How many years does it take for medical insurance to be taken out? Have you paid the medical insurance?

The main function of payment adjustment medical insurance is to help solve the problem of seeing a doctor. As long as you are a person who pays medical insurance, whether you pay employee medical insurance or urban and rural residents' medical insurance, you can reimburse medical expenses in proportion according to the provisions of the medical insurance system as long as you go to the hospital when you are sick. Among them, employees' medical insurance is paid monthly, and they can enjoy the medical insurance reimbursement treatment next month if they pay this month. In addition to hospitalization expenses, outpatient expenses can also be reimbursed. If you don't continue to pay fees next month, you won't be able to enjoy medical insurance reimbursement. Medical insurance for urban and rural residents is paid annually, and the annual payment is only one year. If you stop paying in the future, you won't be able to enjoy medical insurance reimbursement next year. Simply put, there is no specific time limit for the payment of medical insurance. No matter how many years the payment is made, it is impossible to withdraw cash or apply for surrender. Only hospitalization can enjoy medical insurance benefits. ?

According to the relevant regulations, if the insured reaches the legal retirement age and the payment period of medical insurance reaches the payment period stipulated by the local government department, he will no longer pay medical insurance and enjoy medical insurance benefits for life. If it is residents' medical insurance, the payment period is not accumulated. If it is a person who continuously pays residents' medical insurance, the share of reimbursement during hospitalization will be relatively large, which needs to be understood according to his own situation.

Different from the old-age insurance in daily life, we often see people confuse medical insurance with old-age insurance. Today I will briefly talk about the difference between the two. The former can't be taken out, and can only be used for hospitalization reimbursement. Can't withdraw cash, also can't surrender. Old-age insurance means that you can enjoy old-age benefits after you have paid the prescribed payment period. Specifically, if you have reached 15 years and the insured person has reached the retirement age of receiving a pension, you can apply to the local social security bureau for receiving a monthly pension.