How do poor people become rich? Is there any way?

First, turn the cost of living into the first capital

A person spent 100 yuan to buy 50 pairs of slippers, each pair was sold in 3 yuan on the street stall, and one * * * got it 150 yuan. Another person is very poor, and receives 100 yuan of living expenses every month, all of which are used to buy daily necessities. The same is 100 yuan, and the previous 100 yuan has been added to the capital through operation. The latter 100 yuan has not changed in value, but only the living expenses.

The problem of the poor is that it is difficult for his money to change from living expenses to capital. He has no capital consciousness and no experience and skills in managing capital. Therefore, the poor can only remain poor.

Wealth philosophy: Desire is the greatest motivation in life. Only those who are eager for wealth and enjoy making money in the process of investment can turn living expenses into "the first capital", and at the same time accumulate capital consciousness and experience and skills in capital operation, and achieve ultimate success.

Second, the first few years are the most difficult.

In fact, the biggest difficulty for the poor to get rich is the first few years. There is a wealth law in financial quotient research: for people who start from scratch, if the first million needs 10 year, it may take only five years to reach 10 million yuan, and then it will take only three years to reach 10 million yuan.

This law of wealth tells us: because you have rich experience and start-up funds, just like a car has started and accelerated, as long as you step on the accelerator, the car will gallop like a fly. The first five years may be the hardest day, and then it will become more and more fun and easier.

Wealth philosophy: Not only do the poor have no capital, but the bigger problem is that they have no capital consciousness and no experience and skills in managing capital. If the poor people's money is not capital, they can only remain poor.

Third, the wealth of the poor is only the brain.

The difference between people in intelligence and physical strength is not as great as imagined. What one person can do, others can do. It's just that the effect is different, and it is often the efforts of some details that determine the quality of the completion.

If an employee who relies on talent and pride can't be appreciated by his boss, it simply boils down to not kissing up, which is too one-sided. Although the boss doesn't like people who don't respect himself, it is more important that he can see your value. Similarly, the first time you apply for a business license, you will also have a quarrel with the person who applies for the license. To be sure, the small shop you open will always be a small shop, and it is difficult to grow up. This mentality, not to mention investment, is that it is difficult to do a good job in daily financial management.

In the final analysis, many investments are a kind of gambling, which means that the future income is greater than the current investment. Investment is a risky business. Once the money is invested, it's not up to you.

The poor are a vulnerable group, they have never mastered the situation, and many times they can't even control themselves, let alone influence others. What the poor lack in investment is not only money, but also the courage to act, the wisdom of thinking and the motivation of financial business.

What is the most precious resource for the poor? It is not limited savings, nor physical strength, but brains. Someone once said that thoughts are valuable spiritual wealth. In fact, in our time, thought is not only a kind of spiritual wealth, but also a kind of material tangible wealth. An idea may give birth to an industry or bring unprecedented changes to a business activity.

Wealth philosophy: The fundamental difference between people is not the height and thinness, but the brain with business knowledge, financial personality and capital thought.

Fourth, investment in one's own ability.

If there is a great man, the general idea is that a person's value depends not on how much he has taken from society, but on how much he has contributed. In contrast, distribution according to work is not distribution according to your labor, but production of more value. As long as you are willing, the stronger your working ability and the more value you create, the more likely you are to get a high income. More work is more quality than quantity, and the most fundamental investment of the poor is their own ability.

Wealth philosophy: When it comes to capitalists, the poor associate them with people who exploit the surplus labor value of workers, and naturally there is a kind of resistance in their hearts. In fact, you can be a capitalist if you want to be one. The capital market is open to everyone, including your share of the world.

Education is the biggest investment.

Academic qualifications are only proof of general education, and what you learn in school is only some comprehensive basic knowledge, which people need to learn all their lives.

Wealth philosophy: Education is the biggest investment. For many poor people, their fate is closely related to their education level. Because poverty is not a crime, but poor people must bear the consequences.

6. Don't use luck as an excuse for poverty.

Everyone has heard many stories about capital. For example, an old American woman bought 65,438+000 shares of Coca-Cola, and after decades of pressure, she became a multimillionaire. An old lady in China became a super rich woman after covering the original shares of SDB in 10. The protagonists of the story are all old ladies, all thumbs. They actually picked up a golden doll as soon as they bent down.

Theoretically speaking, the investment of American old ladies and China old ladies is successful, but for more people, it is difficult to have any promotion value. Why can two old ladies insist on building stocks? It is not a rational analysis, nor a firm confidence, but a lack of understanding, either because I left it at the bottom of the box or because of luck. The poor attribute many things to luck. Because only luck is the best excuse for being poor.

Wealth philosophy: In the era of commodity economy, everyone will have luck, and it is not only shameful but also impossible to get something for nothing. A person has the right to income, because he has produced products for the society and the society has paid him.

Seven, knowledge is close to capital.

There is a story about a king who wanted to thank a minister and ask him to make a condition. The minister said, "My requirements are not high. I just need to put 1 grain of rice in the first grid, 2 grains in the second grid, 4 grains in the third grid, 8 grains in the fourth grid, and so on until 64 grids are filled. "

The king laughed to himself. This request was too low, so he did it. Soon, the chessboard couldn't hold, so we switched to sacks, which didn't work, and the car didn't work, and the granary was soon used up. Countless people who count meters are tired, but the grid is like a bottomless pit, which can't be filled in ... The king finally found out that he was cheated, because he would be a poor man without a grain of rice. Even if the cardinal number of something is very small, once it grows in geometric multiples, the final result will be amazing.

It is difficult for the poor to develop, start and persist. A few grains of rice will make you lose your appetite. But the success of one thing often lies in the last step. When the cardinal number accumulates to a certain extent, you just need to jump the grid and you will become a Buddha. Everything before this is a foreshadowing. Without the first grain of rice, there would be no cars and carts behind. This process is long and difficult. However, there are many smart people in the world, and there are many people with knowledge, but few people can really make a fortune. To turn knowledge into knowledge, it can only be done by marriage with capital.

Wealth philosophy: the rich make money by capital, and the poor get rich by knowledge. Taking knowledge as capital and conquering the world with bare hands may be the last and most brilliant dream of the modern poor. However, it is difficult for a person living at the bottom to have a bird's eye view and grand tolerance. What the poor lack most in their hearts is actually this kind of confidence!