5 Bank Compliance Speeches Compliance Speeches

Bank Compliance Speech Compliance Speech 1

Dear leaders and colleagues:

Hello everyone!

Dear friends, who doesn’t desire to live a happy and happy life? I think everyone hopes that they will have a good job and a bright future. As a Xinhe people, where does the source of our happiness come from? Finance is an industry with extremely high risks. In this industry, we must learn how to create better benefits by preventing and avoiding risks. How to prevent and avoid risks? There is only one path, and that is to adhere to a compliance culture.

Goethe once said: "Uncontrolled activities, no matter what nature they are, will eventually fail." This tells us that everything must have limits, and what limits these is what we are talking about today. rule". Rules, a family has family rules, a country has national rules, and a Xinhe employee must also abide by Xinhe's rules. Complying with rules is an indispensable prerequisite for the normal operation of human society, a necessary condition for ensuring the stable development of enterprises, and a necessary condition for our personal growth.

20xx is the "Compliance Culture Management Year" of the Rural Credit Cooperatives in xx Province. Focusing on the theme activities of "cultivating compliance culture and creating compliance units", we will vigorously cultivate compliance culture and create compliance throughout the system. The unit is a practical measure that focuses on comprehensively carrying out special case management and effectively preventing business risks and case risks from the source. Cultivating a good compliance culture can continuously strengthen compliance operations, fundamentally block loopholes, prevent cases, and reduce risks; in-depth efforts should be made to handle special cases and strictly investigate and deal with violations of laws and regulations, which in turn can promote system-wide compliance Cultural cultivation, the two interact and are inseparable. Therefore, carrying out civilized and compliance education activities is an urgent need for our rural credit cooperatives to standardize operating behaviors, resist violations of regulations and disciplines, prevent the occurrence of cases, comprehensively prevent risks, and improve the level of operation and management.

In xx Xinhe, standardized operations have always been a topic repeatedly emphasized by the leadership team. Through work practice over the past year, I have a deeper understanding of the four words "compliance culture". We can’t forget that in order to improve the compliance culture, we stayed up late and worked night and night to learn operational procedures, explore the sources of operational risks, and draft compliance manuals; we can’t forget that in order to implement the compliance culture, the leadership team drafted a series of compliance systems, Dress uniformly, be polite and polite, and organize your commuting time. We will never forget every bit of our efforts to build a compliance culture.

Dear colleagues, today’s event is not a simple speech contest, but an educational event on compliance culture promotion, a baptism of spirit and body. Today, listening to the speeches of all the contestants, I was greatly inspired. Civilization and compliance are the life of our Xinhe cause and the source of our survival and development. A speech may not be able to change the uncivilized and non-compliant phenomena in our work, but I believe that it is like a navigation beacon, guiding us to the other side of success.

We have reason to believe that in today’s era of economic globalization, office automation, business informatization, and fierce competition in all walks of life, all our Xinhe employees, no matter which position or place you are in, mainly you Let the compliance culture stay in your heart, constantly adapt to the situation of corporate compliance culture, shoulder your own responsibilities, be proactive, strive for progress, and keep learning, and you will surely have a more brilliant tomorrow.

Bank Compliance Speech Compliance Speech Part 2

Dear leaders and colleagues:

Hello everyone! I am xx from xx Road Branch. Today, the title of my speech is "Compliance Starts from Me". Compliance, as a link for the good functioning of society, permeates every aspect and every detail of social life. As the Postal Savings Bank, we have to admit that some phenomena of relying on experience and shelving the system still exist, and even seemingly "low-level mistakes" that need to be corrected repeatedly are still happening repeatedly.

How can we operate in compliance? I believe that we must first form a strong compliance culture throughout the bank to ensure that everyone is compliant. All employees must have integrity and personal conduct, as well as good risk awareness and behavioral norms, to create an atmosphere in which all employees are naturally responsible for their occupations and positions.

Compliance is the responsibility of all bank employees. We should establish concepts such as "compliance is everyone's responsibility" and "compliance creates value" to make compliance the code of conduct and code of conduct for every employee of our Postal Savings Bank. Take conscious actions to ensure the implementation of compliance management. As a front desk employee, I deeply feel the importance of compliance operations. For example, when we open a company deposit account for a user, we should first have a preliminary understanding of the purpose of opening the account; secondly, review whether the certificate information provided by the customer is complete and valid to prevent the customer from using fake certificates to open an account; ask the account manager to handle the account opening procedures on behalf of the customer. Yes, necessary verification and verification must be carried out in accordance with regulations. If we do not conscientiously abide by these relevant regulations, it may result in incomplete account opening information, or allow depositors to use the account to commit fraud, money laundering and other illegal activities. Another example: When handling cash payments, you must insist on "recording first, paying later." You cannot pay the amount of the check first because there are many customers at the counter and the payee is an acquaintance, and then the account balance will be discovered later during centralized entry. Insufficient, this will not only bring economic losses to itself, but also bring certain risks to our Postal Savings Bank.

