more positive and clear understanding of the situation of rural insurance, which will have a decisive advantage in increasing the corresponding administrative push for agricultural insurance business in the future.