That bank's credit card has the lowest interest rate within the term. What percentage? If the loan amount is 250,000, what bank's credit card is the most cost-effective?

1. Credit card repayment is interest-free within the term. By stages, most of them are 4% for one year, 8% for two years and 3 years 1 1%.

2. If you borrow 250,000 yuan, go directly to the bank credit department for consultation. Interest is much lower than credit card installment (unless you pay it off within one year).

3. The partners of each bank are different and there are regional differences. It's hard to say which bank is the most affordable and offers more discounts. Just choose one that is convenient for your own business. The more outlets, the better the service. Personally, foreign banks are better.

4. Cross-bank? You mean transfer and remittance, right? Most of them are 0.4. %, the handling fee in 50 yuan is capped, but there is a handling fee for withdrawing cash by credit card. Please pay attention to this.

The bank in China is similar. It's good to be convenient to run your own business. The advantage of postal service is that it doesn't rest. I also go to work on Sundays.