Improving employees' compliance capabilities requires each of our employees to "start from me, start bit by bit", constantly improve their business knowledge, and take the initiative to learn business and learn various rules and regulations. Be familiar with your job and business, and have the professional knowledge, qualifications and abilities required for the position. All employees work together to supervise bad behavior and work together to curb the occurrence of violations. Strictly handle all business in accordance with standardized operating procedures, be accurate and fast, maintain civilized and standardized behavior, use polite and friendly service terms, strengthen service marketing awareness, adapt to changes, coordinate, and promote capabilities, strive to improve their own service capabilities, and tap potential of quality customers. Have a serious work attitude, stick to your job, and strive for excellence in business. Usually, sort out the risk points in each business process, and combine the links that may cause risks in your position to study carefully and prevent the occurrence of risks. When handling business, there must be no such phenomena as being too merciful, doing things first and making up for them later, being careless and not following the rules or escaping the rules. If an economic case occurs, it will not only cause the company to suffer reputational risks and economic losses, but also all the efforts of our company will be in vain! This is called: "If one person violates the rules, the whole bank will suffer!" Therefore, compliance management is not just about talking about it or writing it down on paper, but requires each of our employees to take practical actions. Only when all employees are active This can be achieved only through participation and conscientious performance of duties.

Let us cherish our existing jobs, be dedicated to our jobs, be willing to contribute, consciously resist all kinds of temptations, stay away from violations of laws and disciplines, have proper professional ethics, abide by rules and regulations, proactively comply with regulations, and strictly guard against risks. The occurrence of xx Postal Savings Bank has made its own contribution to establishing a good corporate image of xx Postal Savings Bank and promoting the long-term development of the company!

Bank Compliance Speech Compliance Speech Part 3

I once read such a fable: An old man said to his descendants: "Deep in my heart, there is always going on. There is a war between hunting dogs and wolves. The wolves are vicious and represent greed, indulgence and disloyalty; In your heart, in everyone’s heart.” “So, who will win?” asked the little grandson. The old man's answer was: "It depends on your heart." So, in our actual work, is there really such a contest in our hearts? What choice will you make between compliance and violation?

In the south and north of the Agricultural Bank of China, there have been one story of loyalty and compliance and one case of greed and disloyalty, just like the above fable. They often echo in my heart.

The story happened to an ordinary employee at a grassroots branch of our Guangdong Branch -

On the morning of July 13, 20xx, a customer came to the Chaoyang branch with a bank card from another place. At the counter of the first branch, he asked to check whether the money had arrived. If so, he would immediately transfer the money to another local bank card. The person on duty was our teller Zhang Yuexiang. Through inquiries, we found that the balance of the bank card was as high as 180 million yuan! She immediately became alert, excused herself as there was a problem with the magnetic stripe of her bank card and asked her to wait a moment, and promptly reported it to the accounting supervisor on duty and her superior bank. After verification, the card balance as high as 180 million yuan was caused by a teller at an outlet outside the province mistakenly entering 180,000 yuan as 180 million yuan during the operation! It is precisely because of Comrade Zhang Yuexiang's professionalism and compliance, his timely reporting of suspicious situations and his high degree of vigilance that the ABC's capital losses were avoided. With her outstanding performance, she was praised by her leaders. Afterwards, some people said it was luck, but it was actually not accidental. It was an inevitable manifestation of her usual legal compliance and serious and responsible spirit at critical moments! Think about it, if she had been indifferent to the abnormal situations that occurred during the business processing process, had a weak sense of responsibility, and failed to intercept the errors in a timely manner according to the prescribed procedures, it is not difficult to imagine what the consequences would be. Different work attitudes and awareness of compliance will lead to different results. This is the gap between 180,000 and 180 million.

Speaking of compliance, I can’t help but think of another shadow that is difficult for ABC people to erase -

I believe everyone is not aware of the treasury theft case at Handan Branch in Hebei last year. Will forget. In addition, the heavy historical burden caused by extensive management and disorderly competition has added many twists and turns and difficulties to the road of Agricultural Bank of China's share reform and listing. These are the disasters caused by lax systems and weak awareness of compliance.

