There are several types of telecom fraud.

In recent years, online fraud has been lurking in all directions, making people unprepared and being cheated frequently inadvertently. However, there are various ways of online fraud, many remote crimes, and it is so difficult to crack down on and investigate cases that criminal groups are repeatedly banned. Even if the public security organs try to destroy them, the phenomenon of resurgence is always one after another.

Among many online scams, especially "killing pig dishes", video naked chat extortion, financial fraud, billing fraud and other fraudulent means are outrageous. Among them, "killing pig plate" is a kind of fraud that makes many victims lose their money overnight, especially girls, who are simple and easy to trust others and have to be prevented. Video naked chat extortion also makes experienced victims talk about it. Many graduates who have just left school, or many young men and women who have just slightly improved their lives, may bear huge debts overnight, and even leave permanent psychological trauma.

Due to professional reasons, I have been familiar with various online fraud methods in recent years, and I have the honor to participate in the criminal defense of many online fraud or online extortion cases. On the basis of full reading, I made a detailed record of the rules and regulations, property distribution system and performance indicators of criminal groups. And because many friends have consulted recently (including my former clients), in order to prevent more friends from falling into endless online fraud and to avoid the hard-won economic foundation falling down at one time, lawyer Mo will give you a brief explanation today.

First of all, kill the pig plate.

Mr. Murray put the pig-killing plate in the first place because it really destroyed too many people. I heard that many friends listened to the opinions of netizens for the so-called "financial management" and were finally cheated.

Even though times have changed, many victims still don't know how they got stuck in "killing pig dishes", how they became "pigs" and how they were "slaughtered". Just like all "little pigs", the gift of fate, the sweetness of love and the vision of the future have already been priced in the dark and manipulated all the rules. At some point, they began to operate and hit the penis of "Little Pig" directly.

So what exactly is a pig-killing plate? The so-called "killing pig plate" is the name given by the practitioners themselves. Fraudsters prepare "pig feed" for good people to design and make friends routines, and call social platforms "pigsty", looking for fraudsters they call "pigs" in them, and finally defrauding money by establishing a love relationship, that is, "raising pigs", that is, "killing pigs".

There are trusts in all walks of life, such as wine trays, tea trays and motorcycles. In recent years, online gambling and financial management have risen, and teams have arranged "gambling trusts" and "financial management trusts" to solicit business online. Later, it was found that gambling was weak and it was easier to trick people into fake casinos. As a result, true and false online gambling mixed together, and gradually developed a brand-new fraud model. ?

In fact, the method of killing pig board is very simple. First, choose the target. The targets are often older single women, divorced women living alone, women with disharmony between husband and wife, or widowed men and women. These have become the first choice. After the target is selected, it is to strive for information. Criminals often appear as "successful people", making victims fall in love with themselves without hesitation, luring victims into the game step by step, walking into their elaborate traps and willingly becoming "pigs" to be slaughtered.

In fact, it is very simple to identify "killing pig dishes". Through the internet, we learned about it, including but not limited to WeChat, Momo, Detective, Tik Tok, Aauto Quicker, soul and other platforms. In a word, it originated from the internet, but the other party boasted about corporate executives, or investment, or movies, photography, and lottery and stock research. The photo album contains horse riding, archery, travel photos of various places, as well as BMW, Audi and Porsche. Even though he is not outstanding in appearance, his suit and tie are decent, and he travels frequently. He is a diligent and enterprising person.

In addition, the other party you see must be an executive of a foreign-related company, engaged in foreign trade, investment or management. In short, his business is all over the country, and his circle of friends shows that he is constantly traveling all over the country and going to various banquet occasions. Of course, their watches and cars have the highest appearance rate, as well as the balance.

Of course, he must know you well. If you like TV series, he will talk to you about your favorite TV series. If you like singing, he will sing to you. In a word, he is a mature and steady man, and he can easily pin you down.

Over time, you will feel that he is a prince riding a white horse, and he will paint you a blueprint for buying a house, starting a family and starting a career. Even if you face this almost perfect man, there will be a trace of doubt in your heart, which is beyond words, but his timely reply and explanation make you relatively safe.

But if you want to confirm photos, real people and your imagination through video call, he will soon hang up and tell you an "unknown past", which will be the pain and shadow of his life.

After gaining your full trust, Bai Jun will inadvertently reveal his own way of making money. At this time, if you are sensible, you will find that his money does not depend on his company, and it has nothing to do with the management positions of his company. It can even be said that his method of making money does not require him to run around every day.

It's a pity that you can't find it, because you are addicted to it. After he shows you his way of making money again and again, you will find it extremely easy to make money. In the future he plans for you, you begin to invest your savings in the direction he specifies.

