The new rural insurance payment is 900 years, reaching 15 years.

The rural social security policy is guided by government organizations and adopts the system mode of combining social pooling with individual accounts. The old-age insurance policy, which combines individual contributions, collective subsidies and government subsidies, ensures the basic livelihood of farmers after they get old.

In the pilot area of the new rural insurance, the insured who have participated in the old rural insurance and have reached the age of 60 and received the old rural insurance pension can directly enjoy the basic pension of the new rural insurance; For those who have participated in the old agricultural insurance and are not full

The insured person who has reached the age of 60 and does not receive a pension should incorporate the funds from the old farmer's insurance personal account into the new farmer's insurance personal account, and continue to pay according to the new farmer's insurance payment standard, and enjoy corresponding treatment when meeting the prescribed conditions. New rural insurance payment standard

Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. At present, the payment standard is set at 100 yuan per year, which is divided into five grades: 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents.

The implementation of the first social insurance law since the founding of New China. According to the insurance law, when employees reach the statutory retirement age, if the payment for participating in the basic old-age insurance for employees is less than 15 years, the payment can be extended to 15 years. If the insured before the implementation of the Social Insurance Law and the extension of payment is less than 15 years after 5 years, it can be paid to 15 years in one lump sum. For those who do not continue to pay after the deferred payment or the accumulated payment period is still less than 15 years, they can apply to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy the corresponding pension insurance benefits. Unwilling to extend the payment to 15 years or transfer to the new rural social endowment insurance or urban residents' social endowment insurance, you can apply for a one-time payment of personal account storage.

The employer fails to pay social security fees or is fined 3 times.

The goal of the Social Insurance Law is to establish a seamless social security system with no defects, no omissions, so that all people can have basic security and no worries in terms of old-age care and medical care. Its formal implementation marks that "national social security" has crossed the concept and entered the implementation stage.

If the payment is less than 15, you can enjoy long-term pension benefits through two channels.

"Accumulated payment 15 years is one of the necessary conditions for the insured to receive pension." For a long time, the insured who paid less than 15 years at retirement can only choose to receive a personal account at one time to terminate the basic old-age insurance relationship. Their old-age life lacks stable and long-term effective guarantee. In this respect, the Social Insurance Law has been greatly improved and expanded, adding two ways: allowing individuals to pay fees to 15 years; Transfer to new rural insurance or urban residents' pension insurance, both of which can make the insured get long-term pension insurance benefits. Payment 15 years is the "threshold" for enjoying long-term treatment.

According to the relevant regulations of the state: "Individuals who participate in the basic old-age insurance will receive the basic pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age". In other words, the minimum payment 15 is a necessary condition for the insured to receive a monthly pension. Zhang Ruishu, deputy director of the Provincial People's Social Welfare Department, said that there are three main considerations for the minimum payment period 15. First of all, the life expectancy in China has reached 73 years. In order to achieve the balance of payments and long-term sustainable development of the old-age insurance system, it is necessary to set a minimum payment period; Secondly, no matter how employed, the payment period is cumulative, and most people can easily reach 15 years; Finally, from the international experience, most countries that implement the contributory old-age insurance system require a minimum payment period according to the actuarial results of long-term fund balance between payment and treatment. In fact, the new old-age insurance policy still has many shortcomings, which need to be further revised and implemented.

Rural social endowment insurance is an important policy that benefits farmers and promotes family harmony. At present, it is the payment period of rural social endowment insurance. In order to let the broad masses know more about the policy, actively participate in and renew the insurance, and ensure the participation rate of rural old-age insurance in 20 14 years, the Party Committee and Government of Zhang Jiaxiang attached great importance to it, carefully organized and deployed it, and implemented the leadership package, village cadre package and village cadre package to ensure the timely completion of the rural social old-age insurance collection target and task. The Party Committee and Government of Zhang Jiaxiang took the rural social old-age insurance policy as a project that warmed people's hearts and benefited people's livelihood, and compacted their responsibilities layer by layer. Through holding mass meetings, distributing publicity materials, issuing understanding cards, hanging banners, posting publicity slogans and other forms, the rural social endowment insurance policy will be publicized to the fields and households. At the same time, each handler is required to be highly responsible, find out the base, know well, and strive to ensure that all insurance is guaranteed.

Introduction of rural social security policy

Rural social security is a personal account of old-age insurance that the state establishes a lifelong record for each new rural insurance participant. Individual contributions, collective subsidies, subsidies to the insured by other economic organizations, social welfare organizations and individuals, and subsidies to the insured by local governments are all credited to personal accounts. At present, the amount stored in personal accounts bears interest every year with reference to the one-year deposit rate of RMB in financial institutions announced by the People's Bank of China.

The state will establish and improve the financial accounting system of the new agricultural insurance fund. The new agricultural insurance fund is included in the financial special account of social security fund, managed by two lines of revenue and expenditure, accounted for separately, and maintained and increased in accordance with relevant regulations. In the pilot stage, the new agricultural insurance fund is temporarily managed at the county level, and with the expansion and opening of the pilot, the management level is gradually improved; Where conditions permit, provincial management can also be directly implemented.

Rural social security coverage

Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.