What's the difference between the financial products of brokers and those of banks?

"Brokerage wealth management", also known as brokerage collective asset management business, refers to wealth management products issued by securities companies, which collect customer assets and are managed by professional investors (brokers). Generally speaking, it is a kind of financial service that securities firms accept investors' entrustment to invest investors' funds in financial products such as stocks and bonds. The "mode" of bank financing is similar, but it is only "managed" by the bank financing department. In the future, there will be the issuance management of bank wealth management subsidiaries.

Therefore, safety mainly depends on the risk of the asset subject matter of product investment. If you invest in some "safe" assets, such as government bonds, certificates of deposit, financial bonds, etc. Then its security is relatively high, but its income is relatively low.

At this stage, there are some products on the platform of Du Xiaoman Wealth Management APP (formerly Baidu Wealth Management), including current and regular wealth management products and selected fund products, for users to choose according to their own liquidity preferences and risk preferences. You can search for "Du Xiaoman Financial APP" or pay attention to "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!