How to report threats of debt collection

The specific methods for handling the threat of debt collection are as follows:

1. If you encounter malicious debt collection, you can provide relevant evidence to directly call the police;

2. You can report it to the 12321 network Report malicious collection behavior to the Bad and Spam Information Reporting and Acceptance Center;

3. Report to the local financial office of the collection company and report malicious collection behavior;

4. Report to the China Banking and Insurance Regulatory Commission Report malicious debt collection and safeguard your legitimate rights and interests.

There are several types of malicious collection behaviors:

1. Text message or phone bombing, using text messages or phone calls to bombard debtors with their collection methods, disrupting their normal production work and Living order;

2. Telecommunication intimidation, sending text messages or calling people to intimidate debtors is also an illegal collection method;

3. Exposing the address book and disturbing the people in the address book Other contacts, and insult and slander the debtor;

4. Disclose personal privacy, upload the debtor's privacy to the Internet, spread rumors about the borrower's privacy, and track and harass the debtor. etc.;

5. burying people to collect debts, placing wreaths at the borrower’s normal place of work or residence, playing mournful music, writing uncivilized slogans, etc.;

6. Pretending to be a public prosecutor to collect debts, pretending to be The public prosecution and law collect debts and intimidate borrowers;

7. Triad debt collection uses gangster methods to collect debt, such as illegal detention, illegal intrusion, extortion, intentional injury, beating, etc.

In summary, when encountering debt collection, maintain a good attitude. No matter what the call is, we have to answer the call and express our willingness to repay, but we are currently unable to repay. What to do when encountering violent debt collection. Keep good records, audio recordings, videos, etc.; plan your debts reasonably and actively resolve them.

Legal basis:

Article 42 of the "Law of the People's Republic of China on Public Security Administration Punishments"

Whoever commits any of the following acts shall be punished Detention for not more than five days or a fine of not more than five hundred yuan; if the circumstances are more serious, he shall be detained for not less than five days but not more than ten days, and may also be fined not more than five hundred yuan:

(1) Writing threatening letters or otherwise Threaten the personal safety of others;

(2) Blatantly insult others or fabricate facts to slander others;

(3) Fabricate facts to frame others in an attempt to subject others to criminal prosecution or Being punished by public security administration;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) Repeatedly sending obscene, insulting, Intimidation or other information that interferes with the normal life of others;

(6) Peeping, filming, eavesdropping, or spreading other people's privacy.