If you were given 1 10,000 yuan, would you choose to start a business or continue working?

I'm Ling San, a trend trading investor, with stable profits.

Tell me about my experience.

In 20 12 years, I saved about 654.38 million yuan at work. I am not a quiet person by nature. Always thinking about tossing and turning, I always feel different. I don't want to work for others. I want to have my own business, so I cooperated with my friends, entered the e-commerce industry, and set up a Tmall online store. At that time, there were not so many rules and regulations, as long as I chose the right products. The category of women's shoes we make.

When I graduated, I told myself that I must be different from others, and then I started my own business. Because my thinking is ok and my marketing promotion is good, we made a profit in the first year. Of course, looking back on the experience this year, my friends and I were drunk. It's too difficult. I am learning rules, through train, drilling exhibition, activities, search, express delivery, communication skills, sales speech and design skills every day. We started almost from scratch.

At that time, someone said, why are you working so hard? I told him that I didn't want to work like this all my life. I still have many dreams. I want to make enough money at one time and then do what I want to do most. I don't want to compromise for food and clothing. For this goal, I can bear no matter how big the difficulty is.

I have nearly 800 thousand in 20 14 years, which is the number you said. So, what I want to say is that if I were you, I would definitely choose to start a business. Instead of going to work. Of course, after 20 14, I met the investment market, and since then, I have fallen into a sea of misery, and nearly10 million funds have all vanished in foreign exchange. Since then, I have spent two years studying futures and foreign exchange behind closed doors, and two years living in isolation, reading books and making simulation discs. My life is very lonely, but the only thing that supports me is that I must be free. I will definitely try to make a steady profit in the investment market. Finally, two years later, I created my own trading system, and now I have achieved stable profit.

So, subject, if I were you, I would definitely choose to start a business. After starting a business, you will encounter many difficulties. When you try your best to solve these difficulties, your ability will become stronger and stronger. You think every day, and you worry about everything in your company, because this is your own company. When you start to make a profit through your own way and efforts, your sense of accomplishment will never be realized at work.

Of course, you should also know your own personality. Don't start a business for the sake of starting a business. Start a business in order to follow suit. You must know clearly what you are doing. For example, I am a person with * * personality, and I can talk to them no matter what kind of people. Of course, sincerity comes first. Shopping malls are like wars. If you take part, you must stick to it. Moreover, all consequences are at your own risk. Think clearly. If you think you can, I suggest you take part in the competition. Then, persist and be diligent. Finally, third brother wishes you smooth sailing.

654.38+0 million, just enough to repay the bank loan.

I really need this 1 ten thousand. I was never short of money before, but now all I can think about is how to make money.

If you give me 1 10,000, I will continue to work and repay the bank loan at the same time. I feel that everything is comfortable and I am light without debt. A few days before the loan, I could hardly sleep and felt very inferior. I thought I was in debt of 6.5438+0 million. This 1 10,000 is timely, thank you.

1 10,000 yuan to me, I still choose to continue working. I am not timid, afraid to start a business, and I am not afraid of failure. But I love my present job, mental health work. It may be rare for people to come into contact with it, but we are really helping those who have mental illness.

I will continue to work, because I am grateful to meet such a good leader and close colleague. I have read many stories about how leaders use all kinds of cautious plots or stories between subordinates and colleagues. I was lucky not to meet them. Leaders and colleagues are very harmonious and take special care of me. Thank you.

Family education from childhood is to test yourself step by step, not to disturb others and not to be opportunistic. My family has teachers, civil servants and part-time jobs. None of them are entrepreneurs. Growing up in this environment, I don't have the idea and genes to start a business.

Young people should go out to start a business, even if they fail, it is also an experience. But I may not allow it in my family. In my family, this 654.38+0 million may be more useful. I can buy a house for my grandmother in the county. Buy a TV series to show his favorite Yongzheng dynasty.

I can buy an excavator for my uncle 654.38 million. Buy a harvester for my uncle and a car for my colleague. Part of the money is reserved for marrying a daughter-in-law, and the bride price in Jiangxi is generally around 0 million.

1 ten thousand is really not much. But we really need this 654.38+0 million.

