How's bank work?

question 1: how about working in a bank? Banks also have many types of jobs.

1. Teller is the one who sits in the glass window. Contact with private customers is the least free person in the bank, but the work pressure is the least. Generally speaking, there are 2 holidays and 1 rest, and there is no fixed weekend.

2. Accounting tellers, who are also tellers, also sit in the glass window, but this kind of teller is in contact with corporate finance, having lunch breaks and attending administrative classes.

3. Account managers, including account managers of personal loans, financial managers and account managers of enterprises. Among them, being an enterprise account manager is the most free, but there are many things and great pressure. Financial managers have greater pressure on deposits. Personal loan account managers have to contact all kinds of customers.

4. deputy director, director and president. Let's not talk about this. If you consider being one of these people, I believe you are more familiar with banking than I am.

question 2: is it good to work in a bank? At present, many people understand that the work of attacking banks is only the stage of being a teller. In fact, the landlord's financial major, a book, should basically not be a teller when entering the bank, and generally engage in management in the background.

The quality of bank work mainly depends on the level of departments and institutions. As the head office or tier-one branches need to manage many institutional outlets within their jurisdiction, there is a lot of natural work, and it is necessary to coordinate the relationship between various departments and institutions. There are many complicated things, or the information technology department of the bank is tired because it involves system maintenance and other work, and then it is risk management, so it is often necessary to write things, which is not easy.

The treatment of state-owned banks is not very good, but it is relatively stable. I joined the work in 28. The total salary of the head office of one of the four major state-owned companies is less than 1, yuan a year, but it is also divided into departments, and the salary of corporate business or global department will be relatively higher. Foreign capital or joint-stock system is different, and the bonus at the end of the year will be tens of thousands ~

But in places like securities or private placement, it is very easy to get hundreds of thousands of bonuses at the end of the year if you do well. I have a classmate who works in a private placement and earns about 3 thousand in the first year, but he has to pay the price of going home at 12 o'clock every night ~

So banks actually have their own advantages and disadvantages, depending on what you pursue ~

Good luck ~

Question 3: How is banking? I majored in finance in Shanghai, and I have worked in banking at present. I have worked in four banks and had internship experience. What about banking? First of all, you must classify it. According to my contact, I can roughly divide it into two types: one is the difference between Chinese capital and foreign capital, and the other is the difference between the front desk, the middle desk and the back office of a bank. In the abstract, the front desk of a bank is the part where the banking industry contacts customers, such as tellers, account managers or financial specialists in each branch. In addition to the marketing position, to be honest, the work is relatively simple and repetitive. It is really hard to say that it is necessary to rotate jobs and work overtime for different customers. If you make mistakes, you need to bear the pressure of marketing positions. There is also a lot of competition between banks. The junior position of the bank is still very bitter on the surface. It's like a besieged city. Before you go in, you think it's ok. After you go in, you will know that the banking industry is actually just like that. The middle desk of the bank is usually the management, and there are departments such as compliance or supervision. Of course, it also includes the connecting link. The bank is divided into many departments, but the connection between them depends entirely on the middle desk of the bank. Actually, I don't have much contact with the middle desk. I just switched to this aspect. I think your question shows that you haven't done banking, so you won't come into contact with the middle desk in a short time, so I won't start it. Hehe, in case you make a mistake, the background of the bank that will mislead people's children is usually a business operation, that is to say, what the front desk has done is only finished for the customers, but the real operation still needs to be done in the background, so the employees in the background don't have to come into contact with the customers, and it's usually just one desk. Internet machines do work such as deposit and remittance, bills and settlement, which is also the most stable group in the banking industry from a certain point of view. Of course, the work is also the most boring, because I have just worked as a background in a foreign bank for one year before, so I have a deep understanding. The second classification is like this. In fact, the work of the banking industry is not high according to the standards of the financial industry, but it is just a stable relationship between risk and income. I believe you also understand that there is also an area where banks compile and dispatch. Don't, although the salary of the staff is much better than that of dispatching, it is not the same. Generally speaking, the chance of the middle desk becoming a full-time employee is not higher than that of the front desk, because taking ICBC and Agricultural Bank of China as an example, Shanghai recruits a lot of dispatching tellers every year, so if it becomes a full-time employee in 3-5 years, the pressure is still quite great, and the background is different. But the opportunity is much greater, but the background of the general bank is more difficult to enter. In such an employment situation, I suggest you go to the first method even if it is a dispatching system. It should be said that the work intensity of Chinese banks is not as good as that of foreign banks' dispatch system. In comparison, foreign capital has an absolute advantage, except for the basic salary, which is basically equal pay for equal work. However, the gap between the dispatch and staffing of Chinese banks seems to be really big. If the official staffing is made, the annual salary of Chinese banks is mostly higher than that of foreign capital. Although the basic fixed salary of foreign capital should be higher than or equal to that of Chinese capital, the year-end bonus and welfare of Chinese capital are really incomparable to that of foreign capital. In addition, although the work of foreign capital is relatively compact. Chinese-funded enterprises with extremely frequent classes, but at least the working atmosphere is relatively free on the surface, are more rigorous and repressive. Generally speaking, everyone wants to do the work of a bank, that is, to seek stability. If you want to make a successful career or the post-8s phrase "be young when you succeed", then the bank is really not suitable for you. But if you want to seek stability for a lifetime, you can work hard and have enough to eat and wear. You can choose banking, of course, if you want to buy a house, the bank's junior level. The employees in the post are also far from each other. Hehe, I don't know which aspect you want to ask, but you can only talk casually. < P > Question 4: What's it like to work in a bank? Hello, Chinese public education is at your service.