In fact, everyone has a balance in their heart, always weighing a gain or loss, a choice. Power and profit, public and private, beauty and ugliness, all emotions and thoughts rise and fall on this scale. Different hearts as weights will guide you to take a different path. "Cultivation of the mind" and "practice" are both very important, and the key to "cultivation" lies in "cultivation of the mind." We are all ABC employees. No matter which position you are in, your words and deeds, brick by brick, are directly related to the solidity of the corporate culture building of ABC.

In September this year, the Party Committee of the Head Office took stock of the situation and launched an employee code of conduct education activity across the bank. It was like a timely rain that nourished the hearts of every employee in our Agricultural Bank of China. It made us understand: to establish a code of conduct for employees The corporate culture of compliance management as the brand is not only a top priority for us to achieve the "3510" strategic goal, but also a millennium plan for the survival and development of our ABC. In the process of practicing the "Code", we are delighted to see that there are many "Zhang Yuexiang style" persistent and tireless figures around us - they are dedicated to their work and carefully type every character on the keyboard; They are honest and trustworthy, and meticulously calculate every dollar, dime, cent, and penny; they are diligent and conscientious, welcoming every customer with enthusiasm; they comply with laws and regulations, and maintain the "three irons" reputation of the Agricultural Bank of China. They finally used the brand of compliance culture to describe the colorful blueprint of ABC's service to "agriculture, rural areas and farmers". This is the improvement of the compliance value concept in our business management and strategic choices.

If the developing ABC is compared to a ship, we must overcome the stormy waves and rapids in our progress. Every employee is by no means a tourist on this ship, and they all shoulder the mission of a long voyage—— Ride the wind and waves and move forward bravely. Now that we have a wise captain, and a compliance culture as an accurate navigator, let each of us strive to be a qualified sailor, let one chapter and one system build the internal control fortress of ABC's risk prevention; let us Compliance becomes our brand and creates a more glorious future for ABC!

Bank Compliance Speech Compliance Speech Part 4

I believe you must have heard such a fable: the rushing river always thought that the embankment restricted his freedom. One day, in anger, he rushed out of the river bed, overflowed the embankment, and surged onto the wilderness, wreaking havoc as he pleased, while it itself dried up due to evaporation and absorption by the earth.

The river that can stir up big waves and push giant wheels finally understands when it is dying that the freedom knights it is crying for are only between those two embankments.

In reality, freedom is always relative. Without the constraints of rules, all freedom will become empty talk. Business development and risk prevention can be said to be the two lifebloods of banks. Any bank that does not adhere to the system but develops its business, or that blindly adheres to the system without seeking development, will have no future and will not be sustainable.

We all know that today, when competition is so fierce, finance is a very special and high-risk service industry. It can be said that "angels lead the way in front of you, and devils tempt you later." For a staff member, they are faced with the test of morality, discipline and regulations every moment. If they are not careful, they will fall into a beautiful trap.

Bank operations are always accompanied by risks, and they must have their own "rules." The bank's system is acquired through bloody lessons and painful costs. There can be no luck in the implementation of the system. Any negligence of 1 may lead to a loss of 100, and even a small violation may bring about lifelong regret. . In a sense, it is impossible for one person to run a bank well, but it is possible to destroy it. The collapse of Barings Bank is the best evidence of this! Because trader Nick Leeson took advantage of loopholes in the system and operated illegally, this century-old brand known as the "Royal Bank of England" collapsed, and Leeson himself was imprisoned, which shows that cooperation Rules are so important.

There is such a typical case: In March 20xx, Ma Xiangjing, the treasury administrator of the Agricultural Bank of Handan, Hebei Province, and Ren Xiaofeng conspired to steal the cash from the treasury to buy lottery tickets, and the two of them shared the prize equally. In just three months, they stole more than 51 million yuan in cash from the vault. Soon after, both men were arrested and sentenced to death. A layman looks at the excitement, and an expert looks at the door. When it comes to this, we can't help but wonder: How do we pass every audit? How can just two people cross the sky and move more than 51 million yuan in cash from the vault?

This seriously reflects a compliance issue. It is precisely because of non-compliant operations that fueled the arrogance of the two, causing them to increasingly ignore laws and regulations. Today, one thousand, two thousand, tomorrow ten thousand, twenty thousand, what about the day after tomorrow? What about the day after tomorrow? In exchange for What? What we get in exchange is a broken family, and what we get in exchange is the infamy that has been spurned for eternity! Compliance is a shield. It guards our hearts all the time, and it prevents our inner evil thoughts and evil thoughts. The generation of distracting thoughts also resists all external typhoid fever. If we give up this shield, we are likely to embark on the road of no return like the two of them.