You don't have to give me 1 ten thousand yuan. Even if I earn/kloc-0.0 million now, my own choice is to start a business. In today's society, if I want to live a better and more comfortable life, I have to work hard, and I don't want to wait until the company completely lays you off. It's too late for you to try again. My father worked diligently for the company for decades. In the 1990s, my mother was laid off overnight. It can be said that he was forced to go to Liangshan and left his job without pay to start a business. I was 46 years old then. Before I came out, there was no savings at home. Even the money for starting a business is borrowed from one family. In this way, it's only six years, and our family is doing well. It can be said that I have worked for so many years before, and it is not as good as the last six years. My house and car are all earned by business, but my parents are too careful. If I start a business around the age of 40, we will have been out of poverty long ago, so I will choose to start a business without hesitation. I'm still young, only 35 years old. I don't believe that I can't create a world.

The answer to this question should be that different people have different opinions. Let's talk about my opinion briefly.

For most people, 654.38+0 million is not a small income, or even a huge sum, which can be used to do many things.

For example, in first-and second-tier cities, you can pay a down payment for buying a house, and in fourth-and fifth-tier cities, you can even buy a house in full. Know how many people want to achieve the goal of buying a house in the city, especially in the first-tier cities. Buying a house has almost become a necessity, because in many cities, settling down, getting married, having children and going to school are all directly or indirectly related to the house. Therefore, if there is 6,543,800 yuan, I think many people will give priority to buying a house, then continue to work and gradually settle down in the city.

Of course, 1 10,000 yuan, in addition to buying a house, can also be used to invest in wealth management, buy stocks, do a small business, and can also be used as start-up funds.

It should be the dream of many people to achieve their own career. However, the dream is full and the reality is very skinny. If you don't have a skill or a good entrepreneurial project and firm confidence and execution, I suggest you think twice before starting a business. It is not enough to start a business with money, and there is not much venture capital of 1 10,000, so you must be cautious when choosing a business.

1. If your annual salary is more than 400,000 to 500,000 yuan and you want to continue to work hard in the workplace, then it is recommended to continue working. There is no need to risk failure in starting a business. It is a good choice to use this 1 10,000 yuan to buy a house, invest and buy stocks.

2. If you have rich experience and accumulation in your own professional field, or have mastered a core technology with commercial value, or have a very good entrepreneurial project, then it is suggested that you can use this 6,543,800 yuan to start a business. Although starting a business is risky, but with the conditions for starting a business, you may wish to give it a try, in case it succeeds!

If you are just an office worker who just wants to live a stable life, then I suggest you continue to work. With this 1 10,000 yuan, you can use it to buy a house, slowly settle down in your city, live a happy and stable life, and your sense of belonging and happiness index will gradually improve.

4. If you don't want to go to work from nine to five every day and want to open your own restaurant or canteen, it is also a good choice to start a business with this 654.38+0 million. After all, you can take the risk of failure of these small businesses.

The above are personal opinions and are for reference only.

This is actually a very simple answer!

If you have capital, who will choose a job that makes money so slowly!

I don't know. Do you think it makes sense?

Although I know that not everyone is suitable for starting a business, I still want to fight if there is an opportunity, as Ma Yun said: What if it succeeds?

Let's calculate an account:

(1) is in working condition.

Suppose you start working at the age of 24 and give you an annual salary of 6.5438 million+and work for 36 years, then it will be 3.6 million when you retire. Considering that there may be a salary increase in the future, let's call it 5 million.

Hmm? The current house price in Xiamen is 45,000 square meters. I can't afford to buy a house for a lifetime! The income of 5 million has not deducted the daily expenses.

(2) If there is 654.38+0 million funds.

There is a great possibility that you will become 5 million in a few years, and it is still a pure profit.

Qian Shengqian is the only way to get rich!

Although the capital of 1 10,000 is not much, it is a foundation as an investment.

If it were me, I would basically allocate it like this:

500,000 invested in stocks and index funds.

300,000 is used to invest in small companies. Small teams often don't need much money, but they can actually help you make money steadily.

0.2 million/200 thousand opened his own shop, learned business experience and gained other profits from it.

Of course, I have never studied investment, which would be my own fantasy, but I think it is definitely more promising than working.

what do you think?

Today's topic-do you think you can earn 654.38+0 million by working? What about 5 million?

This problem, I feel ...

First, let's look at the first fact:

1. 80% of wage earners in China have no idle deposits 1 10,000;

2. 80% of entrepreneurs in China do not have 1 10,000 start-up funds.