From 500 yuan, 1 ten thousand, to 1 ten thousand, 20 thousand, and then to 1 ten thousand, 200 thousand, and finally sell assets, borrow money and invest.

Of course, in the end, you will have nothing. Your view of love is like a bubble of dreams, and your view of making money is just a mirage.

This is the "killing pig board", my friends, do you see it clearly? There are no elites to accompany you for a long time, and there are no loopholes waiting for you to make money online. If there is, it is to kill pigs!

Of course, there are many forms of killing pigs. Besides defrauding your trust and teaching you how to manage money, there are many other forms.

For example, if you go to an investment and financial management platform to make a financial investment and let you make a small investment in the early stage, you will find that the financial benefits are very scary, and you will suddenly feel that it is easy to make money, but I tell you that you are eyeing his interest, and he is eyeing your principal, so don't be lazy. No financial platform can make money easily. If there is, it is bound to be accompanied by extremely high risks. However, for the fraud team that kills the pig plate, your risk is not high. Unless you pull back from the cliff, it is hopeless.

Friends, if you encounter a pig-killing dish, please brake in time. If you are meeting, but you are not sure, as an outsider, Mr. Murray may be able to give you a more objective judgment.

Second, video extortion.

The word "naked chat extortion" looks ugly, but it is really the biggest killer of online extortion. Many people are frightened after reading it. Once bitten by a snake, twice shy, it is estimated that they will never show up on the Internet in their lives.

There are similarities between video naked chat extortion and killing pig dishes, and they are all known through the internet, including but not limited to WeChat, QQ, Momo, Tantan, Tik Tok, Aauto Quicker, soul and other platforms. In a word, meetings originated from the Internet. But naked chat extortion is not like killing pig dishes, there is a continuous process of raising pigs. Generally, after you are added, they directly ask for a video call with you, and then entice you to chat naked. During the chat, you are asked to download their designated software app, disguised as live broadcast software or remote control system, but it has the nature of * * *, and this app must not be searched in major application stores and must be sent to them in the form of software packages.

In fact, the real purpose of the app is not for live broadcast, nor for the video of both parties, but to steal your mobile phone address book and related mobile phone storage information.

After stealing your address book and recording indecent videos containing your clear face, they will threaten you to send your indecent videos to all your address book friends. If you don't want this to happen, you must pay them. Dear friends, imagine that the other party has your mobile phone address book as well as your indecent video. More importantly, it can be added to your WeChat friends through your phone address book. Then you are not a fish, and the blackmailer is a knife. More importantly, at first, they may only need less than 5000 yuan. Many people think it's not too much, but there are always new reasons that keep repeating, and they keep asking you to give money, and the amount is more than once. Finally, even if you have no money, they will still let you borrow from point to point, including but not limited to Alipay loan, micro-loan, cash-out, Didi loan, Meituan loan, installment loan and so on. I've seen the most blackmailed lawyer, 340 thousand a night, uh-huh, 340 thousand So, dear friends, please remember, don't download unknown apps recommended by netizens, don't reveal your privacy to netizens, and don't make indecent videos or actions with strangers online. Maybe you just want excitement, but the other person threatens to make a profit.

At the beginning of 2020, lawyer Mo happened to be exposed to the criminal defense of video extortion cases and read the paper in detail. He has a very detailed study on video naked chat extortion. Whether you earn money or not, whether you borrow money or not, whether you deny cowardice, you must stop making money. Please remember that money can't solve this matter at all. As long as you have a little use value, the other party will constantly blackmail you with new reasons.

In addition, many netizens wrote to ask many questions. Teacher Mo Law selected some questions that netizens are most concerned about to reply as follows, in order to help all friends.

(1) Did the other party implant a virus or Trojan in my mobile phone? Do I need to change my mobile phone? Do I need to change my phone number? A: Internet blackmailers are actually a group of useless young people. They don't know any skills, but they are liars who have been trained to master skills suitable for different scenarios. Although they claimed to have implanted a virus into your mobile phone during the blackmail process, they didn't actually implant a virus. The app you downloaded is just a program code. This program code means stealing your address book, stealing your short messages and location information, and then the other party blackmails you with the stolen information. As for the principle of stealing the address book, it is applicable to almost any app in our country, including but not limited to WeChat, Alipay and Taobao. Don't worry, this software will always monitor you. All your information will only be stolen once and will not be monitored continuously. It's impossible and impossible, so don't worry. As long as the downloaded software is deleted, the mobile phone will be in a safe state immediately. Don't worry about all kinds of adverse effects.

(2) In the process of enjoying the screen, the other party sees my Alipay password and ID number. Will the other party steal my money or use my identity to borrow money?

