What are the mortgage transfer procedures? Who wants to talk about it?

Transfer process of mortgaged house: firstly, the things that the owner should bring: the house book, the owner's household registration book (if married, both husband and wife should be present), the owner's earliest purchase invoice (and various tax stamps), the copies of both husband and wife, and then the things that you should bring: ID card, household registration book, online signing contract. If it is a one-time payment, you don't need a bank credit certificate. Otherwise, you should bring personal income tax, business tax, deed tax and so on.

In China, houses belong to real estate. As long as there is no transfer in the Housing Authority, any form of agreement is invalid, so you should go through the transfer formalities as soon as possible, otherwise the original owner can sell the house again at any time.