I believe that for an ordinary entrepreneur like me, who comes from a civilian family and has nothing at home except a few acres of land and two cows, the start-up capital of one million is astronomical. ...

I want to ask how many people are willing to work with millions of cash in their hands?

Secondly, let's look at the second fact:

80% of successful entrepreneurs have no start-up capital 1 10,000;

For example: Ma Yun of Ali, Ma of Tencent, Liu Chuanzhi of Lenovo, Zong of Wahaha and He Xiangjian of Midea Group. ...

The fact can explain at least one thing:

Money can not directly determine the success or failure of starting a business, it can only accelerate the success or failure of starting a business!

If I give you 1 ten thousand yuan, will you do it or not? Do you want to start a business?

On this issue, I would like to say the following three points:

First, if you are showing off your wealth, please say 100 million directly;

Second, if you really want to invest, please invest in three angel investment entrepreneurs;

Third, countless entrepreneurs are struggling to find 65438+ million funds!

If the next time you see someone ask:

If I give you 100 million yuan, will you still work or do you want to start a business?

I express my admiration, and by the way, are you Wanda Wang Ge?

1 10,000, although in today's society, it may not be enough to pay a down payment in first-tier cities, ordinary people can live a very rich life.

If I have 1 million, I have the following choices:

1. 1 10,000 is not much, but it is enough for making money, so that I can get something for nothing, provided that my consumption level is not very high. In a small city, if you invest 6.5438+0 million yuan in a stable money fund or bond fund. Under normal circumstances, there is no risk of loss, but the income is high and low. If the income per ten thousand copies is 0.7- 1 yuan, then the monthly income of 1 ten thousand is about 2000-3000 yuan. For small cities with low consumption, these benefits are enough to meet the basic expenses of daily life without housing pressure. You can live a leisurely life even if you don't work. If you continue to work, it is equivalent to an extra income of two or three thousand yuan per month, which is even more beautiful.

2. invest in real estate. 1 10,000 yuan is not enough to buy a house in a first-tier city, but it is enough to buy a house in a second-and third-tier city. You can buy a house of 90 to 100 square meters in a holiday city with a per square meter 100. After investing in real estate, you can rent out the house. The rent of houses in different places in different cities can earn about 2000 to 4000 yuan a month. However, it should be noted that although the investment in the house seems to be a steady profit at present, there are still some small risks. If you don't live by yourself after buying a house, but rent it out, then the requirements for tenants are still high. If the other party's quality is not high and doesn't care about your house, the maintenance cost will increase slightly after renting the house for many years. But on the whole, it's still a sure-fire business.

3. Start a business. This choice is relatively risky. Because entrepreneurship has higher requirements for people, a little carelessness will lead to losses. If you choose to start your own business, you must make a series of considerations and prepare for the worst. See if you can bear the worst, if not, choose to give up. However, the income from successful entrepreneurship is also considerable, which can not only exercise one's ability, but also obtain considerable income.

To sum up, if there is 6,543,800 yuan, what choice to make should be judged according to the personality of the parties. If you are a lazy person with little momentum, it is more appropriate to lie down and earn money. If you have an investment vision, you can invest in real estate. If you are strong-willed, self-motivated and naturally like challenging things, then starting a business is the best choice.

I think it's better to start a business! To start a business, we must ensure the success rate! How to improve the success rate of entrepreneurship? Let me talk about my opinion!

Because of work, many friends often ask me a question: Is he suitable for starting a business? Is the probability of starting a business for the first time high?

I told them: in fact, no one is not suitable for starting a business. The key is to see if you already have the key elements of entrepreneurial success.

The key factor for the success of starting a business is not whether you are suitable or not, but whether all key links in the process of starting a business are well done.

I started my own business twice, the first time failed, and the second time is still in progress.

The success rate of starting a business in China is one in ten thousand. I am very lucky to survive on my own.

In my opinion, the primary purpose of starting a business is to survive, so getting the maximum net profit is the basic goal in the initial stage of starting a business.

For first-time entrepreneurs, all your work should focus on how to maximize your net profit, so as to improve your chances of success in starting a business.

I have two entrepreneurial experiences and many detours, but I have also had a stroke of genius. Today, I want to talk to you about some key nodes in the process of starting a business, and combine your own experience to make you take as few detours as possible.

90% of entrepreneurial failures stem from insufficient preparation in the initial stage of entrepreneurship. At the beginning of your business, you need to make the following five preparations to greatly improve your chances of success.

