This post-80s and post-90s epidemic, to be honest, did you panic? No deposit. Anyway, I panicked, okay?

The pressure is enormous. If both parents and target parents are unhealthy, don't worry, otherwise we will be crushed in just two months!

First of all, we must face the fact that the debt ratio of young people is quite high now! For myself, not to mention a single mortgage of 2600 yuan per month, the average salary of two people adds up to about 1000 yuan, MINUS the fixed expenses of 2000 yuan per month (telephone, property, heating, electricity, etc.). ), 1 0,000 yuan for daily life (more economical, enough for small cities in the third tier), and 2,000 yuan for miscellaneous expenses (special expenses such as fuel costs and human relations). However, during the Chinese New Year, the monthly salary was only over 8,000 yuan, and the fixed expenditure was 4,600 yuan. The living expenses were very frugal, and 500 yuan was spent on holiday gifts 1500. Now it is still 1400, and it is not the end of the month! ! ! Not to mention the salary in February, there is no sales performance and no commission, and the target fixed salary has not yet landed. No way, I plan to clear more than 4000 funds I played in the early stage in March! ! This epidemic reminds us that it is really difficult to save without deposits!

Let's talk about parents. Old people have worked hard all their lives to raise children and prevent old age, and they are all facing collapse. Fortunately, parents are still in good health and do not need children to subsidize their families. But parents will get old one day, and the biggest fear is that their parents are sick. Once they get sick, they really need to borrow money to post it! As a child, I really have mixed feelings. I don't know whether to be thankful or ashamed!

Besides, I can't keep up with many people's feelings. I'm already in trouble. Classmates get together and friends have dinner, so I get together less. Usually only food and clothing can be guaranteed, but not comfort. Good-looking clothes are just for the sake of shaking eyes and slipping eyes, and I dare not buy them. I dare not change my mobile phone for two years! I haven't dared to have children yet! !

If you give yourself a comfort, the end of the epidemic must be done.

1. Monthly fixed deposit+wealth management, in case of emergency.

2. filial piety to parents, whether material or spiritual, owes too much.

3. If you work hard, you will definitely get rid of economic difficulties!

I am photovoltaic Xiaowo, a post-90 s wage earner in a third-and fourth-tier city. I wish my compatriots like me early financial freedom and good health!

To tell you the truth, I'm a little panicked. Years ago, I didn't know if I was out of my mind. Bought a suite, less than 1.5 million. The down payment is 450,000 installments and will be paid in three installments within one year. 6.5438+0.5 million has been paid, including 85,000 bank loans, which will be paid off in five years, and the monthly payment is more than 654.38+0.600, which has already begun to be paid back. The second time was in June, and I'm going to use the balance in the provident fund to pay it back. The third month1February will be repaid with this year's deposit. The mortgage loan is from the bank 1 10,000, and the loan has not yet come down. It is estimated that the monthly mortgage is a little more than 6000. In the first five years of mortgage loan, the bank has to pay 8,000 yuan per month, and then save money to pay the third down payment next year. It's big to think about it.

Back to the unit, we belong to technical service enterprises and state-owned enterprises. The epidemic didn't affect us much, but we haven't gone to work yet. At first, I was afraid that my salary would be delayed until the day I went to work. After all, I waited for my salary to be paid until the fifth salary arrived, and my hanging heart was put down, and the unit still paid my salary on time. Last year's bonus was originally said that we would go to work after the year, but now the leaders are working overtime at home to calculate the bonus, because our bonus accounts for a large part of our income, so this is still more important. Although this unit scolds 300 times a day, it is not so annoying at this time. Maybe it's easier for me to satisfy. I feel that there is a unit, and it is not at the end of my tether. Finally, scold yourself once again, the comfortable life is just the punishment I want to find for myself.

I'm fine, my parents are in my hometown in the countryside, and my brother and I are both paid. Although the salary in February may be a little less, it is enough.

There is not much deposit, but there is no debt. My brother has a mortgage and a car loan, but his salary is enough.

My parents have a pension and are healthy and sensible. They have been staying at home since the 29th of New Year's Day. They haven't gone anywhere and haven't opened the door. The water and electricity bills at home were saved for a year before. There are enough vegetables, and there is no shortage of rice and flour. My parents can steam their own steamed bread, and they don't have to worry about eating and drinking water.

There is a small yard in my home where we can dance square dance. I don't like excitement at ordinary times, so I don't have to be afraid of boredom at this time.