As a human being, having talent and virtue is a genuine product; having no talent and virtue is a defective product; having no talent and no virtue is a waste product. What about having talent but no virtue? Talent but no virtue is a dangerous product! The talent here is, It is business ability, then morality is compliance culture. Blindly improving business capabilities without a correct compliance concept is like a sapling that keeps swaying in the wind and rain. Although it is irrigated by rain, it lacks the sunshine. Compliance culture is exactly what we need. warm sunshine.

Complying with the rules is no small matter, but violating the rules is a major matter. At work, once problems occur due to non-compliance, it will directly cause adverse social impacts and huge economic losses. In our own words, we are shooting ourselves in the foot. "The affairs of the world are not difficult to legislate, but difficult to implement; it is not difficult to listen, but difficult to speak but must be effective." Compliance culture is the representative of order, the foundation of harmony, and an important guarantee for the safe and stable operation of the ABC. , and it is also a reflection of responsibility for employees themselves, the cause of ABC and the public.

Now, 20xx has arrived, and the concept of compliance has been deeply rooted in the hearts of the people. Colleagues, let us turn compliance from words to awareness, from awareness to action, and from action to habit.

We believe that as long as we take our career as our own responsibility and devote ourselves to the fertile soil of compliance culture, our banking industry will surely achieve greater glory!

Bank Compliance Speech Compliance Speech Part 5

Hello everyone!

I am xxx, the person in charge of the xx grassroots branch of the Bank of China. Today, I am very honored to be able to stand here to communicate and learn with you! Thank you to the Party Committee of the Bank of China for providing me with various opportunities. , and also thank my colleagues and friends for their continued help and support. The title of my speech today is "Construction of Bank Compliance Corporate Culture". I hope it can be of some help and inspiration to everyone!

As a human being, we all instinctively desire a happy life and everything goes well. As a Bank of China employee, the source of our happiness is how to create good benefits in the ever-changing economic tide, while preventing and avoiding risks. Make more contributions to the country and enterprises. There are two paths: only by working hard to develop business can we create considerable economic benefits; only by working hard to establish a compliance culture suitable for corporate development can we better prevent and avoid risks. Business development and compliance culture are like the relationship between fish and water. Fish cannot live without water. Without fish, water will lose its spirituality and vitality. Therefore, business development is inseparable from a compliance culture. They complement each other and are indispensable!

The so-called compliance culture, as the name suggests, means that everything is in compliance with rules and common sense. When it comes to corporate culture construction, it also has deeper connotations and extensions. There are some such phenomena in our banking industry now.

The performance is as follows: some places still attach importance to business development and neglect compliance management. In order to complete short-term tasks and business goals, they focus on marketing and expansion and ignore business compliance management, and some do not hesitate to do so. Taking the risk of illegal operations to achieve short-term goals and tasks, and ignoring compliance operation risks; some units do not follow the rules and do not implement internal management rules and operating procedures. Although a large number of operational risks are mainly reflected in the operation link For operators, the underlying reason is the lack of compliance awareness among operators, which reflects superficiality and deficiencies and has not penetrated into daily management and decision-making. This requires us at Bank of China to be vigilant!

Today, the economy is developing rapidly and violently, which has also brought many problems and risks. Behaviors that do not abide by the rules of the business game for the purpose of maximizing profits occur frequently. Once upon a time, the "compliance culture" that hung high in the courtroom became a scroll for viewing only in the dust of confusion. In our banking industry, there are a large number of cadres who have been loyal and dedicated, but they have not withstood the temptation and do not hesitate to violate disciplines and laws, nailing themselves to the pillar of shame in life and bringing shame to themselves and the country. There are many other cases happening around us, which are sadly ringing the alarm for us time and time again. We are constantly reminded that we must establish a compliance culture and be committed to complying and implementing it.

There is a famous saying that goes as high as the mind, so far can the heart go. There is no doubt that a good ideological culture has a profound significance for action! As each of us at BOC, we should see that without indifference and tranquility in mind, there will be no clear aspirations and far-reaching goals in action. If there is no compliance culture as the guide, there will be no foothold for sound operations! There will be no internal control management at all. Therefore, establishing a compliance culture is inevitable for us to standardize our operating behaviors and improve our management level.

