How about China Coal Insurance car insurance?

Small company, this is a company with a small business scope, and its business area has not yet spread all over the country, which is not convenient enough for remote settlement claims. It is recommended to choose a large company when buying car insurance:

First, because the claims process of large companies is more standardized, the claims staff are professional and more efficient, and they can solve our urgent needs;

Second, because Large companies have a wide range of business offices, and the speed of settlement of claims in remote locations can be guaranteed. After an accident, the insurance company directly arranges claims adjusters to handle the case on site, while small companies can only entrust local adjusters to handle the case, and the experience is not good;

Third, insurance companies are large in scale and generally have a certain history. Although the Insurance Regulatory Commission is the backer of an insurance company when it goes bankrupt, it will also bring us unexpected troubles.

Car insurance, that is, motor vehicle insurance, referred to as auto insurance, refers to a type of commercial insurance that is responsible for compensation for personal casualties or property losses caused by natural disasters or accidents. Car insurance is a type of property insurance that has continued to develop and mature with the emergence and popularity of cars. In addition to the compulsory traffic insurance that the state forces motor vehicle owners to purchase, other motor vehicle insurances are divided into two categories. These two types of insurance include two basic types of insurance: one is basic insurance, including vehicle loss insurance and third-party liability accident insurance, and the other is additional insurance voluntarily insured by car owners, which mainly includes vehicle theft and rescue insurance, Vehicle liability insurance, individual glass breakage insurance, spontaneous combustion loss insurance, non-deductible special insurance, etc.

China Coal Insurance Company was established on January 3, 2008, with a registered capital of 1.22 billion yuan and its registered place in Shanxi Province. Its main shareholders are Shanxi Coal Industry Social Insurance Bureau and Shanxi Coal Import and Export Group. Company, Shanxi Coking Coal Group Co., Ltd., Shanxi Juhai International Economic and Trade Co., Ltd., etc. The business scope covers property damage insurance, liability insurance, credit insurance, guarantee insurance, short-term health insurance and accidental injury insurance; reinsurance business of the above businesses as well as other businesses approved by national laws and regulations and the China Banking and Insurance Regulatory Commission.

From the perspective of registered capital, it can only be said that it is a small company, and its brand reputation is not as big as that of PICC and Ping An, but its solvency is still good.

Solvency: The core solvency adequacy ratio and the comprehensive solvency adequacy ratio are both 218.12, both above the standards of the China Insurance Regulatory Commission.

Business areas: Shanxi Province, Hebei Province, Shandong Province, Henan Province, Shaanxi Province, Sichuan Province, Anhui Province, and Hubei Province.