I want to buy Taikang Fortune Life Insurance for my one-month-old daughter. Who can elaborate on this insurance?

Taikang has several types of wealth life (dividend type), the earlier version is 20 10, and there are three types of wealth life currently on sale: C, D and E. I wonder which one you bought? However, they are all series products, and basically all have survival money (the three products have different payment forms, depending on the terms) and death protection. Among them, the death protection generally distinguishes the payment amount according to the age of death. For example, Taikang's earliest wealth life death protection payment amount has the following differences:

(1) The insured died before18th birthday (excluding18th birthday), and the compensation amount = premium paid (basic responsibility);

(2) The insured died between 18 years old (including 18 years old birthday) and 60 years old, and the compensation amount = paid premium X110%;

(3) If the insured dies between the ages of 60 and 79, the compensation amount = 4 times the insured amount-the survival money that the insured has received after reaching the age of 60;

(4) The insured dies after reaching the age of 79, and the compensation amount is zero.

You can see the insurance clauses in your insurance policy.

In addition, you can attach other insurances when purchasing this insurance, such as additional serious illness or additional term life insurance. These products also have protection functions, and the scope and amount of protection will also be indicated for you in the insurance clauses.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.