Rural student loan

Some places still need some materials, but much less than the first loan = =

Two, Jiangxi Rural Commercial Bank student loan official website?

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3. What are the conditions for applying for a student loan?

1. The first condition for students with financial difficulties to apply for rural student loans is financial difficulties. These groups usually include five categories: poverty-stricken families with files and cards, families with minimum living security, poverty-stricken families, orphans and disabled students, students with financial difficulties and disabled children. 2. China nationality with ID card. Applying for rural student loans is only open to China students, who must have an ID card. These two conditions are indispensable. 3. At least 18 years old. Secondly, if you want to apply for a student loan, you have to be 18 years old, so you have full civil capacity. If you are under the age of 18 when you go to college, according to the relevant laws and regulations, your guardian can issue a written consent for your loan. 4. There is no illegal act. Now most college students meet this requirement. After all, they were basically studying before they went to college, and there were few cases where they didn't violate the law and discipline. However, it does not rule out that some students have illegal behaviors. 5. Can finish school normally. In fact, this is also a very basic condition. If the university can't graduate normally, the significance of the student loan can be ignored. 1. Student-origin student loan students must first submit an electronic application form on the local education website and fill in the basic information. Student loan materials should be prepared: (1) student ID card or university notice, (2) student household registration book (which must include student household registration book and family household registration book), (3) household registration book with guarantor (relative or parent, married or working), (4) ID card of guarantor and student, and (5) poverty certificate. 2. To apply for a student loan in the student's home country, you must first go to the Education Bureau's funding center for review. The staff need to check whether there are any mistakes in the application form filled out by the students. The maximum loan is 8,000 yuan, and the longest loan period is 13 years. 3. Write a contract form and a contract, there are two contract forms and three contracts. Streamlined process: the Education Bureau applies for approval, the bank confirms the receipt of students' arrival at school, and sends it back to the bank for student account. Poor students in rural areas can apply for student loans, which is a kind of welfare in itself, so many people will have doubts. Is there any interest on this loan? Nowadays, many students take student-origin loans. Under normal circumstances, the interest on student loans begins to be calculated in September of the year when college students graduate, that is to say, repayment before graduation does not need to pay interest and is subsidized by the government. After graduation, students began to repay their loans every year. The loan interest after September 1 of the year in which the student graduated shall be borne by the borrower, and the government will no longer discount the interest. The student loan interest is calculated on an annual basis according to the actual number of days. The loan interest of students' origin loans is calculated according to the benchmark interest rate of the central bank, and the interest rate does not rise. In addition, student loans are repaid once a year. 10 Before February 20th, the interest settlement date due in the latest year is September 20th. For Nong Dell, the best way to change his fate is to study. Therefore, children in rural areas hope that they can go to college and have a good future. Now, the national policy is getting better and better. If you are a poor student who is admitted to a university but has no money, you can also apply for a student loan to complete your studies. There is no need to pay interest before graduation. After graduation, the loan interest is calculated according to the central bank's benchmark interest rate, and the interest rate usually does not rise. If a friend has no money to pay college tuition and meets the above application conditions, it is recommended to apply in time to solve the problem of difficulty in going to school. Related questions and answers: How to calculate the interest of student loan in Guangxi? After graduation, the school and the state implement the benchmark interest rate. The principal can be changed immediately after graduation, with one day's interest.

4. Where can I find the electronic version of the student loan contract of Jiangxi Rural Credit Cooperatives?

The electronic version of Jiangxi contract only needs to use Apple 1 to open the online system of student loan, then enter the license number and password to log in and click My Loan to export the electronic contract. After that, it is recommended to save it or print it out, so as not to need to find it again next time.

1. What is a student loan?

The national student loan is a loan taken by the CPC Central Committee and the State Council under the socialist market economy to improve the financial assistance level of students from poor families in ordinary colleges and universities in China. It is a bank loan led by the government, subsidized by the government, and jointly operated by the administrative departments of finance and education and universities. Borrowing students do not need to apply for loans and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. There are four main forms of student loans: national student loans; Interest-free loans in student credit loans; General commercial student loans. Among them, the degree and scale are the largest, and it is a student loan.

2. Student loan application

Apply for a loan first. Eligible students log on to the "Student Online Service System", find the "Loan Application Form", click "Add", fill in the information, export and print the "Qualification Examination of Student-origin Aid of China Development Bank". If it is the first time to apply for a loan, you need to appoint any unit and township (street) civil affairs department to conduct qualification examination and build official seal. If the loan is extended, the county-level fund center may apply for extending the loan contract. After the seal, the student and * * * together with the borrower go through the loan formalities at the county-level rescue center.

Student loan is a kind of help issued by the state. This kind of loan can be safely lent, after all, it is guaranteed by the state.