A: No, the other party shared your screen just to confirm your deposit information, and there is no other purpose, and there is no need for other purposes. To take a step back, even if the other party knows your own identity information+mobile phone number+bank card number+password through the screen, will you still use your personal information to make online loans? Let's start with the conclusion: it's not that they don't want to, but that they can't do it. First of all, any loan includes two parts-loan agreement (commonly known as signing a contract)+payment (commonly known as giving you money), and any form of loan is indispensable. Signing a loan contract in your name requires your own signature. Even if the signature can be forged, it can also be used for judicial expertise. More importantly, the payment must be paid to your own financial account truthfully, and cannot be paid to someone else's account. This is impossible and illegal. For example, even if they borrowed RMB 6,543,800+in your own name, this RMB 6,543,800+must be credited to your own bank account, and it is impossible to directly credit any third party's bank account, even your spouse's account, and they only have ID photo+mobile phone number (no verification code), so it is definitely impossible to steal money from bank cards. In fact, they just want to see if your friend is playing tricks and transferring the money. They are a group of useless young people who have no special skills and don't have to worry about the future.

(3) How does the other party know my social security amount and the balance of the provident fund?

A: In addition to stealing your address book, the other party may also steal your short message information. For example, your provident fund and social security are notified by SMS every month, and even your mobile phone may be bound to your bank card, so your payment expenses and balance may be clear to each other. So it's a pity, really a pity. What I handled the most was that a civil servant called 340 thousand overnight and more than 200 thousand people called the police. Countless people have provided all the chat records, qq information and transfer records in the process of extortion to local public security bureaus, but it is really a pity that it is really difficult for the police to catch them, because their computer ip is virtual, QQ does not apply with real identity, and the phone is a pseudo base station communication. The collection accounts are generally bought on the black market. The most important thing is that this group of telecom fraud gangs are generally abroad. In Myanmar, China's public security organs have no law enforcement power abroad, and after the money is delivered, there is a special money laundering team to launder money quickly, so it is difficult to directly link it with exact evidence, so the police can only make a record, and most of them will never have any problems. In addition, what needs to be told you is that just because the case is solved and the crime is caught does not mean that the cheated money can be recovered. Internet extortion is complicated, and people who can be caught by public security organs are always dreamers. This group of people are just migrant workers with fixed basic salary and commission. You can't get the cheated money into their hands, but I still hope that the victims have the courage to report the case in time, provide corresponding evidence for the public security organs to handle the case, and learn from it. ? Therefore, Mr. Murray is here to tell you that anyone on the Internet who asks you to send you an installation package, let you download an app, watch their live broadcast, give them praise, and remotely control some props is fraud without exception. Don't believe the love stories in Beijing. Some of them have their own unexpected troubles.

If you still don't understand this question, you can answer it by searching for "Mr. Morrow" through "satellite". This problem is really common and extremely lethal. Remember, remember.

Third, investment and financial fraud.

Investment and financial fraud is also a lingering shadow of many people, but most people who are cheated by this kind of investment and financial fraud are because of their greed. In fact, many people know that the financial platform they are in contact with is not reliable, but they just think they can make small money. Some or many people don't know at all, but the financial platform gives him a little high "interest", which makes him feel easy to make money. In fact, I didn't know that you were eyeing other people's interest, and others were eyeing your principal.

In fact, this kind of fraud is easy to identify. This kind of fraudulent packaging financial platform is often identified by WeChat QR code, and then directly enters an investment financial platform. The page of this investment and financial management platform definitely shows a powerful enterprise, but it has nothing to do with it.

In fact, careful or cautious people can easily identify the legitimacy of this platform. For example, how can a regular platform only rely on the WeChat QR code as the only entrance, and this QR code is particularly rough. In addition, the financial platform is also flashy, simple in function and without any design aesthetics. Most importantly, most of these platforms directly accept WeChat transfers, and the collection accounts are generally inconsistent with their advertised corporate accounts, often personal accounts or other people's accounts, but it is obvious that many people are still cheated.

Teacher Murray also summed up the reasons for being cheated, mainly because in some investment and financial fraud, although many victims didn't believe it at first, the customer service would constantly induce the victims to take the bait through a good induction cycle.

For example, the customer service knows that the victim is suspicious from the beginning, but will take the initiative to ask the victim to invest several hundred dollars first. Soon, the victim invested hundreds of dollars with suspicion, and the income was gratifying. After a few days, the dividend will be 100 yuan. If the converted adult income is estimated to reach 100%, and then the cash is withdrawn, it will really arrive soon. The victim was repeatedly rejected completely. At this time, the customer service is constantly guiding the victims to increase investment, saying that the more investment, the higher the income, from 5000 yuan 1 10,000 to 1 10,000,200,000.