Zhonggong Finance provides candidates with campus recruitment, social recruitment announcements, written examination time, interview notice, physical examination recruitment time, etc., as well as free reference materials. For more information about bank recruitment preparation, please visit Hunan Personnel Examination Network.

Let's take a look at some basic information about banks

At present, the banking institutions are: the head office, provincial banks, municipal banks, sub-branches and outlets (savings offices), with pyramid-shaped institutions, and sub-branches and outlets are all over the streets of the city, which is also the place where the most people are placed. The post setting of higher-level institutions is: senior managers, the decision-making levels such as the president and vice president mentioned by the people. The following departments: human resources, companies, institutional business, personal finance business, asset business, credit approval business, legal affairs, operation business, planned finance, etc.

second, what ability do you need to work in a bank?

because banks are state-owned enterprises and operating units, and they pursue the maximization of benefits, they are required to have financial management ability, marketing ability and management ability. Focus on marketing and communication skills. Sub-branches and institutions below are basically business personnel, and a few are management personnel. Operators are basically needed, and the ability requirement is that they have a vocational high school education, so they can be fully competent. Because the computer program is unified and fixed, it is stupid, and the window staff only need to press the enter key and enter the number and type the name, so most bank employees simply can't understand the company account book! If you need the ability, you need the ability to communicate with customers. It's OK if you know how to market and pull deposits, but it's also limited to economically underdeveloped areas. If it's a bank window in economically developed areas, you don't need to pull deposits at all. If you keep a straight face and customers queue up to deposit and withdraw money, you don't need marketing. Of course, you will leave the window and get promoted.

If you are a senior talent, it's basically a waste to work in a city bank or a sub-branch because there is no such environment and opportunity. Because of this, the management of secondary branches and sub-branches is not much trained, so if you study finance and enter a bank, you should join a provincial bank or above. If you enter a sub-branch, most of you will be placed in a front-line window. After 3-5 years, you will be no different from a vocational high school student! On the contrary, if you are inferior to vocational high school students in interpersonal communication, you will be ruined in this life! Therefore, grass-roots banks don't need talents most, because in fact, most positions in this industry need ordinary window personnel! Because of this, highly educated talents will have more room for promotion if they can manage and market. The above is the situation of state-owned commercial banks. Of course, if you can join policy banks and regulatory agencies such as China Banking Regulatory Commission, People's Bank of China and China Development Bank, the situation will be different, because there is no business window there! The salary is much higher than that of state-owned commercial banks!

Three main job descriptions

1. Position at the grass-roots level:

The account manager of a branch is under great pressure, but relatively high in motivation, and can get more than 2, yuan in the highest year. The counter staff, including accountants and savings, is another matter. Accounting posts are still relatively stable at present, because relevant knowledge and education are needed. In addition, the accounting systems of general banks are relatively perfect. Savings jobs are relatively simple, but they are harder and more tiring. The bank's system is that if you can't find the long and short money back, you must pay for it yourself. When many newcomers to savings jobs start to work, it is common to lose 1, or 2, yuan. It's no wonder that people always make mistakes when they receive 1 or 2 customers and handle so much money every day, and the air in the hall is dirty and the sound is noisy. The income of savings is lower than that of accountants. It's one of the least formal employees in the bank.

