Can you buy a house in Nanning on your own?

Then let me tell you my real experience. A northerner, studying in Nanning. Tell me how I bought a house in Nanning with a salary of less than 3000 yuan. Technically, it's us

I talked about a girlfriend (now the mother of the child), a girl in Guangxi, a unique pragmatic, beautiful, virtuous and kind girl and so on. I'll talk more about this when I have time (in case my wife sees it, haha). After my junior year and senior year, the basic school ignored you and could practice independently, so I found an internship unit. At that time, it was basically about 2000 a month, and then I came back to live in school. As a college student, my expenses are low, mainly because my girlfriend is pragmatic (now I think she is good, but fortunately I am in charge). By the time they graduate in their senior year, basically both of them have 40 thousand yuan in their hands. Later, I graduated with a slightly higher salary. She took 3000 yuan, so the company packed two meals. At that time, our unit was on probation. I calculated that it was only 2800 yuan per month on average (including meals and excluding breakfast on the basic working day in our unit), and I don't know how I persisted at that time. Then, two people in the village, rented a small single room to match, 350 yuan a month, your own brain, how small. This was done for two years, and in 20 14 years, Jiahe City caught up with the group purchase at that time, with more than 4,000 square meters and several sets of small apartments with more than 70 square meters. Calculated, the total price is more than 300,000. Yes, you heard me right. At that time, the total price was really more than 300 thousand. After calculating the money in hand, we used the provident fund loan. At that time, the provident fund, with a down payment of 20%, was also very easy to apply for. If the down payment is less than 80 thousand, we can buy a suite. At that time, the two also discussed it. Monthly payment 1 more than 1,000. After calculation, there are more than 900 provident funds (my wife is taller than me and not married, so I can only count one). Finally, really, I bought it. To tell the truth, at that time, many people said that Jiahe City was too far away, so far away. Working there is too tiring. Many people don't like it. You have to calculate. Both of us earned less than 3,000 yuan, and we spent 80,000 yuan at once. It was difficult to make this decision at that time (later I thought, how stupid? I asked my family for some money and just bought two sets. I bought a set, and so did my girlfriend.

Then I really bought it, and all of a sudden, they didn't have any money. Really insecure. Then, we bought that 70 square meter room.

You think I'm done? Wrong. haha,

I bought a house, but my wife and I are too far away from Jiahe City. We also renovated it after the delivery of the house, only hard clothes, and we have never lived in it. Then 20 19, I calculated the money saved in these five years, plus the salary of two people in five years is not 3000, and there is also a provident fund, which adds up to more than 3000. When you get married, the baby will be born soon. A cruel, sold Jiahe City, a price, 700,000, the average price100,000, can still be sold, but there is no way, in a hurry to change rooms, sold Jiahe City. Then I used this 700 thousand to pay a down payment for a house next to my wife's unit. 1 10 square meter. All right, that's it.

This is how I bought a house on my own in Nanning!

Actual salary. Born in 1989.

1) Have a house without a car. The reason why I didn't buy a car is because I want to buy an SUV in BBA. If I don't have enough money, I will make do with taking a taxi first. So now all the trips are taxis or special cars.

2) If it's a house, I bought it myself and don't need help from home. At present, there are houses in Nanning Wuxiang, Langdong, Jiangnan and Xixiangtang.

3) As for me, I feel that I can't be more ordinary.

4) Send this post, some people will envy it, others will not believe it. If you are envious, everyone has a different chance. Accept your heart, keep it, control your desires and spend all your time at work. The world will repay you sooner or later. As for unbelief, say I show off, brag and so on. I don't think it's necessary. There are always people in this world who live beyond your imagination and mine. Believe it or not, it has nothing to do with me.

5) Finally, send yourself a message. Everything that can't kill me makes me stronger after all.

The salary is currently 4600, four suites in Nanning, starting from scratch, not relying on home, really, I believe I can.

I have been struggling in Nanning all the year round.

I am a foreigner. I came to Nanning to study in university alone. After graduating in 2009, I first went to Guilin and returned to work in Nanning on 20/0/3. It's good to catch up with the unit at that time, and it's no big problem to get 200 thousand a year. On 20 15, I bought a house of 127 square meters in wuxiang new district. House prices were really low at that time. The down payment of the district direct provident fund loan is only140,000, and the average price is more than 5,900. Now it's around 1 1000, and the monthly payment is more than 2900. Now you have to hedge your provident fund. In 20 17, I married a Nanning girl who was an only child. Her family bought her a house before marriage, and her parents also have their own houses, so the pressure of life is relatively small. It took her parents several months to know that I bought a house before marriage, and suddenly I felt that her parents were really old ... Now that they have children, they may have basically settled in Nanning in their lives. In the past two years, the unit's efficiency is not good and the income is unstable, but it usually lasts for ten to one thousand years ... At the beginning of the year, I received a dilapidated house from others in full, feeling a lot of pressure and thinking about changing jobs. ...

Let me tell you again, the house is not sold to people who live on wages. Secondly, your salary of more than 5,000 yuan is a high salary in Nanning. If you want to show your income, tell the truth!

Generally speaking, it is not available. Of course, there are tens of thousands of people in Nanning a month, but it is still a minority. Under normal circumstances, if you work in any city, you can't afford to buy a house locally. You ask people who work in Guangzhou, Guangzhou and Shenzhen, can they afford to buy a house there? Their answer is the same. No matter which city, local house prices are always higher than local wages.

Worked in 2008, bought a house on 20 13, and bought a price-limited house. At that time, the price-limited room was cheap, around 4200-5500. At that time, my salary was about 3000, so I saved a little for myself. My parents supported me a little and bought a two-bedroom apartment. Later, 20 19 sold the suite, bought a 90-flat three-bedroom apartment near my parents' home, and now lives there. It is estimated that this is the only house in my life.

I still shine so much moonlight every month, and I still don't have a girlfriend, and I don't know why.

There are many forms of buying a house, which is not as difficult to realize as expected. Many people will be scared by Nanning 1, 000 1 flat housing prices, and think that this salary can't afford a house in my life.

According to netizens' comments, most people in Nanning earn less than 5,000 yuan, excluding rent, water and electricity around 800 yuan (twice the living area), food expenses 600 yuan, transportation and communication expenses 200 yuan and other non-daily expenses 200 yuan. Total expenditure is at least 1800 yuan per month.

Compared with an adult, this expenditure plan is exquisite (economical). If a girl wants to buy clothes, cosmetics and many things, the expenditure will far exceed this figure. Men are better, and it is no problem to wear three sets of clothes in rotation for several years.

According to the simplest calculation of 1800, the income after deducting expenses from 5000 leaves 3200, and the deposit is still good. If it doesn't reach 5,000, then the remaining 4,000 and 3,000 yuan will be even harder to get.

All of the above are done alone. Buying a house can be a matter for two people. If you find a partner together, your income will double, but your expenses will not necessarily double. Food, rent, water and electricity will not fluctuate too much. It's not too big for two people to save 7000 yuan a month together.

When it comes to buying a house, there are second-hand houses in addition to new houses, and two rooms in addition to four rooms. There are many types of houses, so it is not difficult to simply buy a house. Find a house for ten years, with 600,000 to 500,000 flat floors, and the down payment/kloc-0.50 million is less than 3,000 per month. Based on this calculation, after buying a house, the rent no longer exists and becomes a monthly payment. The deposit of 7000 yuan is used to pay 3500 yuan a month, the rent is reduced by 600 yuan, and there is still 4000 yuan a month to meet the living expenses.

If the income is only three or four thousand, and you work hard by yourself without the help of your parents, it is really impossible to buy a house.