When the victim watched his income on the platform gradually hit a new high, he wanted to withdraw cash. After truthfully filling in my bank card number, I was told after waiting that one digit of my bank card was wrong. Then, due to the victim's own mistakes, all his funds on the platform were frozen. If he wants to unfreeze, he has to provide a guarantee, and the amount of guarantee is 20% ~ 30% of the total amount. The victim was dumbfounded, but without the guarantee funds, the funds left on the financial platform could not be thawed, so the victim who had put all the funds into the financial platform had no choice but to accept the advice of the platform customer service, go online and unfreeze after the loan reached a sufficient amount.

The victim was troubled and finally charged the so-called guarantee fee, and then carried out the guarantee operation at one time. When I reflected again, I was still told that I failed. Ask the customer service, and the customer service asks how you provided the guarantee just now. Is it a one-time recharge? If there is, just tell me how many kinds of money there are, and you must recharge them separately, otherwise the purpose of protection will not be achieved. Now that you have fully recharged, the system can't tell what this money is, and you need to re-guarantee. So repeatedly.

In fact, no matter how much money you charge, it's useless. At this point, it is time for them to close the net. All the benefits you see in the process of financial management are just figures that can be changed at will in its background. The amount you withdraw in advance is just the bait for you to get Stud. They know in their hearts that as long as you get the first benefit, they will not lose money, and you will definitely have the second and third.

This is the routine of investment and financial management platform. Remember, there is no pie in the sky, and there is no high-return financial management that can make a steady profit without losing money. If so, do you think you can find a platform that people who do ordinary work diligently every day, and those financial elites who blow air conditioners in office buildings with high salaries will not know?

Young people, work hard, and don't trust all kinds of unknown high-yield and high-return financial platforms on the Internet. You should know that you are thinking about some interest, but they are definitely thinking about your principal.

Fourth, credit card fraud

Brush list is a derivative of e-commerce. Shops pay people to pretend to be customers, and use false shopping methods to improve the ranking and sales of online stores, in order to obtain sales and praise to attract customers. Generally speaking, sellers provide purchase fees to help sellers in designated online stores buy goods to improve sales and credit, and fill in false praise.

In this way, online stores can often get better search rankings. For example, if you search on the platform, the store will be more easily found by buyers because of its large sales volume (even if it is fake). Generally, it can be divided into two types: the sales volume of a single product is prepared to explode and the reputation is improved to improve the overall credibility of the store.

In fact, it is obvious that the act of swiping a bill itself is a fraudulent act against consumers after the rise of e-commerce. With the rise of online e-commerce, people's food, clothing, housing and transportation are almost surrounded by e-commerce, which has led to fraud. This kind of fraud is actually a fraudulent means by which fraudsters use a series of serial routines set in advance to defraud part-time workers of money under the guise of swiping a bill. As for how deep this routine is, only those who have experienced it may understand what it means to be cheated and doubt life.

Bottom line: the bill is a cover, and cheating money is the real purpose.

In fact, it is not difficult to identify fraud by swiping a bill. Criminal groups mainly publicize on the internet platform with the copywriting of "simple operation, unlimited time, operating at home, and earning thousands of dollars a day". The target group is people who lack social experience and have no fixed income, but are lucky and expect to make money. By issuing employment procedures and filling in employment application forms, they build a "professional and regular" billing organization, thus gaining the trust of the victims. Criminals further fully gain the trust of the victims by issuing small task orders and paying back the money immediately.

In order to extract higher value from this kind of fraud, victims are often asked to pay in advance. The fraud team is a group of people who understand people. Of course, they also know that victims often don't trust them easily. So at the beginning, they often let the victims brush small bills, bills of several yuan and several single bills, and they will give you enough handling fees every time in the early stage. After gaining your initial trust, I will tell you that you can brush a higher amount of goods, so that the handling fee will be more sufficient. After this repetition, you will be able to pay more. Of course, you can see that the amount of your account is increasing at a speed visible to the naked eye, but suddenly one day when you want to withdraw money, you find that you can't withdraw it at all. At this time, the essence of fraud comes. Fraudsters often improve the complexity and singleness of tasks by issuing intermediate orders, and add excuses such as "card bill" and "system failure" to make victims fall into the cycle of doing tasks and paying. In order to pursue the goal of "getting a refund+commission for doing the task" (which is actually impossible to complete), the result is that the amount of the liar's account is getting bigger and bigger, and the victim gradually becomes penniless.

So you need to be careful when you brush the bill, and don't lose big because of small.