About how to find a promising industry, I have specifically talked about it in the previous article, so I won't expand it here. Next, I will analyze with you how to prepare for the last four points.

Design competitive products

What kind of product to design depends on the stage of your industry. According to the theory of industrial life cycle, the industrial life cycle mainly includes four stages: initial stage, growth stage, maturity stage and decline stage. In different industry cycles, product design should adopt different methods to make your products competitive.

Relationship between industrial cycle and products

Give you 1 10,000 cash, will you choose to start a business or continue working? Many people made the wrong decision.

Nowadays, with the continuous improvement of living environment and the continuous progress of ideas, people's views on work have changed greatly. More and more people, especially young people, are no longer satisfied with their nine-to-five working life and are full of illusions about individual entrepreneurship. Although there is a strong entrepreneurial atmosphere in the society, the risks brought by entrepreneurship have never really been reduced.

I asked a question in the forum not long ago, so if I give you 1 10,000 cash now, will you choose to start a business or continue working? I was surprised by the enthusiasm of netizens on this issue. Everyone expressed their opinions enthusiastically, but many people made wrong decisions.

User 1: If there is1million, don't ask me what to do. I only have one thing to do, and that must be starting a business. I have made a plan. First, we will spend 200,000 yuan on technology research and development, 6.5438+0.5 million yuan on company renting, office supplies and home purchasing, 30,000 yuan on employee recruitment training, and organize group construction when necessary, and then spend 6.5438+0.5 million yuan on equipment and materials purchasing and external sales. In this way, the remaining 500,000 and 300,000 will be used as working capital and 200,000 as emergency reserve fund. The rest is to work hard. I have prepared the plan. When will the money arrive?

Netizen 2: If you give me 1 10,000, I will choose to take out 200,000 to buy insurance for myself and my family, especially serious illness insurance. Into the hospital, it will cost countless money. Then spend 500,000 yuan to buy a house, leaving 300,000 yuan to invest 200,000 yuan, and finally 65,438+million yuan to study, improve their abilities and make plans for the future. When the money is spent, I will continue to work in a down-to-earth manner.

Netizen 3: What is 1 10,000 now? This money can't do anything in a big city. My family has three suites, and the rent is tens of thousands a month. It takes three to five years to save 1 10,000. It is easy to go out and start a business. How many are really successful? They all ran out and threw money when their brains were hot, and soon they got all the money back. If you don't have the ability, it is more reliable to go to work honestly.

Start a business for 1 10,000 or continue to work? This depends on everyone's specific situation. Not everyone is suitable for starting a business, nor does it mean that there must be no future at work. What suits you is the best!

Some people are originally suitable for starting a business. For example, as far as his personal character is concerned, he likes to deal with others. He has a business mind, strong execution, strong communication and coordination skills, and also knows something about management, finance and sales.

At the same time, externally, after years of accumulation, he also has rich experience, contacts, relationships and some resources. He is short of money now. If you give him 1 10,000 yuan to start a business. This is equivalent to everything for him except the east wind. Everything will be all right as soon as the east wind arrives.

But for some people, not necessarily. His personality has decided that he is not suitable for starting a business, but only for going to work. Because he can't stand it.

Some people can't accept some blows and setbacks. If they suddenly have no income for a while, they will be very anxious, and even the whole person will feel collapsed. This kind of person is very unsuitable for starting a business. Because as an entrepreneur, both psychologically and physically, we have to undergo great tests. Not all startups can succeed at once. Many startups have failed a lot, and after being hit by others, they finally failed n times before they succeeded. They just grasped this success and finally walked out slowly.

Therefore, for some people who are indecisive, lack of execution and can't stand the blow, frustration and toss, it is very unsuitable for starting a business. For these people, when others give you 6.5438+0 million yuan, you'd better go to work. This 6.5438+0 million yuan can be used to do other things temporarily. For example, you can divide 1 10,000 into several shares for investment, one for yourself, one for some small projects, and one for some investment and wealth management products with fixed income.

The money invested in yourself in this way, after a period of hard work, your knowledge and skills have been improved and your value has increased, which will also enable you to find better job opportunities and platforms. The income from investing in fixed investment and financial management is available every month. As long as you are not greedy, you can always benefit steadily. You should handle the investment in small projects well, and you can lay a good foundation for your future investment in large projects through such an attempt.