On bank financial management and bank asset management business

1, the products before the bank were also designed by itself, but it formed a very bad industry habit, which was the substantial guarantee of guaranteed income, so all the risks were concentrated in the bank. The new regulations introduced last year are just to solve this problem. Obviously, it is an asset management product, and it is not guaranteed. The loss is the customer's own, and the bank only charges management fees.

2. Most of them are designed by themselves. There are many product departments in banks, and there are many kinds of products. Internal digestion is dominant,

Reference: Puyi Fortune: 20 13 The issuance scale of bank wealth management products exceeds 56 trillion _ Netease Finance/14/0307/08/9mnk90vk00253b0h.html.