Farmers' loans include agricultural loans.

"Fumin Loan" is an online micro-credit product for farmers jointly launched by the National Rural Revitalization Bureau and the Agricultural Bank of China. In view of the farmers' groups in the key counties supported by the national rural revitalization, a risk compensation mechanism is established in the form of bank-government cooperation to accurately support farmers' production and operation.

Early summer is the key period for sweet potato planting. Ms. Fu from Fanghuan Village, Qiliping Town, An County planted the newly pruned "Hong 'an" saplings in the ground, and her face was filled with a happy smile. "I'm afraid I don't have enough money to buy seedlings and fertilize. Fortunately, I have a loan of 65,438+million from the Agricultural Bank of China, so I am worried. This is the first loan to enrich the people in Hubei.

In order to help farmers in the old revolutionary base areas get rich, Hubei Branch of Agricultural Bank of China regards Hong 'an as the key support area of "enriching people's loans", and Hong 'an County Branch cooperates with the County Rural Revitalization Bureau to promote "enriching people's loans" throughout the county, consolidate poverty alleviation achievements and serve rural revitalization products. Bank staff entered the village to learn about the production and operation of farmers and the shortage of funds, and collected all loan information electronically by using new investigation tools such as mobile phones and PADs. This survey can be completed in 10 minutes.

It is understood that the "rich farmer loan" can give a maximum credit of 200,000 yuan and the longest service life is 5 years. This product has a wide range of uses and supports farmers from all walks of life. As long as farmers have good credit, steady operation, stable income and compliance in use, they can get the support of "enriching the people and lending" from all walks of life, regardless of planting, breeding, processing and trading.

Related Q&A: Related Q&A: How to apply for small loans for rural hukou? Xie Wukong invited.

Dawn of the Garden, the creator of the field of agriculture, countryside and farmers, answers your question:

The topic of "agricultural registered permanent residence" is an old imperial calendar, and now it is called "resident account".

As long as the "resident account" has a good reputation, needs money, and has always been a local or local resident account, it is possible to apply for small loans in local credit cooperatives and commercial banks.

There are application procedures for handling small loans. First of all, you should apply for a loan from a bank that wants to borrow money, fill out a small loan application form and apply for a loan. The contents of the application form include home address, identity account certification information, loan purpose, loan amount, repayment period, overdue agreement, etc. , and report the complete information conditions to the bank manager for review. After the bank has passed a series of standard audits, such as credit audit, personal loan information audit, personal identity information audit, bad record audit and so on. Small loans will be issued immediately, and the time will not be long. Quick loans will be issued soon. I hope it helps!

The above is my opinion. If there is anything wrong, please leave your valuable comments in the message area and actively participate in the comments. Please pay special attention to Biyuan Shuguang.

Dawn of the Garden, the creator of the field of agriculture, rural areas and farmers, will take you to explore the issues of agriculture, rural areas and farmers, read the information about agriculture, rural areas and farmers, learn the technology of agriculture, rural areas and farmers, and become a new farmer.