2. Other positions in the sub-branch:

President: The annual income of the president is about 34, yuan, not including post expenses, such as meals, telephone calls, gasoline reimbursement and so on. But this is a good situation. If the benefit is poor and the task is not completed, then he can only get more than 1,. Generally speaking, it is a good job. Credit supervisor and accounting supervisor: The most important cadres in a branch are not only led by the president, but also managed by their direct departments. We all know that middle-level cadres are the most tired. In addition to completing their own tasks, they are also responsible for the affairs of their subordinates. They can't get away with something wrong with those people. So I lived with trepidation. The annual income is about more than 1 thousand. Lobby managers, temporary workers, trainee employees: generally, it is not counted as the official establishment of the bank, but it is said that in recent years, it has been turned into long-term contract workers one after another. These people have the lowest income, ranging from 1, to 2, a month, including drivers and clerks. Bank grass-roots: the most important task is to complete various index tasks. Tired or not depends on what you think. The hardest thing is the loan officer, who runs outside every day and still ... > >

question 5: is the banking work good or not? Bank work is stable, which is better than general work. There can be nearly 1, state-owned banks, but the disadvantage is that we should take care of ourselves on time.

Hope to adopt

Question 6: What is the specific job of a bank salesperson? I'll give you the report I just "spelled" ~ ~

Dear leaders and comrades:

Hello!

my name is xxx. now, I will summarize and report my work and study in the past three months.

My post is the service window of CCB, and my words and deeds represent the image of CCB. I can't be a bit sloppy and relaxed in my work. As we all know, xx's savings office is the busiest. Every day, every comrade's business averages nearly 2 transactions and receives about 2 customers. Therefore, such a working environment forces me to constantly remind myself to be serious and serious in my work, and to carry out practical operations in strict accordance with the various rules and regulations formulated by the bank. Be consistent with yourself for three months.

As I'm new here, I'm not particularly skilled in my business. In order to get familiar with my business as soon as possible, when I encounter problems, I will consult my old comrades with an open mind. When dealing with business skills, I have a requirement for myself in my heart: a threesome must have my teacher, and we must do everything possible to meet people who can't. If you want to help others at work in the future, you must improve your professional quality. At the beginning, I made mistakes because I was not careful and skilled enough. Although I lost money, this did not affect my enthusiasm for this job, but it even spurred me to study business skills and theoretical knowledge hard.

Xx is located in the urban-rural fringe, with a dense population. There are many laid-off and retired workers receiving social security and medical insurance around the savings office, and there are also several schools. Cultural levels are different, and we have to serve different people every day. I always remind myself to start with the details. Put all kinds of spirits and requirements issued by the bank into practical work, making it subtle, civilian and life-oriented. What is the meaning of letting customers feel warm here?

There are often migrant workers or students from other places in the institute to handle personal remittance. Some people can't even fill in the required receipt. Every time I will explain the filling method to them in detail and teach them word by word until they learn to do this. When they leave, they should also be told to keep the written receipt so that they can write it next time they remit money. I would like to thank them for their continuous remittance business. Maybe someone will ask. Personal remittance is only a collection service in the savings office. It can't increase the deposit in the office, so why do you do it so enthusiastically? But I think serving our customers with your heart is the best service. When I heard the customers outside say to me: Your work is really fast ... That little girl has a really good attitude ... CCB is just good ... in that case. I am extremely happy in my heart, which is not only a praise for me, but also an approval of my work and an incentive for my work.

In the new year, I set a new goal for myself, that is, to step up my study, enrich myself better, and meet the challenges in the new period with a full mental state. There will be more opportunities and competitions waiting for me next year, and I am secretly encouraging myself. Stand firm in the competition. Down-to-earth, our eyes should not be limited to the small circles around us, but should focus on the overall situation and future development. I will also learn from other comrades, learn from each other's strengths, exchange good work and experience with each other, and make progress together. Get better work results.

question 7: how about working in a bank? Is there a future? What are the pros and cons? I personally work in a bank, and I can help you analyze the advantages and disadvantages of working in a bank. First of all, if you don't have a strong social relationship, you will start as a teller after you enter the bank. Every day, you will have to face customers (both high-quality and low-quality), and you will be exposed to a lot of cash and figures (1, and 1 million are just a zero, and a miss is a thousand miles away). You should always keep your head clear. If there is a wrong account, the teller will usually be responsible for compensation himself, and even every quarter. Can't finish, can only