Why do many people borrow money now and not pay it back?

There is an old saying in China, "If you are in emergency, you will save the poor". Emergency is to help people in need, help them tide over the difficulties and let them go on by their own efforts; Saving the poor means throwing money into a bottomless pit, and you won't see it come back. Save people from danger, even if it is a thousand dollars; But simply giving money to the poor will only drag them down in the end.

Deliberately not returning it

Such people are generally selfish and most exasperating. They have money to spend, but they just don't pay the bill. In the face of such people, only legal means can be taken.

As the saying goes, "it's all grandfathers who borrow money and grandsons who ask for money", so borrowing money is risky and you need to think twice before you act!

There is another kind of person who has no problem with the quality of honesty, but for various reasons, he has temporarily encountered economic difficulties and is unable to repay you or borrow money from other places. If you are well-connected and trustworthy, you can negotiate with friends who owe you money. In line with the principle of understanding him, you might as well adopt the method of installment payment, which will not only reduce his repayment pressure, but also gradually recover the borrowed money.

For example, in Shakespeare's The Merchant of Venice, Antonio chose to borrow money in order to get rich overnight, but the boat capsized and Antonio could not afford to pay back the money.

In White-haired Girl, Yang Bailao borrows money from Huang Shiren and goes out to hide his debts on New Year's Eve.

There are more people who borrow money and don't pay it back, and those who are willing to lend money to others are very risky. The annual interest rate of private lending recognized by the ancient government of China is 80% (as high as 36% today), which is not capped. In other words, borrowing 1 1,000 yuan and returning 1 1,000 yuan is the basic market.

If you don't pay back the money you owe, you should also classify it. One, money owed to friends, two, money owed to relatives, three, money owed to timely rescue, four, money owed to lending companies, five, money owed to loan sharks, and six, money owed to banks. If you really owe a lot of money and your ability is not enough, then your relatives and friends still have to find a way to pay it back.

In a morbid society, from top to bottom, the government lacks credibility, and the dignitaries are beating around the bush. If you want your money back, you have to use more strength. In a social circle that only talks about power, potential and technology, it is now a joke to talk about credit. If the upper class doesn't get the money back, how can the middle class get it back? The middle class will return a part, and it will follow the example of the upper class and send less to the grassroots, which is so vicious.

Turn left | turn right

Today's society is developing rapidly and information channels are very active. The whole society is full of all kinds of stories and information about getting rich. People's success is evaluated by the amount of wealth, such as the annual Forbes wealth list. In the final analysis, everyone in this society is impetuous, many of them are gambling mentality, thinking that they can have a trick to seize the opportunity to make a fortune, turn over and make more money, and they are rushing in, but often there is a huge pit in front, and they will know that it is too late when they fall!