Currently, we are building a brand-new Bank of China. Without compliance, there is no way out by relying on our heads to make decisions. There is also no way to make money. In a sense, compliance is also a benefit, and compliance is also productivity. Cultivating a compliance culture is a long-term mechanism and fundamental strategy to ensure compliance operations. It is also an effective way to prevent and resolve various risks and achieve The inherent requirement for sustainable and healthy development is an important foundation for improving the Bank of China's comprehensive risk management and improving an effective internal control system. It is an important guarantee for the Bank of China to achieve strategic transformation, improve the quality of development, and continue to operate steadily.

To this end, we must start from our leadership and fundamentally eliminate misconceptions such as indifference, tied hands and feet, and inability to let go. Matters strictly prohibited by laws and superior documents must be strictly observed. We cannot step into the "minefield" under the guise of "reform". For things that are not explicitly stipulated, we must make full use of them, boldly try them, and boldly break into them. At the same time, it is necessary to educate all employees to further enhance their awareness of the rule of law and system, start from the correct orientation and good habits, and cultivate a sense of compliance culture. The demonstration role of leaders is a kind of orientation and a subtle education method.

Second, we must pay attention to the training of compliance culture. We must organically combine the construction of compliance culture with professional spirit, industry characteristics, corporate culture shaping, etc., make good plans, concentrate on research, and put in practice . It is necessary to strengthen learning, start from the most basic things such as service etiquette and service skills, straighten out the relationship between excellent services and compliance operations, form prescribed actions and demonstration actions, and implement high-quality services throughout the entire business of Bank of China activities and fields, implement the construction of compliance culture throughout the entire career of every employee of Bank of China, and root the concept of compliance culture in the management and decision-making of the entire Bank of China.

Third, we must move the risk front forward, conduct daily inspections, and monthly analyses, eliminate and block various hidden dangers and loopholes at any time, prevent problems before they occur, and develop the ability to control various risks.

The fourth step is to ensure security. It is necessary to increase counseling and supervision, increase accountability, strictly prohibit our staff from operating in violation of regulations, increase penalties, and increase the cost of violation, so that compliant people will benefit and violators will be harmed, so as to achieve the prohibition and ensure Implement compliance culture construction.

Compliance culture is an extension of our BOC corporate culture. It is the sum of business philosophy, values, and professional ethics and codes of conduct that all BOC employees need to recognize and abide by. It is the industry-specific and personalized culture of the enterprise. concrete manifestation. As far as our Bank of China system is concerned, it can be summarized in twelve words, namely "dedication, discipline, standardization, pragmatism, harmony and innovation".

As our operators and managers, we refine, quantify, concrete, and visualize these twelve words, and then form a belief, a concept, a consciousness, and a A spirit and a culture. Because compliance culture is crucial to the survival and development of enterprises. An enterprise without business ideas lacks aura, an enterprise without operational vitality lacks popularity, and an enterprise without cultural heritage lacks confidence.

As a member of the Bank of China and a person in charge of grassroots branches of the Bank of China who often deal with customers and society, I should understand the importance and role of the construction of compliance culture at grassroots bank branches and grasp its essence and connotation. , don’t complain, don’t give up, don’t be discouraged! Start from the little things around you, start from your own job. Learning with an open mind is my only choice, working hard is my only goal, be a down-to-earth person, and do your duty. When doing things, do not be greedy for vanity or enjoyment, constantly improve your own policy theory level and professional quality, use your own practical actions, use your noble character and ethics, and use your real life to contribute to the grassroots cause of Bank of China. A small contribution. I believe that an ordinary drop of water can reflect the brilliance of the sun, and an ordinary brick can build a tall building.

The compliance culture construction of the Bank of China exists with the employees of the Bank of China as the carrier. It is a comprehensive reflection of the corporate spirit of the Bank of China and an external manifestation of the core competitiveness of the Bank of China. It is related to the success or failure of our Bank of China. We Bank of China people must be dedicated to our jobs and act as leaders. As leaders at all levels, we must also care about the work and life of Xinhe members, help them solve practical difficulties, and eliminate worries, so that all our Bank of China employees can identify with the compliance culture and be responsible for the compliance culture. The compliance culture has a sense of identity and belonging, so that the Bank of China can consciously regard the cause of BOC as its own and establish a sense of ownership and responsibility.

I believe that in today’s era of economic globalization, office automation, business informatization, and fierce competition in all walks of life, we Bank of China employees, no matter what position or place you are in, as long as you continue to learn and strive to enrich and improve yourself, Continuously adapt to the situation of corporate compliance culture, shoulder your own responsibilities, be proactive and work hard, and you will surely have a more brilliant tomorrow!