What if the car is scraped by the side of the road?

Daily cars, parked, scraped by other cars or other things, will make people very unhappy. What's more, I want to know who scratched the car. For this matter, we have two situations, one is that no one can claim, and the other is that we can't claim. What shall we do next? Let's talk about these two situations:

Let's talk about the first situation first. The car was scraped, how can I claim compensation if I can't find anyone? It depends on where your car is parked.

If you park your car in a toll parking lot or a roadside toll parking lot, as long as you can prove that the car was scratched here, the property of the parking lot or the security administrator of the parking lot will compensate you for your losses, so if the perpetrator cannot be found, the property will compensate you. Also, if your car is equipped with a driving recorder with collision warning function, you can also find the accident vehicle.

What if there is no claim? For example, if someone scratches on the side of the road, the vehicle will not be found. What should I do? If your car has body scratch insurance, you can find an insurance company at this time. However, few people buy this kind of insurance. If you don't buy scratch insurance, you can ask the traffic police to pay according to the car damage insurance. The insurance company pays 70%, and the remaining 30% needs to be borne by itself. If you buy scratch insurance, you can directly insure the car if you haven't insured it this year. There is no such insurance, or the car has been insured for two or three times. If this happens again, the premium may rise by 10% to 40% next year. At this time, it is more appropriate to go to the repair shop to paint at your own expense.

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