Is it illegal to borrow money to blow up the address book?

How to prevent online loans from exploding the address book?

In order to prevent online loans from exploding the address book, we suggest taking the following measures:

1. When applying for a loan, if the online loan platform system reminds the customer to authorize the inquiry of address book information, do not choose the consent option, but choose the rejection option. Of course, after choosing to refuse, some may not borrow money. In this regard, customers can borrow from another platform, which does not need to provide the borrower's address book information.

2. If the platform has been authorized to inquire about the address book information, and some relatives and friends in the address book have been called by the online lending platform, it is recommended that the borrower quickly find a way to pay off the arrears. As long as the arrears are paid off in time, the dunning will naturally stop.

3. If the overdue debts are not paid off for the time being, and you are worried about disturbing your relatives and friends in the later period, you can take the initiative to contact the platform to explain that you are temporarily unable to repay, and supplement the corresponding supporting materials, and then try to apply for an extension. The online lending platform should suspend the collection and consider the extension request put forward by the borrower as appropriate. In addition, you can try to borrow money from relatives and friends, pay off the debt first, and then pay it back to relatives and friends when you have money.

How long does it take for a small pineapple loan to explode the address book?

Usually within 3-5 days. If you can't contact yourself if you don't repay on time, you will take other ways to ask for debts. There are mainly the following ways:

1. The loan company will solve the problem through legal channels. If there is a mortgage, your collateral will be disposed of. If there is no mortgage, others will be implicated when you apply. If the law still can't solve it, you may turn to some unclear solutions.

2. Affect your credit information and harass your family.

3 serious meeting.

The latest Ponzi scheme in the entertainment circle: Who was the earliest "Four Emperors"?

Zhang Wanyi, JC-T, Deng Wei and Zhang Linghe, the latest Ponzi scheme loan exploders in the entertainment circle, are all idols favored by fans, who think that these idols will definitely catch fire. However, the public is mostly in a humorous state about this phenomenon, because none of these four people are particularly famous masterpieces at present, and they are not really angry. The current entertainment circle makes many netizens feel very funny. Everyone is pursuing the word traffic, and fans are also pursuing some superficial things.

Obviously, no works can stand out for their idols, but fans just regard their idols as the top stream, and even often make a series of irrational behaviors online. These four people have the most say, and everyone thinks that they will definitely be popular, so they label idols with great potential. For example, Zhang Wanyi will cooperate with Yang Zi next, so everyone thinks that Zhang Wanyi will rise to the top with this work, and that after this TV series is broadcast, Zhang Wanyi will definitely become one of the few top performers in the entertainment circle.

Deng Wei fans are also very confident. Although Deng Wei's popularity is not very high, his fans are very active. However, after the airport incident, Deng Wei became an idol laughed at by many netizens, and Schrodinger's fire made him a representative word of shame. Zhang Linghe's popularity is relatively high now, but his popularity is basically brought by love. Because his love affair was exposed in the process of career development, it naturally became the object of everyone's attention.

However, this does not mean that Zhang Linghe is developing well, because now he is in a very embarrassing period. Many people say that JC-T is really hot now. Compared with the other three people, JC-T is really hot, but there is still a long way to go before it succeeds. Moreover, his personal conditions do have great defects, which also leads to his inability to play many roles. It can only be said that these people have their own shortcomings, and fans don't have to brag too much on social platforms, otherwise they will face it one day.

How to prevent micro-loans from exploding address books

In the face of small loan collection and address book explosion, we can't just passively bear it, and we need to take some necessary measures to deal with it. Everyone should learn to do this:

1, turn off permissions

The reason why small loans can burst the address book is because everyone allows small loan apps to access the address book. Therefore, everyone should close the access rights of the small loan APP through the mobile phone setting function in time, or uninstall it directly.

Step 2 change your mobile phone number

After the small loan collection explodes the address book, everyone must change the mobile phone number in time and only tell the number to a small number of people. In addition, everyone should ask relatives and friends not to tell others the number easily.

3. Install shielding software

Friends who don't want to change their mobile phone numbers can install a shielding software on their mobile phones, or more. In addition, you need to manually summarize the harassing calls, and share the summarized calls with friends and relatives, so that they can block them together.

4. Complaints and reports

After the small loan collection explodes the address book, everyone should pay attention to collecting evidence, including what harassing calls are, how often they are harassed, and which relatives and friends have been harassed. Then you can use this evidence to complain about small loans.

The departments that can report are: China Banking Regulatory Commission, industrial and commercial departments, Internet Finance Association, local financial offices, three major communication operators, public security departments and so on.

For those small loans that are harassed, threatened or intimidated by tools such as "calling you to death", you can directly choose to call the police and let the public security organs crack down.

Of course, I hope that everyone who needs funds will borrow money from the formal microfinance platform to avoid violent collection caused by borrowing from the informal platform. If you have a loan, you must pay it back regularly, otherwise it will affect your personal credit, and you may encounter difficulties in buying a house loan in the future. I hope I can help you.