My brother has just returned to his hometown to live with his parents during the Spring Festival, and there is almost no cost for food and shelter. Take care of your parents. Throughout the Spring Festival, my brother was busy contacting about donating materials, so he didn't delay or feel bored at home.

I am busy in Suzhou for the time being, so I can't go to my husband's house in Zhejiang, and I can't go back to my hometown in Shandong. I bought a bunch of vegetables and read books by myself. I can get by.

Although not rich, the company still pays part of the salary, which can't be saved for two months, but it is not lacking.

I don't know the rest. Anyway, for me, as an 87-year-old single dog, I have a mortgage. It's ok, but I can afford it. I don't smoke or drink myself. Apart from the necessary consumption every month, there is basically nothing. I have no object, and I can basically deposit 1.200 yuan every month. At this time. There is really a puzzling idea that I am really lonely without a partner. Although I have ensured my food and clothing and daily expenses, I can also give some to my parents. I'm not worried about life at all. Psychologically, some panic!

I panicked, not because of my savings. I am an only child, and once my parents get sick, I have no time to take care of them, because I still have children. All I can do is entrust my child to my husband, and I will go back to my parents' house to take care of it alone.

However, my parents' generation did not listen to anything at first. On the second day of the first month, I was really angry and cried by my mother. Repeatedly told not to go out, don't visit, and wear a mask when going out. Why don't you listen? You still have to play mahjong, talk about her, and tell me that the country will take care of you when you are sick, which makes me cry.

They are sick. Can I ignore them?

It is false to say that you don't panic. After the standard 90, born in Shenzhen, the mortgage is 9000 yuan a month. Years ago, he accidentally raised a car and spent tens of thousands of down payment. Now he has to pay back 4000 yuan a month [covering his face]. Originally, my monthly salary was almost 15 thousand, which was just enough for my expenses. Now there is no work income, but also mortgage and car loan. Then there is a restaurant that pays 10 thousand yuan a month for shopping and rent, and I am not allowed to open [covering my face]. Anyway, if I don't go to work, I really want to buy a bowl to beg. It's just a panic [covering my face]. To tell the truth, the biggest education that the epidemic has given me now is that a person must have a little cash flow, otherwise he will have no courage in an emergency [I want to be quiet] [I want to be quiet] [I want to be quiet] [I want to be quiet]

Fortunately, it's not very scary. Except for Gabe and the alcohol at home, we all live a normal life. My primary school experienced SARS, and our village was isolated. At that time, adults were normal and less anxious, and now they are the same. In my opinion, compared with the two epidemics, I still feel that SARS is more terrible, the sequelae are so serious and the mortality rate is so high. Medicine is developing constantly, and I believe China will get over this difficulty soon. Come on (_? )?

My wife and I have been planning for two years, and we have an appointment to go back to our hometown to spend the New Year with our parents. My parents haven't seen their grandson for five years. When we handed over the work at hand, the leader gave us a holiday in advance. 654381October 7, we went home to reunite with our parents. Because of the sudden epidemic, we are still with our parents, and we just want to go back to work as soon as possible.

My sister was in Beijing at the time of SARS. At that time, I was a teenager and I was scared, but I was more worried about my sister. There are no cases here in Dandong, so I don't think so. This year's epidemic, I am very worried every day, because I am a mother and worried about my children. At first, I thought I was ill. Watch the news every day and wash your hands repeatedly. I'm particularly afraid of death. Maybe it's because I am a mother. I am old and young, and I really dare not have an accident. I have been keeping a taxi at home since the Spring Festival. Our company has been unable to open its doors. If you don't open the door, you won't get a commission, you won't get a salary, but fortunately there is no mortgage or something. Otherwise, we really can't live. It has been more than half a month, and we have been living in the open space [tears].

As the oldest post-90s generation, I'm a little scared.

But not because of the money. Get married on 20 18 and have children on 20 19. I saved 65438+ ten thousand before giving birth to a baby. In the outer suburbs of second-tier cities, this money is enough for us to live for more than 2 years.

What scares me is that the child is only 6 months old. Before this, there was no case of a child suffering from an epidemic within a few months. I'm worried. Such a young child had to be separated from his family when he was ill. what can I do?

Now more than 900 people in our area are isolated. Every time I really want to go out, I am very careful for fear of bringing back bad viruses.

I wouldn't be so worried when I didn't have children before. Since I had this little cotton-padded jacket, I feel that love is flooding.

I hope the epidemic will pass quickly and the sick people will be cured quickly! ! !